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Can You Actually Refinance Your Mortgage Too Often? 09/14/2016 08:00pm • Just as it seems mortgage rates can't get any lower, they drop yet again. Today's mortgage rates are near the lowest we've ever seen. As rates fall, even people who have refinanced their mortgage in the last few years are wondering if it's time to refinance again. Which brings up the question: Can Is a Round-the-World Trip Ticket Worthwhile? 09/14/2016 08:00pm • If you're looking to score the best rate for a trip around the world, you may be contemplating purchasing a round-the-world plane ticket as a clever hack for an affordable journey. With slashed economy, business and first-class ticket prices and the chance to crisscross the globe while simultaneousl Students Share Strategies for Making College Affordable 09/13/2016 08:00pm • One Student's Strategy: Live Home, Work Sarah Swainson, Chattanooga State Community College Just before Sarah Swainson graduated from high school in Chattanooga, Tennessee, in 2014, she landed a job as a server at a coffee shop, Milk & Honey. She liked the job so much she decided to take a ga Getting a Second Job to Save for Retirement 09/13/2016 08:00pm • Some full-time jobs don't pay enough to allow employees to cover their expenses and save for retirement at the same time. To bridge the gap, some people work full-time and have a second job on the side, perhaps as a freelance writer by night, a regular at a local comedy club or some weekend shifts How to Save For Retirement While Paying for a Child's College 09/13/2016 08:00pm • The typical investor has two long-term goals: retirement and kids' college expenses. Ideally, a family would estimate how much each will require, make a conservative guess about likely returns, and then invest enough each month to reach both targets on schedule. But that's tough to do. So which goa Treasury audit: 350K taxpayers' accounts hacked 09/13/2016 10:06am • WASHINGTON — Thieves hacked the accounts of more than 350,000 taxpayers and used the data to file fraudulent tax returns, according to according to an audit prepared by the U.S. Treasury Inspector General for Tax Administration. The data breach involved the Internal Revenue Service's online 4 Kinds of Insurance That Can Save Your Retirement 09/12/2016 08:00pm • Enjoying a secure retirement means more than just hitting your investment goals. It also requires planning ahead for certain financial obstacles that could potentially make your later years a little less golden. Having the right kinds of insurance can go a long way toward helping you combat potenti 6 Ways Parents Can Help Students With the College Application Process 09/12/2016 08:00pm • Every admissions officer has a story about the overbearing parent who takes 100 percent control of the college application process. Parents' appropriate role is to offer guidance, support and empathy during a complicated, emotionally taxing, and in some cases disappointing, process. Here are our si WHY IT MATTERS: Child Care and Pay Equity 09/12/2016 02:38pm • WASHINGTON (AP) — THE ISSUE: In much of the United States, families spend more on child care for two kids than on housing. And if you're a woman, it's likely you earn less than your male colleagues even though 1 in 4 households with kids relies on mom as the sole or primary breadwinner. That's acc How to Decide Which Mutual Fund Share Class to Buy 09/11/2016 08:00pm • Just as life is split between the plant kingdom and animal kingdom, the mutual fund world is divided between load and no-load products, depending on whether you pay a sales commission or not. No-load advocates say loads are money down the drain, a drip, drip, drip that undermines returns over time. How to Tell If You Should Move in Retirement 09/11/2016 08:00pm • Moving into a less expensive home in retirement can be an opportunity to improve your retirement finances. You may also be able to move closer to good health care options or the leisure activities you desire most. But moving to a new town can also create problems because you need to re-establish a s 3 Valuable Incentives to Save for Retirement 09/08/2016 08:00pm • Most people know they should be saving for retirement, but it's often difficult to delay more immediate needs. To sweeten the deal, the federal government and many employers provide additional incentives to save for the future. Taking advantage of these retirement savings perks will help you to bui Are You Taking Too Much From Your Retirement Funds? 09/08/2016 08:00pm • After 40 years of saving money in retirement accounts, people are left to determine how to use that money wisely once they leave the workforce. "These days, most retirees are paranoid about running out of money," says John Gajkowski, co-founder of Money Managers Financial Group in Oak Brook, Illinoi How to Adjust Your Financial Plan When Forced Out of Retirement 09/08/2016 08:00pm • Retirement is meant to be a reward after decades of hard work and focused saving. The last thing you might be thinking of after retiring is heading back to the workforce but for some Americans, it is reality. Mounting medical bills may require some seniors to go back to work in their 60s or even be MetroAccess alternative pilot program would pay for car-sharing rides 09/08/2016 05:26am • WASHINGTON — In its quest to look for cuts across the board, Metro plans to temper spiking costs for paratransit service with a pilot program that would pay for rides on Uber, Lyft or similar services. The program is slated to begin March 1. According to documents prepared for a Metro board c