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5 Ways to Prepare Your Finances for Retirement 12/21/2015 07:00pm • The basic foundation of retirement planning is building up a retirement savings portfolio that is large enough to enable you to enjoy a comfortable lifestyle for the rest of your life. Faithfully funding and intelligently investing in a 401(k) plan, individual retirement account or similar type of What happens to your debt after you die? 12/21/2015 03:00am • Thankfully, you can't take it with you. Your debt, that is. When you depart this world, your debt stays behind. That may be reassuring to a lot of consumers. According to a new survey of 1,004 U.S. adults from CreditCards.com, 1 in 5 Americans believe his or her debt will never be paid off. Bu 6 Painless Ways to Save for Retirement 12/20/2015 07:00pm • Everyone knows you're supposed to save money for retirement. So how come, according to the Employee Benefit Research Institute, over half of workers admit they have less than $25,000 in savings? It's difficult to save money, especially if you're raising a family on anything less than the median hous Tips for Successful Senior Investing 12/20/2015 07:00pm • As tempting as it may be for retirees to increase their income by reaching for dividend yield, there are dangers on that investment path. But if you're planning on exposing yourself to greater risk in hopes of generating more retirement income, there are a few strategies you should know. From Octobe 3 Ways to Stop Wasting Money on Interest 12/20/2015 07:00pm • Credit card debt costs the average U.S. household more than $2,500 in interest per year, according to a November NerdWallet study of over 2,000 adults. That's more than 3 percent of the average household income -- just for the privilege of carrying debt on a credit card. It's enough to pay for two m 4 Balance Transfer Credit Cards to Consider for 2016 12/20/2015 07:00pm • The new year is almost here, and you know what that means, right?It means "Auld Lang Syne," giant glittering ball drops and midnight kisses. It means ridiculously named college football bowl games like the Famous Idaho Potato Bowl and the Marmot Boca Raton Bowl. It means countless lists of the year' 8 Money Experts Answer: 'What Are the Best Ways to Stretch a Dollar?' 12/17/2015 07:00pm • As the beginning of a new year approaches, there's no better time to assess how you can improve your finances in 2016. Sometimes, the most effective change you can make is to stretch your money just a little further. But as simple as it sounds, asking yourself, "What are the best ways to stretch a How to talk with family members about money at holiday gatherings 12/17/2015 06:00am • When money comes up at family holiday gatherings, the results can be uncomfortable. Whether it's your brother asking you for money or you trying to inquire about your parents' financial stability as they eye retirement, the subject is ripe for awkwardness. Since it's a season full of family get-t A Consumer's Guide to the Fed Interest Rate Hike 12/16/2015 07:00pm • The era of cheap money isn't exactly over, but on Wednesday, after seven years of having near zero interest rates, the Federal Reserve voted to raise the central bank's benchmark interest rate from a range of 0 percent to 0.25 percent to a range of 0.25 percent to 0.5 percent. Economists have large Purchasing the Dulles Greenway? VDOT doesn't buy the idea 12/16/2015 07:49am • WASHINGTON — The idea of buying the Dulles Greenway with the goal of lowering tolls would require hundreds of millions of dollars in upfront cash, and the chief financial officer of the Virginia Department of Transportation says the purchase would be a bad deal for the state. Loudoun County la 9 Tips for Investors Getting a Late Start on Retirement Savings 12/15/2015 07:00pm • Most financial advisors agree that the best approach to retirement planning is to start early and let your investments grow over time. Many Americans aren't following this advice.In a 2014 national poll conducted by Bankrate, more than a quarter of survey respondents ages 50 to 64 said they had not How to Prepare For New Year's Resolution Success 12/15/2015 07:00pm • Christmas is almost here. Your shopping is nearly complete. Your baking is well under way. Friends and relatives are making plans to get together with you in the next couple of weeks. After all the season's greetings have come to an end, it will be time to ring in a new year. If you are planning on Decide Whether to Use Home Equity, Parent PLUS Loans To Pay For College 12/15/2015 07:00pm • Until the housing market collapsed in 2007, home equity loans were a popular alternative to federal parent PLUS loans for parents looking to finance their children's college education. These home loans allow homeowners to take out a line of credit against the value of their homes beyond what they ow Fewer American workers expecting holiday bonuses, raises 12/15/2015 12:02pm • WASHINGTON — The holiday bonus looks to be going the way of the three-martini lunch. A new survey released by Bankrate.com finds that only 22 percent of employed Americans expect a bonus this year, while only 12 percent are anticipating a raise. It’s all a part of the slow wage growth that 7 Money Mistakes to Avoid in 2016 12/14/2015 07:00pm • The start of a new year often means a fresh financial and life start for many people as they contemplate their goals and dreams. Some of those goals and dreams can increase their quality of life; others, not so much.Today we'll share seven money mistakes you should avoid in 2016 if you're interested