Target security breach: How to get a free credit report

WASHINGTON – After Target’s security breach, many customers are scrambling to make sure they are not victims of identity theft.

Target says that customers who are concerned their accounts may have been one of the roughly 40 million credit and debit card accounts stolen in the breach should review their account statements and request a free credit report.

Federal law requires each of the three nationwide consumer credit reporting companies — Equifax, Experian and TransUnion — to give people a free credit report every 12 months if requested. Obtain a free copy of your credit report by going to the Annual Credit Report website or by calling 877-322-8228.

“If you discover information on your credit report arising from a fraudulent transaction, you should request that the credit reporting agency delete that information from your credit report file,” Target wrote on its website.

Below is the contact information for the nationwide credit reporting agencies.

Equifax Experian TransUnion (Fraud Victim Assistance Division)
800-525-6285 888-397-3742 800-680-7289
P.O. Box 740241 P.O. Box 9532 P.O. Box 6790
Atlanta, GA 30374-0241 Allen, TX 75013 Fullerton, CA 92834-6790

Below is the contact information in D.C., Maryland and Virginia for reporting and preventing identity theft. These offices can be reached at:

Federal Trade Commission Maryland Office of the Attorney General Virginia Office of the Attorney General
Consumer Response Center Consumer Protection Division Consumer Protection Division
600 Pennsylvania Avenue, NW 200 St. Paul Place 900 East Main Street
Washington, DC 20580 Baltimore, MD 21202 Richmond, VA 23219
877-IDTHEFT (438-4338) 888-743-0023 800-552-9963 v/Consumer%20Protection/

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