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What to Do When You Get an Inheritance 11/04/2015 07:00pm • Even experienced financial advisors can get caught up in the complications of dealing with an inheritance. After receiving an inheritance from his mother that included stock in a mining company she favored, it took Ken Moraif months to sell the shares, even though they were losing value. "I had to Should You Be Making Quarterly Tax Payments? 11/04/2015 07:00pm • On April 16, many Americans let out a sigh of relief. Tax day is in the books, and they won't have to give much thought to their taxes for another year. Or will they? "As the tax system is set up, it's a pay as you go system," says Craig Ferrantino, president of Craig James Financial Services in Lon 4 Tips for Using Rental Property for Retirement Income 11/04/2015 07:00pm • Rental properties can add an extra stream of income to your retirement portfolio. Buying a property or two could provide enough income to allow you to retire sooner. However, you'll need to ensure your rentals will become a steady, positive cash flow throughout your retired life. You don't want a re Voters deliver meteoric shift for Loudoun County 11/04/2015 02:08am • WASHINGTON — Loudoun County's new Board of Supervisors chair says that voters in the rapidly growing community are ready for a new outlook and agenda by local officials. Hammering home the point that the county's residents want new leadership, voters selected five new members including the firs 5 Tips for Using Dividend Stocks to Pay for Retirement 11/03/2015 07:00pm • With many savings accounts paying less than 1 percent interest, some retirement savers are turning to dividend stocks to provide a more reasonable return. Dividend stocks provide a stream of income as well as the potential for capital gains, but they also carry more risk than a savings account, cert 5 Reasons to Open a MyRA 11/03/2015 07:00pm • A new type of retirement account, the myRA, is available to savers nationwide beginning November 4. The myRA is guaranteed by the government never to decline in value, and doesn't have any fees or minimum balance requirements. Here's why you should consider opening a myRA: You don't have a retirem How to Draw Up a Special Needs Trust for a Child With Disabilities 11/03/2015 07:00pm • There is one aspect of estate planning that not everyone has to do but is very important to those who need it: planning for the future of a child with disabilities. This could include a child who was born with a mental or physical disability or one who became disabled later in life and needs someon A Side-by-Side Comparison of 3 Income-Based Repayment Plans 11/03/2015 07:00pm • About six months ago, the Student Loan Ranger told you that the Department of Education was working on rules for a new income-driven repayment plan called Revised Pay As You Earn, or REPAYE. The new plan, for which the department recently released the final regulations, would expand the pool of fede Options for parents helping adult kids buy a home 11/03/2015 02:00pm • As families gather for the holidays, some adult children or their parents will broach the topic of real estate and how to make that first home purchase. For parents who have the funds and desire to help adult children buy a home, gifting a down payment is one of the most common ways to help. But Listen up: Noise pollution may be bad for your heart 11/02/2015 07:00am • You wake up with a jolt, startled by the loud shriek of a siren. Your heart seems to be beating through your chest. Then, assessing the situation -- it's just a passing ambulance -- you drift back to sleep. In an increasingly urbanized world, noise disturbances are just part of life. For some, li How sick is too sick to exercise? 11/02/2015 07:00am • Tell fitness enthusiasts to sit still, and they'll scoff. Tell sick fitness enthusiasts to sit still, and their response will likely be the same. But should you really exercise when your body doesn't feel 100 percent? Medical professionals hear this question a lot and, with the flu season not too fa 5 Surprising Sources of Debt 11/01/2015 07:00pm • Unemployment, medical bills, a shopping addiction -- these may all be obvious causes of debt, but they certainly aren't the only ways people end up in the red. Other forms of debt are more insidious. They arrive looking like a big break or a money-saving option. But instead of getting you out of y 6 Reasons to Remain in Your Current Home in Retirement 11/01/2015 07:00pm • The typical retirement dream involves riding off into the sunbelt, golf clubs and beach umbrella in hand. However, the reality is that the majority of retirees never leave home. Most people opt to age in place, or if they do move, they find a smaller house near their old neighborhood. Only about 7 5 Things to Know Before Investing in Big Tobacco Stocks 10/29/2015 08:00pm • If you want a group of companies that can perform well in good times and bad, you don't have to look much further than vice stocks. If you're comfortable making money off addictive industries, alcohol, casinos and tobacco firms can show a level of returns you can't find anywhere else. For instance Podcast: 5 Money Management Horror Stories 10/29/2015 08:00pm • Creepy-crawlies and things that go bump in the night are fun on Halloween but not for your money. I'm all about scary movies, but when the horror involves my bank account or investments, that calls for a blood-curdling scream. As a financial advisor for 16 years, I witnessed too many horror storie