Search

What Is a Financial Plan? 08/18/2020 12:00am • A financial plan is the crux of the financial planning process. In a way, it's the road map for your clients' money, there to guide them financially from where they are today to where they want to be. Without a plan, investors are just paddling in an open sea, hoping their direction and speed will b 10 Best Industrial Stocks to Buy in 2020 08/18/2020 12:00am • The economic slowdown has created buying opportunities in industrial stocks.Industrial stocks have performed poorly in 2020, and for good reason. The health crisis and subsequent economic shutdown have decimated industrial demand, particularly in travel-related industries. While the S&P 500 is u What Is Wage Garnishment? 08/17/2020 12:00am • With the COVID-19 pandemic still in full swing in the United States and an unprecedented number of layoffs taking place across the country, financial security is more important than ever. Yet in some specific cases, you may find your paycheck withheld by your company through a process known as wage 8 Best Fixed-Income Funds to Buy 08/17/2020 12:00am • Investments that pay a return on a fixed scheduleAlthough the Federal Reserve has lowered interest rates to near zero -- and indicated that they're likely to stay that way for a while -- fixed-income investments continue to offer investors some stability compared with volatility they might expect to Should You Invest in Airline Stocks? 08/17/2020 12:00am • Flying today is a different experience than it was just nine months ago. For one, you now have to stand 6 feet -- or "one surfboard," if you're in San Diego -- apart in the security line, and the only time you can take your mask off while in line is for the security agent to check whether your chin Should You Downgrade Your Credit Card? 08/14/2020 12:00am • If you're paying a credit card annual fee to earn rewards toward flights, hotel stays or restaurant purchases, you may want to think twice. Those dollars you're shelling out each year could be more than you're getting back from your card, especially given COVID-19 and shifting hobbies and spending h What Is Earnings Per Share (EPS)? 08/14/2020 12:00am • When considering buying individual stocks, investors must do their fundamental analysis of a company to establish whether it's a good buy or not. The best place to start is to determine how the stock is valued, and one of the most popular and effective metrics to help make that judgment is earnings 7 Best Fidelity Mutual Funds to Buy and Hold 08/14/2020 12:00am • Invest in these funds for the long haul.Buy-and-hold investing is a long-term play. So choosing the right mutual funds to include in your portfolio matters. Fidelity funds can be a good option, particularly if you're focused on balancing costs against returns. "If your strategy is to buy and hold, t Is Now a Good Time to Buy Stocks? 08/13/2020 12:00am • Today's investing advice from the pros.Are you wondering whether now is a good time to buy stocks? Experts comment that there's a disconnect between high stock market valuations and the struggling economy. Certain ratios such as price to earnings, price to book and price to sales are at high relativ 7 Companies That Filed for Bankruptcy in 2020 08/13/2020 12:00am • These companies ran out of options and entered bankruptcy.Highly leveraged companies struggled even before the pandemic shut down businesses, but many ran out of options after restructuring attempts. When restructuring strategies such as layoffs, store closures, real estate sales and refinancing deb 10 of the Best Investing Books for Beginners 08/13/2020 12:00am • Learn how to invest with these books for beginners.If there is one thing we can say about 2020, it's that it is the year of learning new things -- and not just how to wear masks and accurately measure 6 feet. Virtual learning and sheer boredom have driven many to expand their knowledge. Where better Managing Your Credit During a Financial Crisis 08/13/2020 12:00am • Personal financial crises can come out of nowhere. You're cruising along just fine, paying your bills, making ends meet and then suddenly you're not. Your car breaks down, your house floods, or a global pandemic drives you out of work and into quarantine. "When financial problems arise, some people After ignoring warnings, the US struggles with China’s aggression 08/12/2020 08:56pm • Sitting in a WTOP studio in late September 2016, well before the world witnessed the upheaval that Russian interference in the upcoming U.S. election would unleash, former CIA director Michael Hayden issued a stark and prescient warning. Describing his view of U.S. threats, Hayden said, “Out th 7 of the Best 401(k) Funds for Millennials 08/12/2020 12:00am • Top retirement funds for millennials.There's an old saying that time is money. For millennials saving for retirement, time is on their side when it comes to making money with long-term investments in the stock market. Born in the early 80s through the mid-90s, this generation can weather market vola Everything You Need to Know About Probate 08/11/2020 12:00am • Probate is a legal process that takes place after a person's death. The specifics of the probate process vary by state, but the overarching goal in most cases includes validating and authenticating the final will, making sure debts are paid and distributing the remaining assets to the deceased perso