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Should You Get a Credit Card or Loan for Your Startup? 11/01/2018 08:00pm • When you're launching a startup, there's one very important question to answer: Where will you find the capital to get your venture off the ground and keep it afloat? Personal and business credit cards are an option if you're looking for convenience and flexibility as you cover business expenses and Aging Bodies and Nimble Minds Can Go Together 11/01/2018 08:00pm • Remember the jump-to-conclusions mat in the movie "Office Space?" Maybe there should be a square for concluding: "My parent's signs of normal aging must mean dementia is around the corner." In truth, for most adults 65 years or older, that just isn't the case. In 2012, about 9 percent of U.S. senio How Federal Interest Rates Work 10/31/2018 08:00pm • If you've ever owned a credit card, borrowed money or put funds in a savings account, you know that interest rates have an impact on how much money stays in your pocket. There's a complex system that dictates what interest rates are at any given time. Here's how it works. What Are Federal Interest R How to Get a Home Construction Loan 10/31/2018 08:00pm • You've picked out a plot of land, settled on a builder and chosen the design for your new home. But how do you pay for it? You probably can't get a standard mortgage, because the collateral -- the home -- doesn't exist yet. This is where a home construction loan comes in. A home construction loan c Know Your Consumer Protection Rights When it Comes to Student Loans 10/30/2018 08:00pm • While many new college undergraduates borrow money to pay for college, not all of their debt comes from federal student loans. In fact, borrowers owed a combined total of $118.17 billion in private student loans in the first quarter of this year, according to a report released by MeasureOne. Th e s Tax tricks and treats: Are you ready for the grim tax reaper? 10/30/2018 06:18am • WASHINGTON — It’s Halloween and the Grim Tax Reaper lurks in the shadows patiently waiting to collect his due! Beware of the 2018 tax rule changes from the Tax Cuts and Jobs Act of 2017 (TCJA) that may bring unexpected tricks to the unprepared. There’s still time before year-end to utilize a f Time To Rethink Your Bond Holdings? 10/29/2018 08:00pm • The U.S. economy is entering a phase that it hasn't seen in over 20 years: rising interest rates. The Federal Reserve Bank has raised its interest rate target three times in the last year, most recently at the end of September. Rates are up 2 percentage points in three years, an astronomical increas Everything You Need to Know About Payday Loans 10/29/2018 08:00pm • If you're a little short on cash and need to meet an important expense, a payday loan may seem like a viable option. Be cautious, though. The fees and interest typical of payday loans make them expensive in the best of circumstances. If you're unable to repay the debt quickly, the costs can escalate 3 Dividend Stocks to Buy in November 10/29/2018 08:00pm • Seconds after carving the turkey (or tofurkey, your pick) scores of money-savvy American consumers will cut to the chase known as Black Friday, then Cyber Monday, or for all we know Kitchen Appliance Wednesday, in the name of saving significant wads of cash. But with these pursuits come long lines Can You Buy a Money Order With a Credit Card? 10/29/2018 08:00pm • If you need to make a payment or send money, a money order could be a safer alternative to a personal check or cash. You can typically buy one with cash, a transfer from your bank account or a debit card, and some money order merchants will also accept credit cards as a form of payment. While using Why You Haven't Saved Enough for Retirement: 5 Excuses Financial Planners Hear 10/29/2018 08:00pm • While everyone knows it's important to save for retirement, not everyone heeds that well-worn advice. Data suggests that many Americans have saved little or nothing for their golden years. In fact, Northwestern Mutual's 2018 Planning & Progress Study, which surveyed 2,003 adults, found that 21 p Kaine faces Stewart, Waters in challenge for Virginia Senate seat 10/29/2018 07:11am • Editor’s note: This is one in a series of pieces on the Nov. 6 midterm election. WTOP interviewed candidates in key contested local races. See all of WTOP’s coverage election coverage. WASHINGTON — Sen. Tim Kaine, from Virginia, is not sitting back in his race for re-election against bomba How Piggybacking Credit Can Boost Your Score 10/28/2018 08:00pm • If you're new to credit or want to put credit missteps behind you, there are credit cards available for people with less-than-perfect credit. But they aren't a good choice for all borrowers, as they may have higher interest rates, lower credit limits and fewer perks than cards designed for those wit Pros and Cons to Buying Kraft Heinz Co (KHC) Stock 10/28/2018 08:00pm • Anyone who's ever rolled through the middle aisle of a grocery store knows the names "Kraft" and "Heinz" -- and their everyday purchases are likely boosting the profits for Kraft Heinz stock. Ore-Ida, Oscar Mayer Jell-O, Planters, Smart Ones, Maxwell House and Velveeta, among others, all fit under t Commentary: How Privatization Can Transform Ukraine 10/28/2018 08:00pm • Ukraine is in the midst of an ambitious privatization effort that is an important part of its reform and anti-corruption agenda. Markets free of corruption and government interference are essential to Ukraine's prosperity and political stability. Governments and businesses from around the world have