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What Is Zero-Based Budgeting? 11/10/2022 07:00pm • A zero-based budget, also called a zero-sum budget, assigns every dollar a job in working toward your financial goals. Originally created by business leaders for commercial budgets, this strategy has also found a place in household budgeting. What Is Zero-Based Budgeting?Zero-based budgeting directs Once dismissed as ugly and unpatriotic, Vietnam Veterans Memorial marks 40 years 11/10/2022 06:37pm • Forty years after the Vietnam Veterans Memorial first opened to the public, millions still flock to the spot on D.C.'s National Mall. Some are there to search for the names of their loved ones, while others leave tokens or letters. Thousands of students, having studied the war in class, come to c How to Max Out Your 401(k) in 2022 11/09/2022 07:00pm • Fully fund your account.A 401(k) account provides several valuable benefits to retirement savers. Contributing to a 401(k) plan allows you to qualify for tax breaks and employer contributions. There is also an opportunity to set up automatic saving and the potential for investment growth. But you al What Is Adjusted Gross Income? How to Calculate It in 2022 11/09/2022 07:00pm • Adjusted gross income is a tax term everyone should understand. Also known as AGI, it has ramifications that extend beyond the tax season. "People are asking you all the time for your adjusted gross income," says Paul Joseph, an attorney and CPA with Joseph & Joseph Tax & Payroll in Williams What Happens if You Don't Pay Your Debts? 11/07/2022 07:00pm • Finding yourself unable to pay off a lot of debt can be one of life's more stressful situations, especially with inflation making everything more expensive. Maybe you have aging parents with expensive needs or a roommate who isn't paying their fair share -- or your kid hopes you'll shell out some mo 7 Best ESG Funds to Buy Now 11/07/2022 07:00pm • Funds aligned with ESG ethics are poised to shine over time.The United Nations kicked off its 2022 climate change summit with a warning that the world is losing the fight against climate change. And it's not just politicians and scientists who are paying attention to environmental, social and govern Reasons to Take Social Security Early At Age 62 11/07/2022 07:00pm • You can start collecting Social Security benefits as early as age 62. However, your benefit amount will be reduced if you start collecting payments before your full retirement age, which is generally age 66 or 67. If you take Social Security distributions beginning at age 62, you'll get 25% smaller How to Financially Prepare for Buying a House 11/07/2022 07:00pm • Getting to a point where you feel emotionally and mentally ready to buy a house can be a journey on its own. But your work doesn't stop there. Most homebuyers don't have a lump sum they can use to buy a home in one cash payment. Instead, buyers typically need mortgages. For the smoothest experience You applied for federal student loan relief. Will you get it? And when? 11/07/2022 02:27pm • About 16 million Americans have already had their applications for federal student loan debt relief approved, and could see up to $10,000 in student loan debt discharged next week. Of course, that depends on a federal appeals court judge, who put a temporary hold on the program while weighing whe 10 Things to Watch When Interest Rates Go Up 11/06/2022 07:00pm • Prepare for rising rates.The Federal Reserve raised interest rates five times in 2022, most recently raising rates 0.75% in September. Continued rate increases are expected as the Fed aims to cool inflation, which currently sits near its highest levels since the 1980s. This aggressive rate raising s 7 Best Monthly Dividend Stocks to Buy Now 11/06/2022 07:00pm • Investors get monthly dividend payments from these stocks.Dividends can be an excellent source of regular income for investors, especially during retirement. While most dividend stocks make their payouts on a quarterly basis, stocks that pay monthly dividends can be particularly appealing to investo Before shopping for the holidays this year, consider making a budget 11/06/2022 03:39pm • The holidays are upon us, and while it brings with it cheer and togetherness with friends and family, it also can bring something not so special: Gift buying debt. To prevent having to make a New Year’s resolution to pay off the holiday debt, instead try getting yourself on budget now. “Yo How Much Cash Should I Keep on Hand? 11/02/2022 08:00pm • Cash is king, the saying goes, but it seems to be increasingly unnecessary in today's world. Friends pay each other with Venmo, delivery apps include digital tipping options and even small retailers now accept credit and debit payments. "I see the need for cash diminishing beyond personal choice," s 7 Best ETFs to Buy Now 11/02/2022 08:00pm • Energy and rates still rule Wall Street as Big Tech continues to stumble.Investors have some reasons to be optimistic as we enter November. After losing more than 9% in September, the S&P 500 rose by about 8% in October thanks to some decent earnings from big-name blue-chip stocks. However, thos 2022's 10 Best-Performing Stocks 11/01/2022 08:00pm • These stocks have generated the best returns so far in 2022.The S&P 500 gained 8% in October, as the start of third-quarter earnings season was not as bad as many investors had feared. However, investors remain concerned about persistently high inflation, aggressive Federal Reserve interest rate