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7 Habits of Highly Successful Savers 02/14/2017 07:00pm • According to a 2016 study conducted by GOBankingRates, more than two-thirds of Americans have less than $1,000 saved, with 34 percent admitting to having absolutely no money in their savings account. Though today's consumers are more aware than ever about the importance of savvy spending, these sta How to talk to your mate about money -- and keep the romance alive 02/14/2017 12:42pm • WASHINGTON — There’s a disconnect between how well couples say they communicate about money and what the research says, according to Fidelity’s 2015 Couples Retirement Study. For instance, 72 percent of couples surveyed feel that they communicate about money exceptionally or very well, yet How to save money by ditching your car 02/14/2017 11:00am • Chris Balish hasn't owned a car since 2005. After discovering that his massive SUV wouldn't fit in his cramped apartment parking garage, he quickly sold the vehicle. Balish, who was living in St. Louis at the time, figured out how to get to work on public transit and bicycle. "By the end of the m The Paradox of Millennial Investors 02/13/2017 07:00pm • As millennial investors go, the stereotypes run as rampant as those about the age cohort itself: They love technology. They're spoiled. And they don't trust the financial services industry. Period. That is: They'd rather use a smartphone to invest via app than to actually call a financial advisor. How to Approach 4 Awkward Financial Talks With Your Partner 02/13/2017 07:00pm • So you need to talk about money with your spouse -- or live-in boyfriend or girlfriend. This could be awkward. In fact, 68 percent of Americans in relationships say finances are more of a source of tension with their partner than their sex life, according to a new report from the financial planning Should You Pay Your Taxes With a Credit Card? 02/13/2017 07:00pm • When you receive your W-2s and start preparing your taxes, you can quickly determine if a tax refund isn't in your future. You may even discover that you owe the government a tax payment. From mailing a check to electronic payments, there is a wide range of options for paying taxes. You may be surpr 6 Ways to Age Well and Save Money Doing It 02/13/2017 07:00pm • Don't let money troubles bury your health in the golden years.Health care costs can snowball as a person ages, and the added stress of those big bills can further tax one's health. To age well, experts say, it's often helpful to consider money matters along with making healthy choices. "What you wan Child care shortage: Baby boom, operating costs lead to waiting lists 02/13/2017 02:04am • WASHINGTON — D.C. resident Jennifer Kauffman didn't even have a name picked out for her daughter and, already, her unborn baby was on a waiting list at several day care centers. Kauffman and her husband started their child care search at a time when most expectant parents are just getting 3 Strategies to Protect You To and Through Retirement 02/12/2017 07:00pm • We hear more today in the financial services world that financial advisors should be thinking about their clients' holistic needs. But, what does that really mean? At its core, holistic financial planning requires us to stretch our view and think beyond the concept of simply accumulating wealth. It 5 Ways to Make Room in Your Budget to Pay Off Credit Card Debt 02/12/2017 07:00pm • Credit card debt is a familiar burden to Americans. Nearly two-thirds of Americans are carrying credit card debt or have had it in the past, according to a new NerdWallet survey. And that debt isn't cheap. Households that regularly carry credit card debt pay an average of about $1,300 a year in inte Decide Between Nonprofit, For-Profit Online Degree Programs 02/12/2017 07:00pm • To some students, a for-profit online degree program seems like a risky option. "I've seen a lot of reports for a lot of years about how for-profit schools have pretty much based their incomes on the ability for students to get federal financial aid," says 30-year-old Matt Warner, a cybersecurity an Why Roth 401(k)s Are a Great Deal for Millennials 02/12/2017 07:00pm • What if you could pay tax on your contributions now in exchange for tax-free withdrawals at retirement -- who wouldn't opt for a retirement plan like that? Millions of younger Americans can, through a Roth 401(k) account. Of all consumer and investor demographics, Roth 401(k)s work best for younger The Best Valentine's Day Gift That Couples Should Exchange 02/12/2017 07:00pm • Chocolates are fine. Teddy bears are cute. Roses are a surefire hit. But one of the best gifts that a couple can exchange on Valentine's Day doesn't cost a cent. This gift might be a bit unconventional, but it can do wonders for your relationship. Yes, Valentine's Day is a great time for some down Virginia’s education secretary talks teacher raises, Trump administration 02/10/2017 03:43pm • RICHMOND, Va. — Virginia teachers can be confident in some kind of extra pay this year, the state’s Education Secretary Dietra Trent said in a wide-ranging interview in her Capitol Square office as the General Assembly moves into the final two weeks of its session and a new administration settle 4 401(k) Options When You Leave a Job 02/09/2017 07:00pm • Your company 401(k) plan helps you to build retirement savings through employer matching and tax-deferred investment growth. But when you leave the job to move on to another opportunity or retire, you need to decide what to do with the account balance. You could leave the money in the 401(k) plan,