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Is the Bear About to Come Out of Hibernation? 10/05/2017 08:00pm • The Standard & Poor's 500 index, the Dow Jones industrial average and the Nasdaq composite continue to reach record highs, surprising investors who think a bear market is imminent. However, the combination of synchronized global growth and low inflation may keep the bear in hibernation for a lo Borrowing to Invest Is Risky Business 10/05/2017 08:00pm • Historically low interest rates on personal borrowing over the past decade can allow people with good credit to capitalize on other opportunities to build their net worth, including levering to invest in real estate, businesses and even stocks. For example, if you use a home equity loan at 4 percent 4 Common Misconceptions Stopping Millennials from Owning a Home 10/05/2017 08:00pm • The vast majority of millennials think owning a home is an important part of the American Dream, on par with Americans of every age. Millennials, however, are facing some of the strongest headwinds ever. Home prices are climbing well above the rate of income growth and millennials more than any old 5 secrets of super savers living on a single income 10/04/2017 08:00pm • With many dual-income American couples living paycheck to paycheck, single-income families may feel even more pinched, especially since they don't have the security of another income if one partner loses their job. However, as these families prove, it's not how much you earn, but rather how m Getting Financial Advice When You Have Less Than $100,000 to Invest 10/04/2017 08:00pm • Index funds and low-cost brokerages have made do-it-yourself investing easier than ever, but finding a financial advisor remains daunting, especially for young middle-class families with little money to invest. Many advisors only accept clients with investable assets of $100,000 to a half million, University of Maryland gets $219.5M gift for scholarships 10/04/2017 02:43pm • COLLEGE PARK, Md. (AP) — To help double need-based scholarships, the University of Maryland is getting a $219.5 million gift from the foundation of a billionaire alumnus whose own education was made possible by a scholarship. The university announced the gift from the A. James and Alice B. Clar Tackle the Public Service Loan Forgiveness Form 10/03/2017 08:00pm • Public Service Loan Forgiveness comes up a lot on the Student Loan Ranger blog -- but it's necessary. This is an important program that borrowers ask us about on a daily basis. Based on these questions and the data we've seen, more work is critical to ensure that all eligible borrowers are aware of Margin Investing Is Risky 10/03/2017 08:00pm • Cash-strapped investors with significant assets have two ways to generate money for spending or new investment: sell some of what they own, or borrow against it using a margin account. Selling is simpler and less risky, but means unloading assets that might grow in value. A margin loan can be an in Is Your Lender Judging You? 10/02/2017 08:00pm • Whether you realize it or not, asking for a loan can be a little like asking someone out on a date. The moment a person is asked on a date, he or she obviously sizes up their prospective partner. Few people would say, "Yes, let's go on a date," if they didn't think there was something positive about The Fate of Public Service Loan Forgiveness 10/02/2017 08:00pm • With more than $300,000 in student debt from both college and medical school, anesthesiologist Dr. Jesse Kiefer is banking on the federal Public Service Loan Forgiveness program to discharge his debt after 10 years of payments. Kiefer is less than a quarter of the way through the process, which invo 11 Most Common Credit Score Mistakes 10/02/2017 08:00pm • You use your credit card regularly, pay the bill every month and avoid taking on too much debt. Your credit score must be in great shape, right? Maybe not. Even the most well-intentioned credit users can end up harming their credit by making simple mistakes. And having good credit is important, eve The Payoff From High-Dividend ETFs 10/02/2017 08:00pm • Rising interest rates are a sign of a strengthening economy, but they can spell trouble for investors. Shane Eighme, financial advisor and partner at Shane & Shane Financial in Dublin, Ohio, says rising rates affect investors in two ways, by dragging down bond prices, which means lower yields fo Best places to retire in 2018 10/02/2017 12:00pm • Find your spot Retirees have a unique opportunity to move to a place that costs less and provides a high quality of life. The challenge is finding a place that meets all of your criteria for a retirement spot. A new U.S. News analysis compared the 100 largest metropolitan areas in the United Stat 7 little-known financial benefits of divorce 10/02/2017 09:00am • From the cost of the lawyer to the loss of a spouse's income, divorce often comes at a high price. What's more, spouses may walk away from the proceedings with significantly fewer assets and retirement savings. That's not to mention the emotional toll of the process. "At the end of the day, divor Weigh the Pros, Cons of Part-Time Law School 10/01/2017 08:00pm • Life is full of demands -- from family to career to other obligations or interests. Prospective law students may wonder how they can balance these responsibilities and attend law school full time. Fortunately, many law schools offer part-time programs. As you consider whether to pursue a law degree