WASHINGTON – Drivers who want to keep their cars, but are considering taking the bus, Metro or a bike to work could save money on their vehicle insurance.
Many car insurance companies offer what’s called a “pleasure use discount” for drivers who use public transit for most of their tips to and from work, but who keep a car for pleasure, even if they wouldn’t call a trip to the grocery store pleasurable.
While rail ridership remains flat, bus ridership in the District continues to grow — up by 3 percent from last year, says Metro spokesman Dan Stessel.
Another money-saving option for those who don’t want to ditch their wheels would be a “low-mileage discount” for those drivers who drive fewer than 7,000 miles a year.
Carinsurance.com reports the low-mileage discount averages about 2 percent off a driver’s policy per vehicle, while the “pleasure use discount” averages 2 1/2 percent.