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Should You Invest That Down Payment? 08/22/2017 08:00pm • For many homebuyers, scraping up a down payment take years of penny-pinching. But not for everyone. Many buyers have a chunk of change from sale of a previous home, inheritance or investment winnings. For those in that enviable situation, the question is: What's the best way to invest that money? P Watch for 2018 Best Colleges Rankings on Sept. 12 08/21/2017 08:00pm • Prospective students and parents can explore the 2018 U.S. News Best Colleges rankings three weeks from today, on Tuesday, Sept. 12. Available on usnews.com, these rankings -- which include National Universities, National Liberal Arts Colleges, Regional Universities and Regional Colleges -- focus o Credit Cards 101 for College Students 08/21/2017 08:00pm • Credit cards are an important financial tool in a college student's wallet. Unfortunately, many students fail when it comes to understanding the basics of using a credit card, according to a U.S. News survey of college student cardholders. In fact, 44 percent of respondents said they weren't educat 10 Red Flags an Online Degree Program Is Fake 08/21/2017 08:00pm • Avoid Falling for Online Education ScamsWhen it comes to choosing an online degree program, there are a lot of options, and experts say thorough research is essential. Many fraudulent options -- also known as diploma mills -- exist that allow students to easily earn a credential with little to no va How to Overcome Your Credit Card Fears 08/20/2017 08:00pm • Debt running wild can certainly be a scary thing. Americans are facing a record level of indebtedness, with balances having risen continuously over the past three years to $12.8 trillion, as of June 30, 2017, according to the Federal Reserve Bank of New York. Credit card debt alone totals about $78 What Are Alternative Investments And What Can They Offer? 08/20/2017 08:00pm • If you've got any sort of portfolio, you know what stocks and bonds are. Those two asset classes dominate the typical retail investor's portfolio, but alternative investments -- non-traditional investments that tend not to be correlated to the performance of stocks and bonds -- aren't given much of How to Manage Life Insurance as an Investment 08/20/2017 08:00pm • For decades, many financial experts have had a standard line on life insurance: "Buy term and invest the rest." According to this thinking, a low-cost, bare-bones term policy offering a death benefit but no investment return was the best way to protect loved ones. And the money saved could go into A 401k Plan Checklist When You Change Jobs 08/20/2017 08:00pm • So you've made the move and upgraded to a new job, and likely more responsibility and a bigger paycheck. Congratulations -- just don't forget about your 401(k) plan. You'll need to make a few retirement savings-boosting moves to ensure your 401(k) still operates in top gear after you've moved to a n First span of NY bridge built to carry millions opening 08/20/2017 02:25pm • ALBANY, N.Y. (AP) — New York Gov. Andrew Cuomo's signature public works project, a $4 billion bridge to be named after his father, is about to begin carrying commuters across the Hudson River in the New York City suburbs. One span of the future Gov. Mario M. Cuomo Bridge will open to westbound Maryland women to represent US in World University Games 08/19/2017 04:03pm • COLLEGE PARK, Md. (AP) — After dominating the Big Ten for three straight years, the Maryland women's basketball team is ready to take on the world. Maryland was selected by the United States International University Sports Federation to represent the U.S. in Taiwan at the World University Games When You Can Buy Stocks on the Dip 08/17/2017 08:00pm • With turmoil in North Korea, continued instability over global oil prices and a political rift right here in the U.S., you can't discount a stock market pullback, which could stop an investor's portfolio growth in its tracks. But rather than lean into headwinds, why not focus on temporary market dec Protect Your Privacy When Applying for Scholarships 08/16/2017 08:00pm • Digital privacy concerns are growing. According to a 2016 Pew study, Americans consistently stated they lack confidence in everyday communication channels and the companies in charge of those channels. Searching and applying for college scholarships online requires applicants to surrender some of t How to Stay Debt-Free During the Back-to-School Shopping Rush 08/16/2017 08:00pm • The welcome respite that is sending your kids back to school after a long summer comes at a price, one that's driving a surprising number of parents into debt. According to a recent MagnifyMoney survey, more than 1 in 5 parents will go into debt to cover the cost of back-to-school expenses, meaning Your Kids Want Your Money: How to Juggle Retirement, College and Wedding Expectations 08/16/2017 08:00pm • Growing up is expensive. When young adults want to get married, that may mean a lavish wedding to kick off the partnership. Buying a house could require a bigger down payment than the money they have in the bank. And nothing seems to financially weigh down young adults more than the cost of college 5 Things for Veterans to Know About Expanded GI Bill Benefits 08/15/2017 08:00pm • Lawmakers this month sent an expanded GI educational benefits bill, known as the "Forever GI Bill" to President Donald Trump's desk to sign. The Forever GI Bill, which passed the U.S. Senate unanimously , is estimated to cost more than $3 billion over 10 years. "It restores benefits to veterans who