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The Power of the Backdoor Roth IRA 09/02/2015 08:00pm • The Roth IRA is an incredibly powerful retirement account. It allows participants to make contributions with money that has already been taxed. Those funds will compound for decades without the gains being taxed, and then the account owner can take tax-free withdrawals in their retirement years. Th Pros, Cons of Helping Grandchildren With College Costs 09/01/2015 08:00pm • Sept. 13 marks National Grandparents Day, and some college students should be sure to thank G randma and G randpa for something extra special this year: help paying for school. According to Sallie Mae's How America Pays For College 2015 report, contributions for college costs from relatives and f 6 Things You Should Know About Discussing Politics at Work 09/01/2015 08:00pm • Here's a campaign proposal most co-workers could endorse: -- A promise for better office coffee-- A mandate to double vacation days-- A tougher stance on slacker colleagues -- A tax deduction for team happy hours (They're charitable gifts to yourselves!)-- And an expansion of The Casual Fridays Act The Pros and Cons of a Secured Credit Card 09/01/2015 08:00pm • Liana Moran's secured credit card story is becoming more common. After graduating from Georgia Southern University in May of 2014, she landed a paid internship and decided it was time to get a credit card. For starters, the apartment she wanted to rent required a credit check before she could sign Montgomery County leaders call for more school funding, higher taxes 09/01/2015 07:10am • WASHINGTON — A group of Montgomery County leaders marked the first day of the new school year Monday by highlighting record-high enrollment and calling for more funding for Maryland's largest school system. "No system can continue to operate effectively with the kinds of numbers that we see and 8 Ways to Jump-Start Your Retirement Savings 08/31/2015 08:00pm • Saving for retirement is a daunting task. It requires cutting back current spending in order to fund an unknown future. We don't know how long we will live. We don't know what our future expenses will be. Finally, we don't know how much our savings will grow. Nonetheless, despite these uncertainti Retire to Morbihan, the Best of Coastal France 08/31/2015 08:00pm • The southern coast of Brittany, France's northwestern-most region, is little known even among the French. However, it is here, specifically in Morbihan, on the Bay of Biscay, that American Abby Gordon has chosen to make her part-time base in this country. For the past three years, Gordon has rente Diet in a Taubesy-Turvy World 08/30/2015 08:00pm • About the last thing the world of nutrition needs is rebuttals about details to rebuttals about details that distract us all from the big picture. We have been missing the dietary forest for the truculent trees for decades already, and the result is the dark wood of modern epidemiology in which mil How to Improve Your Finances After Retirement 08/30/2015 08:00pm • You have many opportunities to fix your retirement finances before you retire. You can ramp up your savings, eliminate debt and make smart decisions about when to sign up for Social Security and other types of retirement benefits. But even after retirement, it's not too late to fix a funding shortf What Happens When You Can't Afford Your Health Insurance 08/30/2015 08:00pm • Getting health insurance is one thing; paying premiums month after month to keep it is another. If you have health insurance through your job, your premium comes out of your paycheck automatically, and unless you have a qualifying life event -- like marriage -- you're stuck with that policy until Portfolio Exam: A $1.75 Million Portfolio Weighed Down by Fees 08/30/2015 08:00pm • What's one trademark of a poorly designed investment portfolio? The answer is a portfolio whose risk character is incompatible with the risk character of its owner. Frequently, these risk incompatibilities are camouflaged by a hot stock market. But when the market reverses and begins to fall like Take Control of Your 6 Biggest Retirement Expenses 08/30/2015 08:00pm • Now that the stock market has shown us we cannot always rely on capital gains from our investments, or extra income from our savings, it may be time to take a closer look at the other side of the ledger: our retirement expenses. Not the little ones, like the cable TV bill or your morning latte, but Youth Outreach Services 08/28/2015 05:46pm • Youth Outreach Services provides a 12 week job readiness mentor program to at-risk youth, juvenile offenders, and young adults and help them to re-enter to society employable and tax-paying citizens. They help the juvenile to further their education Fewer People Pay IRA Early Withdrawal Penalty 08/27/2015 08:00pm • If you withdraw money from an individual retirement account before age 59 ½, you typically incur a 10 percent early withdrawal penalty. The 10 percent tax applies in addition to the regular income tax due on withdrawals from IRAs. For example, if a worker who is in the 25 percent tax bracket with Fairfax County Park Foundation 08/27/2015 09:47am • The Fairfax County Park Foundation, established in 2000, raises private funds, obtains grants and creates partnerships to supplement tax dollars to meet the growing demand for park services open space and camp scholarships for homeless children.