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8 Best Cheap Dividend Stocks Under $20 11/18/2021 12:00am • These dividend stocks won't break the bank.The U.S. economy is rebounding, and inflation levels are the highest in decades, but investors may still be waiting a while for higher interest rates. The U.S. Federal Reserve recently said that it began tapering its monthly asset purchases, but it will lik How to Choose a Financial Advisor 11/18/2021 12:00am • Aspiring clients will rarely have a problem finding a financial advisorInstead, the challenge is deciding what kind of advisor to work with. There are myriad types of advisors, fee structures and services on offer from money professionals using the "financial advisor" title. Sorting through those di What to Consider Before Starting a Layaway Plan 11/17/2021 12:00am • When times are tough, layaway plans tend to thrive. This was the case during the Great Depression, when cost-conscious shoppers needed easier ways to make purchases. So they purchased items in installments, periodically giving the store money until they paid the total. Layaway fell somewhat out of f Q&A: Rodney A. Brooks on Fixing the Racial Wealth Gap 11/16/2021 12:00am • In "Fixing the Racial Wealth Gap," Rodney A. Brooks notes that the net worth of the average white family is $171,000 while the net worth of an average Black family is $17,150, according to the Brookings Institute. It's a stark figure -- one that Brooks, a lifelong financial journalist and regular U Maryland House Appropriations Chair McIntosh to retire at the end of her term 11/15/2021 04:19am • An emotional Del. Maggie McIntosh (D-Baltimore City), chair of the House Appropriations Committee, watches the vote tally as the House of Delegates passed the Blueprint for Maryland's Future bill in March 2020. (Maryland Matters/Danielle E. Gaines) This content was republished with permission fr What Are ETFs? The Ultimate Guide 11/15/2021 12:00am • Exchange-traded funds, or ETFs, made their debut in 1993 as a little-known, obscure financial security. Today, they're an essential tool for both professional and retail investors, and they're driving big changes in the field of investment management. As with any type of investment, of course, there 50 ways to improve your finances in 2022 11/12/2021 10:30am • Money resolutions for 2022 Entering 2022, consumers are facing sustained high rates of inflation, possible changes to the tax code and a struggling supply chain. Amid these challenges, and taking into account the last two years of crisis, it may be more important than ever that individuals and fa The week in bankruptcies: 3 entities in Greater Washington 11/12/2021 10:00am • The Washington Business Journal offers a weekly roundup of bankruptcy filings in the region based on public records collected by parent company American City Business Journals. During the week that ended Nov. 5, Washington-area bankruptcy courts recorded three business filings, including one with t How AmEx Pay Over Time Works 11/12/2021 12:00am • Charge cards work a bit differently from traditional credit cards: They require full payment every month, and in return the cards don't have credit limits. American Express, which offers most of the major charge cards available to consumers, has a program called Pay Over Time that effectively allow Media mogul Byron Allen is said to have raised $10B in bid to buy Tegna 11/11/2021 08:22am • Media mogul Byron Allen is said to have raised $10 billion in preferred equity and debt for his bid to buy Tegna Inc. (NYSE: TGNA), the Tysons-based operator of dozens of U.S. television stations. According to Reuters, the financing is backed by 14 banks and 10 investors, including Fortress Investm Guide to DIY Money Management (and When to Hire a Professional) 11/11/2021 12:00am • Even financial advisors admit that professional money management isn't a necessity for many individual investors and families. Instead, a few tried-and-true, do-it-yourself money strategies can successfully lift individuals out of debt and away from overly risky investment decisions to grow their we 7 Best Fidelity Mutual Funds to Buy and Hold 11/11/2021 12:00am • Invest in these funds for the long haul.While it's tempting to watch the day-to-day gyrations on Wall Street, most investors should take a much longer view of their portfolio. After all, even if you're at or near retirement, you have to keep your nest egg growing or producing income so you don't run Federal Student Loan Delinquency, Default Consequences: A Timeline 11/10/2021 12:00am • Millions of students a year invest in their futures by taking out federal loans to go to college. For many, these loans will prove a worthwhile investment. However, far too many borrowers struggled with repayment even before the COVID-19 pandemic hit, with more than a million entering default in 201 Best virtual and digital gifts 11/09/2021 08:44am • From computer chip shortages to backlogged ports, a number of factors might make it difficult to find some gift items on store shelves this year. And even if you can find the gift you want, expected shipping delays may make it hard to get it to the intended recipient in time. The answer may be to When to Buy Now and Pay Later 11/09/2021 12:00am • When you're shopping this holiday season, you might notice an extra payment option: buy now, pay later. Also known as point-of-sale loans, BNPL services allow customers to buy something online or in a store, take it home, and pay for it over time. A spike in online shopping since the onset of the p