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5 Ways Women Can Prepare For Retirement 06/15/2017 08:00pm • When preparing for retirement women face a unique set of financial hurdles as compared to men, including increased longevity, lifetime income disparities, inadequate retirement savings and lower average Social Security benefits. These hurdles, coupled with rising divorce rates for women older than Should You Use Your Retirement Savings to Start a Business? 06/15/2017 08:00pm • If you're thinking of starting a business, you need money. And if you are lacking investors and lenders knocking on your door, it may dawn on you: You have startup capital sitting in a 401(k), IRA or some other retirement account. Should you use it? In 2002, Jim Beachler, then 44, found himself ask A millennial's guide to saving $1 million 06/15/2017 09:30am • A seven-figure retirement savings account seems like pie in the sky to most 20-somethings, but financial experts say it's possible. There are two parts to becoming a millionaire, they say: time and diligent investing. "The secret to the whole thing is the earlier you start, the better. Then co Want a Home Equity Loan? You May Have Trouble Qualifying 06/14/2017 08:00pm • While Americans are enjoying rising equity in their homes, fewer are actually borrowing against that equity. The number of home equity lines of credit opened in the first quarter of 2017 was down 14 percent from the previous quarter and 22 percent from the first quarter of 2016, according to data f Europeans More Favorable to EU, Survey Finds 06/14/2017 08:00pm • Walter Ruijgrok was already an adult when the European Union was formally created at the end of 1991. The 54-year-old, who works for an association of Dutch power companies in The Hague, Netherlands, is unambiguous when talking about the organization. "I think the EU is absolutely necessary." Nearl How to Take a Summer Vacation on the Cheap 06/14/2017 08:00pm • Summer is in full swing, and if you haven't dipped into your vacation time yet, the next few months provide the perfect opportunity. Hesitating because you think you can't get away without dropping thousands of dollars? Think again. There are plenty of money-saving tricks, tips and hacks to make yo 6 Ways to Diversify Income Streams in Retirement 06/13/2017 08:00pm • Social Security serves as a baseline for providing reliable retirement income. But it's not enough to cover the desired lifestyle of most retirees. For some, pensions provide an additional layer of income, but they've become less common in the past few decades. Your retirement nest egg is not a fin BDC Investing: What Is a Business Development Company? 06/13/2017 08:00pm • If you think the only way to wrangle massive returns from small businesses involves writing a big personal check out to fund an unsure thing -- well, fortunately, you're wrong. Business development companies offer diversified, almost hedge-fund-esque exposure to up-and-coming ventures, not to mentio 5 Tips for Real Estate Crowdfunding 06/13/2017 08:00pm • To invest in real estate, you can do it the old-fashioned way, buying a property with a loan or cash, then collecting rent or fixing it up to sell. Or you could invest in a real estate investment trust, a kind of fund that buys residential, commercial or industrial properties. Or you could do it th Private Scholarships Could Lead to More Student Debt 06/13/2017 08:00pm • For students trying to cover the high cost of higher education today, private scholarships can be a dream come true. But at some colleges and universities, private scholarships are running up against the nightmare of scholarship displacement financial aid policies. To meet college costs today, most These Tools Let You Shop Online Without a Credit or Debit Card 06/13/2017 08:00pm • To shop online, you typically need a credit or debit card. That excludes the roughly 9 million U.S. households that were "unbanked" (meaning they have no checking or savings account) in a 2015 FDIC survey, not to mention people who have a credit or debit card but don't want to use it online due to d 5 Tips for the New Retiree 06/11/2017 08:00pm • One of the most important and difficult financial decisions most people will make is when to retire. As most investors know, it is critical to be financially secure to do so. But once you make the giant leap into retirement, the following decision to consider is what to do next -- not only from a li Don't Go Into Debt to Pay for Summer Vacation 06/11/2017 08:00pm • The allure of summer vacation may drive many Americans to spend more than they can afford. In fact, 1 in 5 vacationers said they will go into debt in order to pay for their summer getaways, according to a new MagnifyMoney survey. Survey respondents say that they expect to spend an average of slight 10 Money Mistakes New Grads Make 06/11/2017 08:00pm • Watch out for that first step into the real world -- it's a doozy. When you're first starting out, adulting can be difficult (honestly, it's tough at any age), and managing money often proves to be particularly challenging. "It's no secret that new grads are really strapped," says Natalie Colley, an How to Turbocharge Your Credit Card Rewards 06/11/2017 08:00pm • Credit card rewards have skyrocketed over the last few years, and consumers have absolutely loved it. Whether they're partial to cash back or miles and points, millions of Americans have jumped at the chance to gobble up big sign-up bonuses, and banks have been more than happy to feed their appetit