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5 Times Going Into Debt Makes Sense 10/18/2018 08:00pm • Books, blogs and financial programs all have a message for you: Ditch your debt. However, some finance experts say that advice is short-sighted. "Debt is a tool," says James C. Kelly, vice president and wealth strategist with financial firm PNC Wealth Management. He likens debt to a hammer. Dependi Steps to Take When You Find Out You Have Bad Credit 10/17/2018 08:00pm • Many people don't realize they have bad credit until they get turned down for a mortgage, car loan or credit card. If you've had a similar rude awakening, your next step ought to be to investigate why your credit score is low. Repairing bad credit isn't a quick or easy process -- subpar credit scor 7 Oil Stocks With at Least 25 Percent Upside 10/17/2018 08:00pm • Oil prices may be nearing a peak.With both Brent and West Texas Intermediate oil prices bouncing higher in recent months, additional upside to oil prices may be limited in the near term. According to Bank of America analyst Doug Leggate, oil investors should now shift gears from identifying recovery What to Do After Being Denied for a Credit Card 10/16/2018 08:00pm • Rejection hurts, even if it's for a credit card. But if your credit card application was rejected, all is not lost. "If you are declined for a credit card, it is important to know that it may not be the final word," says Richard Best, owner of financial services consulting firm RT Best Consulting. What Are the Tax Benefits of Buying a House? 10/16/2018 08:00pm • When it comes to buying a home, reaping the tax benefits is a bonus. But, experts warn, tax benefits for homeowners and homebuyers shouldn't be the sole reason to commit to a mortgage. "To look at buying a home as a tax gain shouldn't be your main goal," says Laurie W. Ziegler, enrolled agent based What Student Loan Borrowers Should Know About Robocalls 10/16/2018 08:00pm • Student loan companies are pushing to call borrowers more often, which could mean an increased number of robocalls. The Federal Trade Commission received more than 4.5 million complaints about robocalls -- prerecorded or autodialed calls -- during the 2017 fiscal year, according to the agency's mos How to Pick Your Second Credit Card 10/15/2018 08:00pm • Your first credit card may have been your first experience with credit, so you may not have an amazing interest rate or best-in-class rewards. If you've been able to build or improve your credit score since then, you may now qualify for better terms and perks. Here's what you should consider as you How to Protect Yourself From 'Zombie Debt' Collectors 10/14/2018 08:00pm • If you've ever been contacted by a debt collector during a rough patch in your financial life or about a debt that belongs to someone else, you know how stressful it can be. You may even be troubled by zombie debt, which can come alive, even when it isn't Halloween. A zombie debt is a past-due accou When Should I Get a Credit Card Instead of a Loan? 10/14/2018 08:00pm • If you find yourself in a situation where you need a little financial help, take time to think about your options. Automatically reaching for a credit card might not be the best money move. You want your choice to minimize the risk of making your debt worse than it already is. According to the Fede Grand jury to consider new charges in Loudoun Co. mother-son murders 10/12/2018 02:10pm • LEESBURG, Va. — Six weeks after Loudoun County prosecutors had to drop murder charges against a man accused of killing an Aldie mother and her grown son, a multi-jurisdictional grand jury is hearing new evidence. Sources tell WTOP Brian Welsh, 38, of Herndon, Virginia, remains the sole suspect Questions to Prep for a Market Correction 10/11/2018 08:00pm • Did you know we're in the longest-lasting bull market since the period from October 1990 to March 2000? If you are an investor, this is fantastic news for you. But sometimes, it doesn't feel that way. The more you have, the more you have to lose. Should you take your gains off the table? How likely When Does My Credit Card Report to the Credit Bureaus? 10/11/2018 08:00pm • If you plan to apply for a loan, interview for a job or rent an apartment anytime soon, you want your credit to be in the best possible shape. There are many ways to give it a boost, from paying down debts to paying bills on time, but that good behavior may not be reflected in your credit score unti Everything You Need to Know About Buying a Home in a Short Sale 10/11/2018 08:00pm • A short sale is the sale of property that has accumulated more debt than its market value. For a short sale to occur, the lender must agree to accept less than the total amount owed on the property. A short sale is complicated, however, and it's common for sellers seeking a short sale to have more t Understanding Your Credit Card's Extended Warranty Benefit 10/10/2018 08:00pm • Sometimes, products don't work like they should. To protect against defects and other problems, products may come with a manufacturer's warranty. But if you want to extend that warranty, you typically have to pay.That is, unless you have a credit card with extended warranty coverage. Credit card ext How to Get a Personal Loan With a Co-Signer 10/10/2018 08:00pm • If you're not an ideal candidate for a personal loan, the key to getting approved may be to have your creditworthy friend vouch for you. Lenders approve or deny personal loan applicants based on their ability to pay off a loan. If they don't think an applicant will make good on a promise, then the