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12 Terms You Need to Know to Get Out of Debt and Clean Up Your Credit 01/18/2018 07:00pm • One in four adults say they plan to pay down debt this year, according to the 2018 Fidelity Investments New Year's Resolutions Study. As a first step, they may want to acquaint themselves with the financial terms surrounding debt and credit. Failure to do so could diminish their chances of success. How to Get a Jump-Start on Filing Your Taxes 01/18/2018 07:00pm • This year, the Internal Revenue Service will kick off tax season and start accepting 2017 tax returns on Monday, Jan. 29. For some taxpayers, the delay can make a difference in their financial lives, since they rely on their tax refund to pay down credit card debt or rebuild their emergency fund. Fo Here's How to Save for a Big-Ticket Item 01/17/2018 07:00pm • Your financial New Year's resolutions may have already been made, but that doesn't mean you should stop thinking about what you want to achieve in 2018 and beyond. Are you thinking about buying a home soon? A car? Are you planning on giving your living room a makeover just in time for the Super Bo 10 Tips on How to Become a Millionaire 01/17/2018 07:00pm • It's easier than you think to become a millionaire.For most Americans, becoming a millionaire may seem as unlikely as winning the lottery. In reality, it's not as difficult as it seems to become a millionaire if you are committed to working hard to get there. By starting young and making smart finan Best Jobs to Borrow Student Loans For 01/16/2018 07:00pm • Student loan debt is the second largest form of debt in the U.S. at $1.4 trillion. In 2012, 71 percent of students graduating from four-year colleges had such debt. The class of 2016 had an average student loan balance of more than $37,000. But not everything is doom and gloom. According to an Econ How to Adopt a Frugal Lifestyle 01/16/2018 07:00pm • While many people associate frugality with an austere lifestyle, the opposite couldn't be more true. Being frugal actually allows consumers to spend money on what they truly value while saving on the things they don't. "Frugality gives you freedom because you see how spending in some areas is keepin How the Tax Cut Affects Investors 01/16/2018 07:00pm • If life's two certainties are death and taxes, what happens when certain taxes are put to death and investors are asked to live with it? Oh, the uncertainties. The issue of the tax cut's fallout on Wall Street has pundits, shareholders and those waiting to make their first play wondering what' How to Get a Mortgage if You're Self-Employed 01/15/2018 07:00pm • Many self-employed workers earn a good living, but without a regular paycheck to depend on, these workers might have a harder time proving their income than those who receive a W-2. This makes it more difficult to obtain a mortgage, but buying a home with a mortgage is possible when you're self-emp Older Investors Can Learn a Lot From Millennials 01/15/2018 07:00pm • Imitation is the sincerest form of flattery, but it can backfire for investors. Following the herd can be dangerous in a volatile market, where buying or selling in tandem with the crowd could seriously undercut your retirement portfolio. There is, however, a case to be made for taking cues from th Are Your Dividends Really Sustainable? 01/11/2018 07:00pm • In the current bull market, it seems out of fashion to talk about dividend-paying stocks. After all, the Standard & Poor's 500 index garnered an annual return of 20 percent in 2017. When investors are showered with juicy capital gains, who pays attention to dividends in the single lower digits? Why Travelers Companies Inc (TRV) Is One of the Best Stocks to Buy 01/11/2018 07:00pm • Each year, U.S. News names seven stocks -- from a universe of 4,000 or so -- that look primed to outperform the market in the coming year. Travelers Companies Inc (NYSE: TRV), the property and casualty insurer, is one of those elite few, and was named one of the seven best stocks to buy for 2018. 5 Clever Ways to Stay Financially Disciplined in the New Year 01/11/2018 07:00pm • If you're like many people, you created financial New Year's resolutions (and if you didn't, it's never too late). Maybe you want to go paperless, save more for retirement or pare down those credit card balances in 2018. But making a resolution and achieving it are two different things. The habits Debt Repayment Guide: Everything You Need to Know About Repaying Loans 01/11/2018 07:00pm • When it comes to repaying debt, there are a few tips and tricks that will make your bills more affordable and your payments more effective. But first you're going to have to train your brain to make savvy debt payoff moves. "With any loan or debt, there's the mathematical answer and the psychologic Md. lawmakers consider consumer credit freeze bill to lock out ID thieves 01/10/2018 08:10am • WASHINGTON — Maryland lawmakers will consider legislation to help you lock identity thieves out of your credit. Identity thieves who get your name and Social Security number may open lines of credit you don’t even know exist, until you find them months or years later on your credit report. Un What the new tax law means for your 2018 finances 01/10/2018 05:04am • WASHINGTON – The Tax Cuts and Jobs Act of 2017 signed into law in December provided a major overhaul to the previous tax legislation. As the bill was being finalized, many people rushed to prepay state and local taxes (i.e. “SALT”) before Dec. 31, 2017, to avoid losing out on these itemized