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10 Essential Estate Planning Tips Everyone Should Know 07/13/2017 08:00pm • More than half of all American adults don't have a will, and that can cause all kinds of problems if tragedy strikes. The death of both parents in an accident can leave their children's fate up to a judge. Assets in a blended family may not end up being distributed the way you would like. And, if yo Alternative Investments Aren't For Everyone 07/13/2017 08:00pm • Often, pre-retirees and retirees begin to invest more conservatively as they age. The general idea is that as their earning power diminishes once they are out of the workforce, it is sensible to scale back on riskier investments to prevent unexpected or drastic losses. Yet, some older investors per How to Attend Medical School for Free 07/12/2017 08:00pm • It's not uncommon for medical school graduates to leave school with hundreds of thousands in student loan debt. Last year, among U.S. medical school graduates who borrowed, the median debt burden was $190,000, according to the Association of American Medical Colleges. While the idea of graduating m Risk: A Fresh View of How We Should Define It 07/12/2017 08:00pm • As the major indices continue to bounce around near all-time highs, many investors are beginning to talk again about risk and the impact that a sharp market drop could have on their portfolios. After all, what if I invest today when the market is at the top and it drops? Shouldn't the risk of that Saving for Retirement When You Make Minimum Wage 07/12/2017 08:00pm • At $7.25 an hour, a job paying the federal minimum wage doesn't give workers much cash to spend. A person working 40 hours a week for 52 weeks will close out the year earning $15,080 before taxes. Fortunately, not too many people have to get by on the federal minimum wage. Only 2.7 percent of hourly Colonial Williamsburg gets reaccreditation ahead of changes 07/12/2017 03:10am • WILLIAMSBURG, Va. (AP) — The American Alliance of Museums has reaccredited Colonial Williamsburg as the financially-challenged organization plans to make major changes.  The living history museum said in a statement on Tuesday that reaccreditation is a "very big deal" because it helps in secur 6 Financial Aid Questions to Ask on a College Visit 07/11/2017 08:00pm • Summer is a peak time for college visits. But in addition to asking about Greek life and class sizes, make sure to find out about how financial aid works at each college. Just as campus visits are an important time to gather general impressions about a campus, families should also use them as a tim How Debt-Laden Millennials Can Invest 07/11/2017 08:00pm • Time is an investor's most valuable asset, and that's one thing millennials have. By starting early, millennials can put their savings to work earning compounding interest. Of course, that same principle of compounding interest works against you with debt, especially as interest rates climb and mak 9 Dividend ETFs for Reliable Retirement Income 07/11/2017 08:00pm • Safe funds for investors in their 50s and 60s.When investors go income hunting early in their careers, they can afford to take a few moonshots on risky ultra-high-dividend stocks and ETFs. If they're wrong, they have decades to make up the lost ground. But when they hit their 50s and 60s, their divi 4 Overlooked U.S. Energy Stocks to Buy 07/10/2017 08:00pm • In spite of a U.S. stock market hovering near all-time highs, the energy sector is one area which has been notably left behind. With the Standard & Poor's 500 Energy index down 15.3 percent for the year, the energy sector has underperformed all other U.S. sectors so far this year. In fact, the 10 Things to Know Before Closing a Credit Card 07/10/2017 08:00pm • You could call it the tale of two credit card holders. In the last year, Craig Fuller, owner of a company called TransRisk, in Chattanooga, Tennessee closed a credit card and saw his credit score plunge from 760 to the mid-600s. And then there's Nanette Miner, an educational consultant in Mount Ple How Americans can reverse their biggest retirement savings regret 07/10/2017 09:35am • When it comes to retirement savings, you want no regrets, but 22 percent of Americans say they already regret not saving early enough, according to a recent Bankrate survey. A late start can threaten dreams of a secure retirement but doesn't need to derail it entirely. "Don't despair," says Ca Immigration Forces Sweden to Re-Evaluate Its Welfare State 07/09/2017 08:00pm • STOCKHOLM -- When he was in his early 20s, Jacek Dabrowski earned money by visiting Sweden during the summer months and working in the construction industry. Now 34, the native of Krakow, Poland, returned to Sweden in 2016 so he could earn more money than what he could in his homeland -- essential, Congress Likely to Press Yellen on Interest Rates, Inflation 07/09/2017 08:00pm • Following the Federal Reserve's June decision to raise interest rates for the third time in six months, Fed Chair Janet Yellen is set to testify in front of Congress on Wednesday and Thursday. Congress will likely press Yellen on her plan to normalize interest rates and unwind the Federal Reserve's Black homeowners struggle as US housing market recovers 07/09/2017 11:33am • SAN FRANCISCO (AP) — Yul Dorn and his wife raised their son and daughter in a three-bedroom home crammed with family photos, one they bought in a historically African-American neighborhood in San Francisco more than two decades ago. Today, the couple is living in a motel after they were evicted