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What Are Closing Costs? 05/29/2018 08:00pm • While first-time homebuyers typically focus on saving money for a down payment, you also need to budget for closing costs, which are an essential expense of homebuying. Some closing costs, such as real estate agent commissions, are paid by home sellers. The term "closing costs" includes a variety of VA loans cut both ways: Vets increasingly squeezed out of DC’s housing market 05/29/2018 10:05am • WASHINGTON — Military veterans in the D.C. area have the highest median income among vets in the nation, and vets have a higher home ownership rate than the general population, but they are increasingly being squeezed out of Washington’s competitive and high-priced market. Part of the problem Ellicott City residents, owners get 1st glimpse of flood-ravaged Main Street 05/29/2018 09:45am • ELLICOTT CITY, Md. — For the first time since Sunday's flash flooding, residents and business owners are able to get a personal look at damage wrought by the torrents of murky brown water flowing down Main Street — at least for a few minutes. The Howard County government is orchestrating esc What Medical Schools Are Doing to Reduce Student Debt 05/28/2018 08:00pm • The rising cost of higher education makes affording medical school tough for the vast majority of students. In fact, many medical school graduates leave school with significant debt. According to the Association of American Medical Colleges, 75 percent of medical students who graduated in 2017 borr What Is a Good Credit Card APR? 05/28/2018 08:00pm • When it comes to credit cards, the annual percentage rate is probably the most important number to know. But what exactly is an APR -- and what does it mean for your bottom line? Any time you borrow money from a financial institution, you are charged interest on the outstanding balance. Credit card 15 Money-Saving Tips for Big Families 05/24/2018 08:00pm • Prevent feeling financially squeezed with these strategies.In 1976, 40 percent of 40- to 44-year-old women had four or more children, according to the Pew Research Center. Since then, family sizes have been shrinking sharply. And in 2013, a Gallup poll found 65 percent of Americans say the cost of r What Veterans Need to Know About Student Loan Discharges 05/23/2018 08:00pm • The Trump administration is implementing a new system that may make it easier for some disabled veterans to erase their student loan debt. The Department of Education announced last month that it's working with the Department of Veteran Affairs to identify veterans with service-related disabilities How You Can Win a National Merit Scholarship 05/23/2018 08:00pm • Nearly 4.3 million high school students took the Preliminary SAT/National Merit Scholarship Qualifying Test or the PSAT 10 in the 2016-2017 school year, according to College Board. Prospective college students enter the National Merit Scholarship Program, conducted by the nonprofit National Merit S What Should Your Insurance Agent Do for You? 05/23/2018 08:00pm • While the internet has made it possible to request quotes online from a variety of reputable insurance companies, not everyone wants to spend mind-numbing hours filling out web forms. Instead, a better use of time may be to provide detailed information to an insurance agent and let a professional d 7 Monthly Dividend Stocks for Steady Income 05/23/2018 08:00pm • Wanted: Stable income each month.Income investing is about finding a stock that offers a good dividend yield and stability. The expectation is this share of profits allows you to pay your expenses in retirement. In this scenario, monthly dividend stocks are attractive. While there aren't as many com 8 Dividend ETFs That Pay You More 05/22/2018 08:00pm • Bond investors have more options.Yields on the 10-year U.S. Treasury bond have hit their highest rate since 2011. On the surface, that sounds like great news. Except that "high" is still just 3.1 percent. A longer-term look at bonds dating back to before the financial crisis shows Treasury yields st Moneyball: Mortgage edition 05/22/2018 04:40pm • This content is sponsored by Lafayette Federal Credit Union Maybe you've just gotten married, are expecting your first child or are simply tired of flushing money for rent down the proverbial toilet. Eventually, everybody thinks about buying a house and about how they can optimize the process to 6 Job Hunting Tips for New Grads 05/21/2018 08:00pm • With college debts at all-time highs and education loan payments about to start coming due, graduation season can be filled not only with a justifiable sense of accomplishment and high hopes but with a clear angst about how to get your first job and begin a meaningful career. Even though the Great R How to Invest in Industrial Real Estate 05/21/2018 08:00pm • Move over apartment buildings: Warehouses are becoming sexier than ever to real estate investors. Though industrial real estate was hit hard during the recession and lagged in its recovery, it is now improving steadily and is perhaps the most desirable commercial real estate class, says Nick Vertuc 10 Least Expensive Private Medical Schools 05/21/2018 08:00pm • The U.S. News Short List, separate from our overall rankings, is a regular series that magnifies individual data points in hopes of providing students and parents a way to find which undergraduate or graduate programs excel or have room to grow in specific areas. Be sure to explore The Short List: