Search

Can You Pay Loans With Credit Card Rewards? 12/31/2020 12:00am • Some credit cards give you the flexibility to apply rewards you earn toward loan payments. Theoretically, you could pay any loan -- mortgage, personal, student or business -- with cash back rewards. But some credit cards can pay loans directly with rewards. Using credit card rewards to pay down loan 2020's biggest winners and losers in business 12/30/2020 07:14am • In a year of widespread and often devastating hardships, no business or industry came through 2020 untouched by the Covid-19 pandemic. But for some key sectors, the news wasn't all bad. Here's a look at the biggest winners and losers in 2020 and a preview of what the yea Retirement Resolutions for 2021 12/30/2020 12:00am • The New Year presents a time to jump-start your retirement savings. Making a few changes now could allow you to retire with less stress and a bigger nest egg. Here are some retirement resolutions to make for 2021: -- Create a retirement plan.-- Qualify for a 401(k) match.-- Pay off debt.-- Decrease Principal-Only Student Loan Payments: What to Know 12/30/2020 12:00am • While paying down student loan balances may be a priority among other financial obligations, it can be challenging to identify the most effective strategies. Making extra payments to the principal on student loans is a way you can free up funds sooner to apply to other financial goals -- such as sav 9 Largest ETFs to Buy 12/30/2020 12:00am • Bigger can be better -- and cheaper.Bigger isn't always better, but when it comes to the largest exchange-traded funds (ETFs) on Wall Street, there are certainly some tangible benefits that come with being the biggest option. With a huge share of assets under management, it's easier for the largest How to Invest In Actively Managed ETFs 12/29/2020 12:00am • Active trading in exchange-traded funds, or ETFs, can generate a lower amount of risk and provide returns from other asset classes. Adding actively traded ETFs can be one strategy to diversify assets in a portfolio. These funds typically serve two goals: to provide investors with a vehicle that aims How young drivers can steer clear of costly car insurance 12/28/2020 07:00am • Insurance costs for drivers in their early 20s can be staggering — after teenagers, young adults have some of the highest car insurance rates in the country. In fact, the average car insurance rate for drivers 20 to 25 years old is about $2,200 a year for full coverage, according to a 2020 Nerd How to Set Up Your First 401(k) 12/28/2020 12:00am • New employees have many expenses competing for their limited paychecks. Student loan bills, food, rent and utilities can easily consume a starting salary. But 20-somethings have one very important thing going for them. Young people are in the best position of their lives to start saving for retirem 8 Key Investment Ratios for Stock Picking 12/28/2020 12:00am • Analyze investments quickly with ratios.Stock picking can seem confusing, but using fundamental analysis and ratios can help you find long-term investing opportunities. Ratio analysis isn't only for individual stock pickers, as this type of study also benefits fund investors. Financial ratios are us What Financial Advisors Should Know About the Coronavirus Relief Bill 12/28/2020 12:00am • Financial advisors are ready for client questions after President Donald Trump on Sunday signed the $900 billion emergency coronavirus relief bill. Among other provisions, the legislation offers financial assistance for small businesses and individuals. It includes a temporary unemployment benefit Q&A: How Financial Advisors Can Prepare for 2021 12/23/2020 12:00am • While 2020 was hardly anyone's idea of a banner year, the stock market soared to all-time highs. That might seem like cause for celebration. But many investors feel like they're riding on hot air, waiting for the temperature to drop and this merry balloon to fall. Such fears seem warranted given th 7 Oil Stocks Morgan Stanley Loves 12/22/2020 12:00am • Here are Morgan Stanley's top oil stock picks.It has been a brutal year for oil stock investors, but things may be looking brighter as we head into 2021. Morgan Stanley recently upgraded its outlook for oil stocks and said a handful of top names are finally well-positioned to outperform following a How to Prepare for the First Meeting With a Financial Advisor 12/17/2020 12:00am • The first meeting with a financial advisor is pivotal. It will not only help set the stage for your professional relationship, but also help determine whether that stage should be set at all. You should walk away from your first meeting feeling confident that this is someone with whom you can and w How Your College Choice Can Affect Job Prospects 12/16/2020 12:00am • College has increasingly become a means to an end. More than ever, prospective students making their college choice may be prioritizing financial considerations and future career prospects over other factors, experts say, because of soaring higher education costs and the current economic hardships c What Happens to Student Loans When You Drop Out of College 12/16/2020 12:00am • If you are a student loan borrower thinking about dropping out of college, there is a lot to consider before making the final decision. Whether it's the economic fallout from the coronavirus pandemic, unexpected family responsibilities or discovering college is just not a good fit , you should not p