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6 reasons to start your holiday shopping early 11/04/2015 07:00pm • Each year, the holiday shopping season starts a little earlier, and this year is no different. With Halloween behind us, major retailers began holiday sales this week to officially kick it off. There's no doubt that there will be steep discounts during "Deals Week" leading up to Black Friday and 11 surefire ways to waste money during the holidays 11/04/2015 07:00pm • Retailers use "can't miss" sales, dazzling displays, sweet holiday scents and music to entice people to spend more money during the holiday season than at any other time of year. And it works. Holiday sales are expected to reach $630.5 billion in 2015, a 3.7 percent increase over last year, accordin 10 Creative Ways to Cut Costs This Winter 11/03/2015 07:00pm • Seasonal SpendingThe winter months can be expensive: They often encompass holiday shopping, travel, splurges that cheer you up on cold days and larger-than-usual electricity bills. Even winter clothing can be pricier than summer apparel, since outfits include bulky jackets and boots. U.S. News Fruga 7 inexpensive hostess gift ideas for the holidays 11/03/2015 07:00pm • Whether you're attending a Thanksgiving dinner celebration, a Christmas party or other holiday gathering this year, be the guest your host will remember by bringing along an impressive host or hostess gift. You'll find plenty of sales to shop for small gifts over the biggest shopping season of the y How to Navigate Holiday Shopping at the Big Box Stores 11/02/2015 07:00pm • With Halloween behind us, attention will quickly turn to the impending holiday shopping season. Thanksgiving is just three and a half weeks away, and with some families celebrating gift exchanges at this time of year, we have to prepare early. It is important to identify who you are buying for, wha How to Save on Holiday Spending Without Being a Scrooge 11/01/2015 07:00pm • Bah humbug, the holidays are approaching but you are broke. What do you do? Do you want to save on holiday spending this year? If you do, then don't do it looking like a Scrooge! There are so many ways to save money on your holiday shopping without looking cheap, so here are some of my top tips on 3 holiday planning tricks to dodge debt 10/30/2015 11:30am • The holidays often arrive with a burst of excitement and end with a crash of fear and despair as people wait with baited breath for the holiday credit card bills to arrive in the mail. If you're looking to avoid that January letdown, consider these tips that can help you plan for expenditures and av 7 Credit Card Perks for Small Business Owners 10/27/2015 08:00pm • Owners of both new and established small businesses can benefit from a broad range of valuable perks offered with credit cards. Business credit cards not only provide a means for building and establishing business credit, but they can assist in record-keeping, preserving cash flow and separating bus Organization is a Frugal Shopper's Strongest Weapon 10/26/2015 08:00pm • One of the best skills anyone can develop that will have long lasting effects that help save money is organization. How many times do we lose out on saving money at the store even though we've clipped coupons because we just didn't bring them? How often do we miss out on a rebate because it's expi Vote for Belvoir Federal Credit Union 10/21/2015 12:24pm • Pay It Forward… With Only Your Vote! Help make a difference in a child’s life at St. Jude Children’s Research Hospital. Right now, you can vote and share Belvoir Federal Credit Union’s video to help the kids win $10,000. The more votes the video receives, the better chance of the kids at St. Simple guide to paying off lingering debt 10/21/2015 10:00am • If you find yourself collecting more and more debt while struggling to figure out how you will ever pay it all off, it might be time to develop a step-by-step strategy. Paying off debt starts with making a budget and continues with changing your habits and rewarding yourself for progress. A few cont 10 Money Action Steps to Take Before 2016 10/20/2015 08:00pm • New Year, New YouAs the end of the year approaches, it's a good time to take stock of the financial moves you've already made -- and have yet to make -- before the year changes. Many financial deadlines pop up on Dec. 31, which means now is the time to prepare to squeeze in last-minute savings or ra Smart Shopping Tricks to Make Your Budget Last All Month 10/19/2015 08:00pm • We can all use ways to stretch our paycheck each month, but it's not always easy to know which expenses to focus on minimizing first. The fact is, some costs are easier to trim down than others. The dozen strategies below will help you always score the lowest price, making it easier for your budget 3 Steps for International Students to Build Credit in College 10/19/2015 08:00pm • You'll learn a lot by studying at an U.S. university, but there's one lesson that usually isn't part of the curriculum: how to build credit. It's something that even U.S. students don't pay much attention to, which is unfortunate, as building credit can make an enormous impact on your post-college 10 Classic (and Unique) Retirement Gift Ideas 10/18/2015 08:00pm • Celebrating retirementAs the baby boomers continue to retire, you may want to recognize the occasion of a colleague's retirement with a gift. Here are some thoughtful ways to wish a co-worker well in retirement.Years of serviceA classic retirement gift is a watch, necklace, plaque or other object th