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Know Your Options to Reduce Student Loan Payments 05/30/2017 08:00pm • The Student Loan Ranger receives many questions from readers. On occasion, we like to share some queries that other borrowers are likely to relate to . Here's a sample of some we've addressed recently. Letters have been edited for clarity and to protect readers' privacy. Q. I have student loans in How Moving Into a Camper Helped These Newlyweds Pay Off $50,000 in Debt 05/30/2017 08:00pm • After tying the knot in 2014, Zack and Jen McCullock took a hard look at their finances. They realized that paying off their debts -- a combination of student loans, car payments and other miscellaneous bills totaling $50,000 -- would take them over 10 years. The Oklahoma couple worked at nonprof 5 Ways to Maximize Multiple Offers on Your Home 05/30/2017 08:00pm • In today's fast-paced seller's market, an aggressively priced property can often fetch multiple offers, spurring a bidding war between homebuyers. As the seller, this is an extremely fortunate position to be in, but one which may prove more confusing than expected. It's easy to assume the offer wit Retirement investing goals for your 20s, 30s and 40s 05/29/2017 08:00pm • Making smart investment decisions for retirement begins with setting appropriate goals. The investment choices you make in your 20s may look vastly different from those in your 30s or 40s. Understanding what you should be working toward at each of these stages can help shape your overall retirement How to Overcome Challenges as a Second-Time Homebuyer 05/29/2017 08:00pm • There's a lot of advice out there for first-time homebuyers, mostly young people who are new to the process of buying a home. But what about second-time homebuyers? What obstacles do they face, and what do they need to know? "The whole landscape of real estate has changed," says Andi DeFelice, asso Credit myths that cost you money 05/26/2017 06:23am • Credit scores are confusing. You can pay off your student loans and see your credit score drop. You can add significant credit card debt and see your score soar. It's no wonder there are so many misconceptions about how to build or improve credit. Many of these credit myths are accepted as truth 5 Money Decisions to Make When Leaving a Job 05/25/2017 08:00pm • If you've left a job for another, it's often because you're taking a position that pays more money. But whenever anyone leaves a job, especially one with benefits, there are often ways to lose some hard-earned income in the process, even if the next position you take has far better compensation. In 10 MBA Programs With the Highest Average GMAT Scores 05/25/2017 08:00pm • What GMAT Score Do You Need?It's one of the most common questions for any level of education: "What score do I need to get in?"For those heading to business school, the Graduate Management Admission Test, or GMAT, is the barrier to entry for many students. A higher GMAT score improves students' chan One U.K. Bookstore is Beating Out Online Retailers 05/25/2017 08:00pm • WINCHESTER, England -- Rachel Murphy knows her customers well. The 26-year-old manager of the main branch of a Waterstones bookstore in this historic city, Murphy recently revised her store window display to highlight "Jane Austen at Home," a new biography about the 18 th-century novelist timed to 3 Ways to Manage Retirement Planning Stress 05/25/2017 08:00pm • Retirement is meant to be a relaxing time, but many Americans find planning for it nerve-wracking. In a 2016 study by Schwab Retirement Plan Services, 40 percent of 401(k) participants said building adequate retirement savings was financially stressful, particularly for younger workers. "Despite ha 7 Times It Makes Sense to Refinance a Loan 05/25/2017 08:00pm • If you aren't happy with your mortgage, auto loan or student loans, there's no reason to feel trapped by your current lender. Refinancing allows borrowers to take out a new loan and pay off the old one. The result can be a lower interest rate, more favorable terms or even the opportunity to walk aw 7 Warning Signs Your Stock Might Be Faking its Numbers 05/24/2017 08:00pm • It's an investor's worst nightmare. One of the stocks you've bought and held turns out to be dramatically overvalued, due to either fraud, a fundamentally unsustainable business, or some other combination of deception and half-truths. While the vast majority of publicly traded companies are legitim Investors Shrug Off China Credit Downgrade 05/24/2017 08:00pm • Chinese stocks and the yuan initially slumped on Wednesday after credit rating agency Moody's Investors Service issued its first downgrade of China's debt since 1989. Moody's concerns about China's mounting debt load may have spooked investors, but there are still plenty of reasons to be bullish on Can Emerging Markets Continue Rallying? 05/24/2017 08:00pm • After three losing years, emerging markets finally put in a positive performance in 2016 and have blown past the Standard & Poor's 500 index so far this year. One of the major emerging market exchange-traded funds, iShares MSCI Emerging Markets ETF (ticker: EEM), is up 17.65 percent for the yea Use Your Hobbies to Pay for College 05/24/2017 08:00pm • Especially as a high schooler, your parents may not understand your hobbies and other interests outside school -- perhaps they push for you to spend extra time on school work when you are ready to tackle your interests. But your hobbies could prove valuable and give you the inside track to paying fo