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What Is Earnest Money? 12/16/2025 07:00pm • Earnest money is a "good faith" deposit the homebuyer provides with an offer, to show the seller an intent to follow through on a home purchase. The funds are typically held in an escrow account until closing. If you haven't budgeted for an earnest money deposit, this expense may come as a surprise. 8 New and Upcoming IPOs for 2026 12/16/2025 07:00pm • Despite a U.S. government shutdown that hit the "pause" button on new initial public offerings, the IPO market is expected to finish 2025 as it started, with a flurry of newly minted publicly traded companies. Data from MicroVentures show that 371 U.S. companies went public through Dec. 4, a signifi Envoys try to narrow gaps on a loan plan for Ukraine ahead of Thursday's crunch EU summit 12/16/2025 06:48am • BRUSSELS (AP) — European Union envoys worked on Tuesday to narrow gaps on a plan to use billions of dollars in frozen Russian assets as collateral for a massive loan to cover Ukraine's economic and military needs over the next two years, ahead of a crunch summit of EU leaders later this week. Almo Thousands flock to a Tokyo zoo to see the last 2 pandas in Japan before their return to China 12/16/2025 05:54am • TOKYO (AP) — Thousands of people flocked to Tokyo's Ueno zoo to have a last glimpse of the popular twin pandas that are set to return to China next month, worried if or when they get to see their replacement in Japan as Tokyo's relations with Beijing sunk. The Tokyo metropolitan government announc After a year of Trump, EU leaders begrudgingly learn to live with the reality of an unreliable ally 12/16/2025 01:31am • BRUSSELS (AP) — Over the course of 2025, a new reality has sunk in for Europe. The United States, long its strongest ally, has chipped away at the European Union's unity, economies, security and even its democracies, setting the backdrop for an EU summit this week at the end of an exceptionally tr How to Get a Personal Loan With No Income Verification 12/15/2025 07:00pm • Some people who need money fast to pay for unexpected expenses or large purchases turn to personal loans. In most cases, lenders will verify your income to ensure that you have enough money to repay a personal loan. That can present a hurdle for some borrowers, such as those who are unemployed, self Execution set for this week in Georgia put on hold for now 12/15/2025 06:39pm • ATLANTA (AP) — Georgia's parole board on Monday put an execution scheduled for Wednesday on hold, but it was not clear how long that would last. The order suspending the execution of Stacey Humphreys, signed by State Board of Pardons and Paroles Chair Joyette Holmes, does not provide any reason fo Czech president swears in new coalition government of populist billionaire Andrej BabiÅ¡ 12/15/2025 06:35am • PRAGUE (AP) — A new Czech coalition government led by populist billionaire Andrej BabiÅ¡ took office on Monday with an agenda to steer the country away from supporting Ukraine and reject some key European Union policies. President Petr Pavel swore in the Cabinet at the Prague Castle, ending a pro- Japan will be without a panda for the first time in 50 years after twins leave Tokyo zoo 12/15/2025 06:31am • TOKYO (AP) — Popular twin pandas at a Tokyo zoo are set to return to their homeland in China in late January, officials said Monday, leaving Japan without a panda for the first time in about half a century. Prospects for their replacement are not favorable either as ties between the two countries What Is a Balloon Mortgage? 12/14/2025 07:00pm • For the everyday homebuyer, balloon mortgages are a relic of the past -- and for good reason. This type of mortgage was widely used in the lead-up to the 2008 financial crisis, leading to strict regulations that make balloon payments incredibly uncommon in modern residential mortgage lending.While a Expert tips to ease financial pressure and avoid holiday overspending 12/13/2025 07:48am • NEW YORK (AP) — Are you feeling overwhelmed by the pressure to spend money on gifts, parties, and travel this holiday season? The job market is tough, student loan and credit card debt are rising, and prices for many items remain high due to inflation. If you’re feeling financially strained, kn Russian cargo jet grounded 16 years in Michigan's Upper Peninsula may soon fly again 12/12/2025 03:36pm • One of Michigan's most enduring sagas in the Upper Peninsula — the grounding of a Russian cargo jet marooned near Marquette for 16 years — may soon come to an end after years of lawsuits, police investigations and feuding over ownership. The tale that touches Uzbekistan, Ukraine, Pakistan and Te What to know about Trump's executive order to curtail state AI regulations 12/12/2025 03:35pm • President Donald Trump signed an executive order Thursday pressuring states not to regulate artificial intelligence. Trump and some Republicans argue that the limited regulations already enacted by states, and others that might follow, will dampen innovation and growth for the technology. Critics f EU indefinitely freezes Russian assets so Hungary and Slovakia can't veto their use for Ukraine 12/12/2025 01:32pm • BRUSSELS (AP) — The European Union on Friday indefinitely froze Russia’s assets in Europe to ensure that Hungary and Slovakia, both with Moscow-friendly governments, can’t prevent the billions of euros from being used to support Ukraine. Using a special procedure meant for economic emergencies Germany summons Russian ambassador over alleged sabotage, cyberattacks and election interference 12/12/2025 01:10pm • BERLIN (AP) — Germany summoned Russia's ambassador Friday following accusations of sabotage, cyberattacks and election interference, an official said. The German government has also accused Moscow of perpetrating disinformation campaigns. “The goal of these Russian cyber and disinformation attac