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Are Debit Cards Protected From Fraud? 03/19/2023 08:00pm • Debit cards are as vulnerable to theft as credit cards and offer limited fraud protection. Depending on how soon you report the fraud, you could be responsible for up to $50 in unauthorized transactions -- or the full amount. Learn about debit card fraud protection and what you can do to minimize yo 8 Personal Finance Ratios You Should Be Tracking 03/16/2023 08:00pm • If you consult a financial planner or advisor for help managing your money, the first thing they'll do is use ratios to analyze your financial situation and enable them to make recommendations about asset allocations, debt repayment and more. On the other hand, if you're interested in a DIY money ap How to Mentally -- and Financially -- Prepare for a Disappointing Tax Refund 03/16/2023 08:00pm • You may be eagerly awaiting your tax year 2022 refund to help shore up your finances -- especially if you received a big one last year. About two-thirds of individual taxpayers were entitled to refunds when they filed their tax year 2021 returns in 2022 and the average amount was nearly $3,200, acco Is Graduate School Worth the Cost? 03/16/2023 08:00pm • Seeking more education may feel like a promising option for gaining skills and increasing job opportunities, but prospective students must first determine whether graduate school is worth the cost. In recent years, increased federal and legislative attention has been paid to the cost of an undergrad How the 70/20/10 Budget Rule Works 03/16/2023 08:00pm • If you want to take control of your spending, saving and borrowing with an organized cash flow plan, you're in good company. A 2023 Morning Consult poll found that 89% of U.S. adults who have financial goals want to create and maintain a budget. Because developing an effective money management plan When to pay your tax debt with a personal loan 03/16/2023 11:35am • This content is sponsored by PenFed Credit Union, federally insured by NCUA. Although taxes are one of life’s guarantees, the amount you owe the government may bring some surprises. If you have a tax burden you can’t afford to pay, a personal loan is an option that allows you to settle the de 15 Money Moves You Will Be Thankful For 03/15/2023 08:00pm • There's no time like the present to start improving your finances. Being proactive about money management can benefit more than just your bank account: It can also bring you peace of mind. Peace of mind can be hard to come by nowadays among high inflation, surging interest rates and a volatile stock Many Turn to Loans in Wake of Inflation-Era Prices -- Here's Why You Should Avoid That 03/15/2023 08:00pm • Inflation has hit Americans hard, whether it's the price of a carton of eggs or the cost of utility bills. And while the rate of inflation has slowed slightly in the last few months, Federal Reserve Chairman Jerome Powell told Congress on March 7, "Although inflation has been moderating in recent mo How to Invest for Your Kids and Teach Them About Investing 03/15/2023 08:00pm • Parents who teach their children financial literacy have the opportunity to set them up for life. Conversations about money can lead to successful outcomes because they: -- Place the time value of money in your corner-- Encourage delayed gratification-- Prepare your kids to become better consumers, What Is the Average American Net Worth by Age? 03/15/2023 08:00pm • Your net worth is an important indicator of your overall financial health because it combines your assets -- liquid or not -- with your debts and liabilities, giving you an idea of just how much money is at your disposal. Clearly, the higher your net worth, the better; but otherwise, it can be hard The History of Bank Closures 03/14/2023 08:00pm • Silicon Valley Bank's recent closure shocked many but bank closures are hardly a modern day phenomenon. They've been happening since the beginning. Larger banks acquire some and others shut their doors because they're no longer relevant to their customer bases. Sometimes, though, banks are forced to 15 Steps to Achieve Financial Freedom 03/14/2023 08:00pm • Ask a room of people to define financial freedom, and you're likely to get a dozen answers. For some, financial freedom means being able to pay the bills with money left over each month or having a fully funded emergency account. Others may want to retire early and travel extensively. "It's importan Affordable Wedding Gift Ideas 03/14/2023 08:00pm • If you're attending multiple weddings this year, you already know how brutal these events can be on your finances. There may be multiple dresses, tuxes, plane tickets and hotel rooms to pay for. You may have pets to kennel, children to get babysitters for, and, of course, you're going to have to buy CLEP Exams: What to Know 03/13/2023 08:00pm • Earning a college degree requires a significant investment of both time and money. Those seeking to save in both areas can earn college credits by testing out of entry-level courses via the College Level Examination Program, administered by the College Board. With 34 exams offered in five subject ar Moore appointee to Stadium Authority board has troubled financial past 03/13/2023 12:59pm • This content was republished with permission from WTOP’s news partners at Maryland Matters. Sign up for Maryland Matters’ free email subscription today. One of Gov. Wes Moore’s appointees to the board of the Maryland Stadium Authority – an agency charged with overseeing hundreds of millio