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Seeking US Senate seat, Independent Simon lands on Md. ballot 08/15/2018 02:42pm • WASHINGTON — It took more than 10,000 signatures on a petition, but Neal Simon has made it. He submitted 12,000 signatures to the Montgomery County Board of Elections and now he has landed a spot on the ballot as an independent in the race for the U.S. Senate seat held by incumbent Sen. Democrat B Proven Strategies for Earning More Credit Card Points 08/14/2018 08:00pm • If you're saving for an upcoming trip or a big purchase, credit card rewards can help you reach your goal. The market for credit card miles, points and cash back is a lucrative one. In fact, Gary Leff, author at frequent flyer site View from the Wing, says it's become a kind of "arms race" between i 4 indicted in Md. carjacking ring 08/13/2018 04:21pm • WASHINGTON — Four Baltimore, Maryland, men have been indicted for their part in what prosecutors call a violent carjacking ring. Dalante Graham, 18; Tyheim Gray, 19; Travon Williamston, 17, and Daquan Johnson, 18, have all been indicted in a string of carjackings and auto thefts that spanned f How Should Investors React to the Sideways Market? 08/12/2018 08:00pm • After nine years of strong gains, the U.S. stock market has slowed this year, with the S&P 500 index up just over 5 percent since the end of December and a tad below its late-January peak, while rising interest rates threaten bonds. What are investors to do -- buy, sell or stay the course? The The Best Ways to Build Credit Without a Credit Card 08/06/2018 08:00pm • Everybody wants the best mortgage rates, credit card perks, insurance quotes or apartment options. An awesome credit score can be the ticket to landing them, but getting that great score is easier said than done -- especially if you don't have, or don't want, a credit card. However, even without pl Putting the 'Golden' in Retirement: Retirees Share 6 Secrets to Financial Well-Being 07/31/2018 08:00pm • You don't have to look far to find disconcerting headlines about saving for retirement. According to the 2018 Northwestern Mutual Planning & Progress Study, one in three Americans have less than $5,000 set aside for retirement. While Americans' lack of retirement planning and subpar savings hab How Being Black in America Is Bad for Your Health 07/25/2018 08:00pm • On an overcast, humid morning, Antonice C. Woodfork grabs an umbrella and sets out from her home in a far-from-gentrified neighborhood in the District of Columbia and starts marching to the nearest grocery store, seven-tenths of a mile away. Woodfork, 42, who is African-American, could take a bus w 7 Worthwhile Online Personal Finance Courses 07/24/2018 08:00pm • If you want to learn how to make smart investing decisions, save more and eliminate debt, you're in luck. Today, there are plenty of online personal finance courses offering money-management lessons. Take the 3rd Decade education program from the TCI Foundation, which is currently in the development How Universal Basic Income Could Change Your Job 07/22/2018 08:00pm • If the government gave you $1,000 a month with no strings attached, you might have higher standards for the jobs you're willing to take. In her new book, "Give People Money," economics journalist Annie Lowrey explores the concept of a universal basic income, or UBI, a set sum of government cash prov 30 Terms Every Credit Card Owner Should Know 07/22/2018 08:00pm • Credit cards are a lot more than just a piece of plastic. They're complex products that can help improve your financial situation if you use them responsibly or cripple you financially if you don't. If you want to make the most out of your credit card, it's essential to know the lingo. Building your After 2 floods, Ellicott City business owner won't reopen on Main Street 07/20/2018 11:08pm • WASHINGTON — Main Street in Ellicott City, Maryland, has fully reopened some two months after being drowned by a second flash flood in two years. But while many shop owners are throwing open their doors again, WTOP caught up with one who is not. "I love Ellicott City. I don't think there's a How to tap your 529 college plan to pay for education expenses 07/18/2018 04:53am • WASHINGTON — With fall college payments due in the next few weeks, now is a good time to review the 529 college plans you diligently funded and make sure you understand and use them properly. There are important changes and expanded uses that started January 1, 2018 to consider. It’s also go 7 Ways to Prepare Your Investments for a Natural Disaster 07/17/2018 08:00pm • Prepare before a disaster hits.It's easy to believe that a natural disaster is unlikely and will happen to "someone else." Yet, natural disasters are surprisingly common. The National Centers for Environmental Information reported that in the first half of the year there were six weather and climate 10 Hidden Fees to Be Aware of in Retirement 07/17/2018 08:00pm • If you've faithfully set aside money for retirement over the years, it pays to sit down and review your finances before you leave your job. You may be surprised to see your budget drained by fees, including service and management fees tied to your retirement accounts. "It is amazing how much some of Maximizing U.S. University International Student Services After Enrolling 07/16/2018 08:00pm • Prospective international students likely know that they can turn to international student services offices at U.S. universities for help with immigration and orientation. But the services ISS offices provide do not stop there and can include year-round activities. Here are some ways international s