NFP Insurance


  • What’s new with the excise tax?

    Much has been written about how the 2017 Tax Cuts and Jobs Act changed the tax rate for C corporations and created a deduction for S corporations. But all this attention to corporations meant that other impactful provisions went into effect without much notice. One such unheralded provision is the “Tax on Excess Tax-Exempt Organization Executive Compensation” (the “excise tax”).

  • Adjusting to emerging workforce trends to win the war for talent

    Over the last 45 years, real wages – the cash we give our employees to live on – have remained fairly static. This means that employees across the world, even within our own organizations, have not gotten a raise since they started working.

  • Taking a second look at HSAs

    When it comes to health savings accounts (HSAs), knowledge is power. Designed to help people in high-deductible health plans manage their out-of-pocket expenses, HSAs have been growing steadily in the market since their inception and are a prominent feature of today’s employee benefits landscape.

  • Is your adviser a good match?

    If you buy personal insurance, you probably work with an adviser. But if that adviser is simply a catalyst for quotes, or an annual phone call a month before renewal, you’re not getting the value you deserve out of that relationship. So, what should you expect — and demand — from your adviser relationships?

  • Three mistakes employers make when purchasing insurance

    With how fast the insurance industry and the regulations surrounding it are changing, it’s near impossible for employers to keep up. New laws, reporting requirements, and the demand for increased technology are a few of the reasons why navigating the insurance landscape can be a daunting task, even for the most seasoned veterans.