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What Is Lending Discrimination? 08/25/2021 12:00am • The law bans discrimination in lending based on race, gender and many other factors, but this is no guarantee that it won't happen. In fact, Black and nonwhite Hispanic borrowers from 2005 to 2020 paid interest rates that were nearly 0.5 of a percentage point higher than non-Hispanic whites, accord Student Loans and Bankruptcy: What to Know 08/25/2021 12:00am • You may have heard somewhere that student loans can't be discharged in bankruptcy, but that's a myth. While very difficult to do, it is possible, and you might consider this route if you have exhausted all other options and meet the criteria for discharge. Here's what to know if you are wondering h Investing in FAANG Stocks: Do They Deserve the Hype? 08/24/2021 12:00am • What are the FAANG stocks?The so-called FAANG stocks -- Facebook Inc. (ticker: FB), Apple Inc. (AAPL), Amazon.com Inc. (AMZN), Netflix Inc. (NFLX) and Alphabet Inc.'s (GOOG, GOOGL) Google -- have an outsize effect on the stock market because of their weighting in the S&P 500. When you add Micros 10 of the Best Blue-Chip Stocks to Buy for 2021 08/23/2021 12:00am • These are the top blue-chip stocks for 2021.The term "blue-chip stocks" connotes a certain type of investment: well-established, reliable companies with advantageous positions in their markets. Often, the predictability and success of these businesses allow such firms to reward shareholders with reg 7 Best Fixed-Income Funds to Buy 08/23/2021 12:00am • Investments that pay a return on a fixed schedule.The Federal Reserve confirmed in its July 2021 meeting that it will keep short-term interest rates near zero. Despite the persistence of a low-rate environment, fixed-income investments continue to offer investors some stability compared with the vol 2022 Best Colleges Rankings Coming Sept. 13 08/23/2021 12:00am • To assist students and their families in researching their college options, on Monday, Sept. 13, U.S. News & World Report will publish its 2022 edition of Best Colleges. These rankings of National Universities, National Liberal Arts Colleges, Regional Universities and Regional Colleges focus on Ways to Spend Child Tax Credit Payments 08/23/2021 12:00am • If you're a parent, you're probably aware of the expanded child tax credit, in which taxpaying moms and dads receive advance payments of up to $300 per child under age 6 and up to $250 per child between the ages of 6 and 17. The money, which started coming to parents in July, has been making its wa How to Spend Less as a Law School Student 08/23/2021 12:00am • With the rapid rise of law school tuition over the last several decades, annual tuition at American Bar Association-approved private law schools averaged nearly $50,000 in 2019, according to Law School Transparency, a nonprofit organization dedicated to making entry into the legal profession more tr 7 of the Best Stocks You Probably Haven't Heard Of 08/20/2021 12:00am • Here are seven quality stocks to buy that probably aren't in your portfolio.Most long-term investors have large-cap, blue-chip stocks like Apple Inc. (ticker: AAPL), Alphabet Inc. (GOOG, GOOGL) and Microsoft Corp. (MSFT) as part of their core holdings. Even people who own popular market cap-weighted 5 Pandemic Credit Card Habits to Keep 08/19/2021 12:00am • One unexpected effect of the COVID-19 pandemic is that it has shored up the nation's wallets. Suddenly unable to eat out or travel in 2020, consumers reduced spending and used pandemic relief payments to cut their credit card debt. Credit card balances fell a collective $108 billion in 2020, the la Negotiated Rulemaking: What Student Loan Borrowers Should Know 08/18/2021 12:00am • This fall, the U.S. Department of Education is continuing a process known as negotiated rulemaking to make changes to the federal student loan program. While this bureaucratic process can seem wonky, its outcome will directly affect millions of student loan borrowers across the country. Negotiated Where to Find Free Professional Financial Advice 08/17/2021 12:00am • To find free financial advice from a money professional, Americans can turn to a number of resources. Pro bono providers range from the Financial Planning Association to the federal Volunteer Income Tax Assistance program and the National Foundation for Credit Counseling. That should be welcome new Maryland lawmakers say Department of Labor needs to be more communicative over unemployment claims 08/16/2021 09:30pm • This content was republished with permission from WTOP’s news partners at Maryland Matters. Sign up for Maryland Matters’ free email subscription today. Maryland lawmakers grilled Secretary of Labor Tiffany P. Robinson over continuing unemployment insurance backlogs in the state at a Monday m What Is Wage Garnishment? 08/16/2021 12:00am • Financial security is important at every age and career stage. Yet in some specific cases, you may find this security jeopardized through a process known as wage garnishment, which allows your company to withhold your paycheck. What Is Wage Garnishment?According to the U.S. Department of Labor, wag Complete Checklist of Documents Needed for a Mortgage 08/13/2021 12:00am • When you're buying a home, gathering the paperwork for your mortgage before you apply is a good idea. Tracking down documents can take time, but doing it before you need them could help you get to the closing table faster. You will owe your lender a stack of documents once you apply -- and during un