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Target security breach: How to get a free credit report

Friday - 12/20/2013, 9:24am  ET

WASHINGTON - After Target's security breach, many customers are scrambling to make sure they are not victims of identity theft.

Target says that customers who are concerned their accounts may have been one of the roughly 40 million credit and debit card accounts stolen in the breach should review their account statements and request a free credit report.

Federal law requires each of the three nationwide consumer credit reporting companies -- Equifax, Experian and TransUnion -- to give people a free credit report every 12 months if requested. Obtain a free copy of your credit report by going to the Annual Credit Report website or by calling 877-322-8228.

"If you discover information on your credit report arising from a fraudulent transaction, you should request that the credit reporting agency delete that information from your credit report file," Target wrote on its website.

Below is the contact information for the nationwide credit reporting agencies.

EquifaxExperianTransUnion (Fraud Victim Assistance Division)
800-525-6285888-397-3742800-680-7289
P.O. Box 740241P.O. Box 9532P.O. Box 6790
Atlanta, GA 30374-0241Allen, TX 75013Fullerton, CA 92834-6790
www.equifax.com www.experian.comwww.transunion.com

Below is the contact information in D.C., Maryland and Virginia for reporting and preventing identity theft. These offices can be reached at:

Federal Trade CommissionMaryland Office of the Attorney GeneralVirginia Office of the Attorney General
Consumer Response CenterConsumer Protection Division Consumer Protection Division
600 Pennsylvania Avenue, NW200 St. Paul Place900 East Main Street
Washington, DC 20580Baltimore, MD 21202Richmond, VA 23219
877-IDTHEFT (438-4338)888-743-0023800-552-9963
http://www.ftc.gov/idtheft/ www.oag.state.md.us http://www.ag.virginia.go v/Consumer%20Protection/

Read more about what to in response to Target's security breach on WTOP.com.

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