When it comes to health savings accounts (HSAs), knowledge is power. Designed to help people in high-deductible health plans manage their out-of-pocket expenses, HSAs have been growing steadily in the market since their inception and are a prominent feature of today’s employee benefits landscape.
If you buy personal insurance, you probably work with an adviser. But if that adviser is simply a catalyst for quotes, or an annual phone call a month before renewal, you’re not getting the value you deserve out of that relationship. So, what should you expect — and demand — from your adviser relationships?
With how fast the insurance industry and the regulations surrounding it are changing, it’s near impossible for employers to keep up. New laws, reporting requirements, and the demand for increased technology are a few of the reasons why navigating the insurance landscape can be a daunting task, even for the most seasoned veterans.
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