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Now Could Be the Right Time To Refinance Your Student Loans 09/03/2015 08:00am • There has been a growing concern around student loan debt for quite some time. The New America Education Policy Program reported in 2012 that about 40 percent of all student loan debt was from graduate students. Why is this important? One in four borrowers took out more than $100,000 in loans, ac How to Build Credit Without Credit Cards 09/02/2015 08:00pm • It's conventional wisdom that using credit cards responsibly is the fastest and best way to build credit. It's also conventional wisdom that using credit cards can be the fastest, best way to destroy credit. That's why it's easy to understand why not everyone has or wants a credit card. In fact, How Investors Should Play Oil's Decline 09/02/2015 08:00pm • Oil is at the lowest price we have seen in more than 10 years and there is no evidence that the price has bottomed. We believe the price crash for oil is very similar to what occurred in 1986, and the overall reason is due to a great increase of supply. In 1986, the increase come from Saudi Arabia Pros, Cons of Helping Grandchildren With College Costs 09/01/2015 08:00pm • Sept. 13 marks National Grandparents Day, and some college students should be sure to thank G randma and G randpa for something extra special this year: help paying for school. According to Sallie Mae's How America Pays For College 2015 report, contributions for college costs from relatives and f The Pros and Cons of a Secured Credit Card 09/01/2015 08:00pm • Liana Moran's secured credit card story is becoming more common. After graduating from Georgia Southern University in May of 2014, she landed a paid internship and decided it was time to get a credit card. For starters, the apartment she wanted to rent required a credit check before she could sign 8 Ways to Jump-Start Your Retirement Savings 08/31/2015 08:00pm • Saving for retirement is a daunting task. It requires cutting back current spending in order to fund an unknown future. We don't know how long we will live. We don't know what our future expenses will be. Finally, we don't know how much our savings will grow. Nonetheless, despite these uncertainti 10 Law Schools That Leave Grads With the Least Debt 08/31/2015 08:00pm • The U.S. News Short List, separate from our overall rankings, is a regular series that magnifies individual data points in hopes of providing students and parents a way to find which undergraduate or graduate programs excel or have room to grow in specific areas. Be sure to explore The Short List: 5 Steps to Maintain Financial Security in Retirement 08/31/2015 09:00am • A career is spent planning, day dreaming and saving for the day you can stop working with your back, brain and hands. An army of dollar bills has been saved and invested. Now you can stop working for your money and start making your money work for you. But if you're not prepared for financial shocks How to Improve Your Finances After Retirement 08/30/2015 08:00pm • You have many opportunities to fix your retirement finances before you retire. You can ramp up your savings, eliminate debt and make smart decisions about when to sign up for Social Security and other types of retirement benefits. But even after retirement, it's not too late to fix a funding shortf What Happens When You Can't Afford Your Health Insurance 08/30/2015 08:00pm • Getting health insurance is one thing; paying premiums month after month to keep it is another. If you have health insurance through your job, your premium comes out of your paycheck automatically, and unless you have a qualifying life event -- like marriage -- you're stuck with that policy until Is This the Time to Look for Bargains in Energy? 08/30/2015 08:00pm • Investors who bought up energy stocks or crude oil futures a few months ago when it seemed like petroleum prices had bottomed are likely feeling some pain after the late-August drop in the equities market. Greater concerns about China's economy, despite the government's attempts to stabilize its s 3 Credit Cards College Students Should Consider 08/27/2015 08:00pm • Numerous surveys have shown that many millennials just don't want them, with most opting for debit cards in the wake of an apocalyptic job market and crushing student loan debt. For those who do want them, credit cards just aren't always easy to come by. The Credit CARD Act of 2009 pulled the plug o How to Attend College Without Students Loans 08/27/2015 08:00pm • With the total amount of student loans topping $1 trillion, it is no wonder that people are looking for alternative ways to pay for college. According to Mark Kantrowitz, publisher of Edvisors, a site that helps students figure out ways to pay for college, 2015 college graduates will leave college w Law School Grads Share Application Dos and Don'ts 08/26/2015 08:00pm • There is no surefire way for getting into the right law school. Some applicants take the LSAT numerous times to get a competitive score. Others apply to schools more than once, waiting for just the right financial aid package to come with their acceptance letter. Some J.D.s did all of these things How to Invest in Bond Funds During a Bear Market 08/26/2015 08:00pm • If it's fizzy, it's iffy. That's the key thing to know about bond funds this week. With drama engulfing the stock market, bonds look safe. But all bond funds aren't the same, and analysts say it's imperative to understand what's in a bond fund before shifting money into it -- especially if you are