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How to Budget for Long-Term Unemployment 10/06/2020 12:00am • For millions of out-of-work Americans struggling to find job opportunities during the monthslong coronavirus pandemic, navigating unemployment is a long-term struggle. Among unemployed people, 58% were jobless for 15 weeks or more, according to seasonally adjusted September data from the U.S. Burea Chevron vs. Exxon: Which Is a Better Buy? 10/06/2020 12:00am • Oil behemoths Chevron Corp. (ticker: CVX) and Exxon Mobil Corp. ( XOM) have struggled in 2020 as the beaten-down sector faced many challenges as demand shrunk rapidly this spring, tanking crude oil prices. The glut in oil supply remains high and recovery remains weak as many businesses stay closed 7 Ways to Increase Returns With Low Interest Rates 10/06/2020 12:00am • Boost returns despite lower interest rates.The Federal Reserve lowered the federal funds rate level to near zero in mid-March of this year, affecting interest rates. When thinking about the effect that low interest rates have on investments, the impacts are mixed. Fixed-income investors dislike low 7 Stocks That Have Dropped the Most in 2020 10/05/2020 12:00am • These stocks dropped the most this year.This year has been an absolute roller coaster for markets, as what looked to be a devastating year on Wall Street turned into a largely respectable one following the rally off of bear market lows. Several sectors have notably excelled -- tech and consumer disc What Happens if You Don't Pay Your Debts? 10/05/2020 12:00am • It may not rank alongside getting mugged or being on a raft surrounded by sharks, but finding yourself unable to pay off a lot of debt can be one of the scarier situations in life. Especially if it's a very important debt you're behind on, such as your mortgage, rent or car payments. So what happen When It Makes Sense to Buy Muni Bonds Outside Your Home State 10/02/2020 12:00am • Changes in interest rates and shaky state and local finances in the wake of the pandemic roiled the municipal bond market earlier this year. That may give muni bond investors more reasons to look outside of their home state as they seek to diversify their holdings. Municipal bonds are generally tax 8 Best Buffett Stocks to Buy for Dividends 10/02/2020 12:00am • Here are Berkshire's highest-yielding stocks.The 2020 stock market recovery rally stalled in September. Investors are now heading into an uncertain third-quarter earnings season, an uncertain November election and an uncertain 2021 economy. With interest rates near 0%, investors looking for reliable Should You Use a Personal Loan for Your Business? 10/02/2020 12:00am • Many small businesses are dealing with worst-case scenarios during the coronavirus pandemic: Revenue is down as lenders have tightened up borrowing standards. When a company has maxed out a business line of credit and can't get a conventional business loan, a personal loan may cover payroll or vend What Is a QDRO? 09/30/2020 12:00am • If you hear the term QDRO, you'll know that you're a full-fledged grown-up. It's an abbreviation you'll often hear from a judge in a divorce court, or perhaps your attorney will bring it up. QDRO stands for qualified domestic relations order. So if you have heard those letters lately but know next How to Resolve a Student Loan Dispute 09/30/2020 12:00am • The Student Loan Ranger occasionally receives questions from readers who have a complaint about an action taken by their student loan holder or loan servicer and want advice about whether the action was valid -- and how to resolve the issue if it was not. While it can be very difficult to understa How Much Does IUI Cost and How Do I Pay for It? 09/29/2020 12:00am • Intrauterine insemination, or IUI, is a fertility treatment in which sperm is injected in a woman's uterus with the goal of achieving pregnancy. It is generally less invasive than in vitro fertilization, or IVF, and may be offered first to aspiring parents. But before committing to one -- or severa 8 Hedging Strategies for a Potential Stock Market Correction 09/29/2020 12:00am • Stay afloat during a market correction.The recent sell-offs in the stock market and lower bond yields could be indicators of a potential correction as many businesses struggle to stay afloat while the impact of the global pandemic lingers. The tech-focused Nasdaq has already been in correction terri 8 Upgraded Stocks to Buy in October 09/29/2020 12:00am • Buy these stocks heading into the fourth quarter.Given the uncertainty surrounding the economic recovery, the November U.S. election and the ongoing global health crisis, investors are understandably feeling a bit cautious heading into October. But second-quarter earnings season was a bullish cataly Most Americans still struggling financially due to pandemic, study finds 09/28/2020 09:24am • New research on the COVID-19 pandemic's financial impact compiled by real estate listing service Clever suggests many Americans are still struggling with payments and savings, more than six months since the outbreak began. Out of 1,500 Americans asked about their financial stability and spending Should You Co-Sign a Mortgage Loan? 09/24/2020 12:00am • If you have good credit and a stable income, you could help a close friend or family member get approved for a mortgage by co-signing his or her loan. A co-signer can be especially helpful now when claiming historic low mortgage rates means meeting high standards for approval. But whether you shoul