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How Past Money Mistakes Can Shape Your Financial Future 05/21/2018 08:00pm • If your finances are a wreck, and you're wondering how your savings plans got derailed, reflect on your previous money habits. After all, it's easy to repeat past pitfalls and make the same budgeting blunders. And when it comes to debt and compound interest, financial mistakes -- like buying an expe 4 Misconceptions About Market Value 05/21/2018 08:00pm • Articles about stock market valuations are plentiful, shaping consensus views about relative value within global stock markets. The search term "U.S. stock market valuations are high" generates more than 2 million results; the search term "emerging markets are cheap" generates more than 2.5 million Is Credit Monitoring Worth It? 05/20/2018 08:00pm • Hackers are just itching for the next chance to steal a company's data and pounce on your most sensitive financial secrets. With this in mind, it would be comforting to know that someone has your back. Credit monitoring services promise to safeguard your personal information from such criminals. Typ 10 Advantages of Using a 529 to Pay for College 05/20/2018 08:00pm • More families are saving with 529 accounts. When saving for a child or grandchild's college education, a tax-advantaged 529 plan is a popular way to save because of its many advantages. A 529 plan allows an investor to contribute after-tax dollars for qualified higher education expenses, such as tui How Investors Should Cope with Market Volatility 05/20/2018 08:00pm • Volatility may be the day trader's friend, but it can steal the dreams of long-term investors preparing for college and retirement. And it has picked up in recent months. The CBOE volatility index, or VIX, a measure of volatility in the Standard & Poor's 500 index, spiked to nearly 40 in Februa 6 Low Risk Investments to Build Retirement Income 05/17/2018 08:00pm • As you approach retirement, your investment objective will slowly shift from investment growth to generating retirement income and preserving the money you have saved. Retirees generally aim to allocate more of their assets to lower risk investments that generate cash flow and are less likely to de Joint Cardholder vs. Authorized User: What's the Difference? 05/17/2018 08:00pm • If you want to share a credit card with someone, you have two options: become joint cardholders or add the person as an authorized user to an existing credit card. Which one you choose will depend a lot on your relationship with that person -- including how much trust you have. Read on to find out 3 Smart Money Moves to Make if You're Not Attending College 05/17/2018 08:00pm • Are your friends preparing to go off to college while you go straight into the workforce? You're not alone. According to an April 2018 report from the Bureau of Labor Statistics, 66.7 percent of high school grads ages 16 to 24 were enrolled in colleges or universities. Many high school graduates do 7 Steps to Pay off Debt in Retirement 05/16/2018 08:00pm • If you've entered retirement with a mortgage, credit card balance or car loan, it may seem tough to tackle the debt on a fixed income. The advantage you have is time: You can use free hours to improve your financial situation. Work up a plan and follow it to wipe out debt. Here are some steps you c What to Know Before Paying for Scholarship Help 05/16/2018 08:00pm • If it seems counterintuitive to pay money to receive money, it should -- at least in the world of college scholarships. You should never have to open your wallet to find scholarship help. There are boundless free resources on the web, at your school and hopefully in your home. That said, you might Lava Insurance and Other Unusual Financial Products You Might Need 05/16/2018 08:00pm • When Kilauea volcano on Hawaii's Big Island spewed lava into the Leilani Estates neighborhood this month, many residents were left wondering whether damage to their property would be covered by insurance. The sad reality is that losses associated with lava or volcanic activity are excluded from man 5 Reasons to Consolidate Your Investing Accounts 05/15/2018 08:00pm • Baby boomers average approximately 12 jobs in their lifetimes, according to the U.S. Bureau of Labor statistics. Tack on several bank and brokerage accounts to 401(k) money left behind at one or more of those dozen employers and older adults can easily rack up far more investment accounts than neces What's Next for Nicaragua and Its Resilient Leader Daniel Ortega? 05/14/2018 08:00pm • Nicaraguan President Daniel Ortega indicated over the weekend he is willing to discuss the demands of tens of thousands of protesters after a month of unrest across the Latin American nation, the second poorest in the hemisphere. But it's unclear whether there's anything the former revolutionary lea 3 Reasons Why You're Broke 05/14/2018 08:00pm • If you're always running out of cash before your next paycheck, you may be in a recurring cycle of mismanaging your finances. Of course, some low-paying professions can contribute to your financial woes. But maybe you're carrying too much debt. Or perhaps you're not budgeting well or you don't know 10 Summer College Application Tasks for Rising High School Seniors 05/14/2018 08:00pm • Make the Most of the Summer MonthsThe summer before senior year of high school is a great time for students to make progress on the college application process well in advance of fall and winter application deadlines, experts say."It just really makes it a less stressful, less overwhelming process w