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How to Invest in Annuities 10/20/2016 08:00pm • Despite sometimes getting a bad rap, annuities can form part of a retirement savings strategy to plug potential income gaps not covered by Social Security or a 401(k). The extended period for low interest rates has created a vacuum of products for retirement as traditional products like bonds and c 8 Ways to Safeguard Your Financial Life as You Age 10/19/2016 08:00pm • We've all heard the horror stories about elderly people being fleeced of their life savings, falling prey to con artists or losing their homes because they never got a bill for their real estate taxes. We all think it could never happen to us. But you may want to think again. Research shows that ev Donald Trump and Hillary Clinton Clash Strongly in Final Debate 10/19/2016 08:00pm • LAS VEGAS -- In their final debate, Donald Trump and Hillary Clinton clashed sharply over long-standing issues like immigration and abortion as well as extraordinarily unique flashpoints like foreign interference in this election and allegations of sexual assault, with the Republican presidential n Hillary Clinton Wins Third Debate by Hanging on to Women 10/19/2016 08:00pm • All Hillary Clinton had to do in the third and final presidential debate was to hang onto the female voters who have kept her comfortably ahead in national and battleground state polls. And she did it -- with a well-practiced sounding series of pledges and statements of policy, but also with a big Your Home Is a Better Investment Than Bonds 10/19/2016 08:00pm • With bonds paying next to nothing, where can you turn for a respectable yield, guaranteed? Well, how about your home? Many homeowners look upon the homestead as a valuable asset they can tap for retirement through downsizing or a loan. They typically count on building equity the old-fashioned way, How Managing Your Money is Like Playing Baseball 10/19/2016 08:00pm • This year's World Series kicks off on Oct. 25, and we'll soon know which two teams are facing off. Whether you're a baseball aficionado or can't tell one end of the bat from the other, you might be interested to learn that you can apply some fundamentals of the sport to money management. As we near Virginia poll gives Clinton edge over Trump 10/19/2016 12:30pm • WASHINGTON — Democrat Hillary Clinton has a nine-point advantage over Republican Donald Trump in a new statewide poll released by the Virginia Chamber of Commerce. The poll, conducted last week between Oct. 12 to 15, showed Clinton with 47 percent support among likely voters to Trump's 38 p How to Start Saving for Retirement in Your 30s 10/18/2016 08:00pm • A friend who is about to turn 30 recently confessed to me that she hasn't been saving for retirement. She asked me if her entire retirement is wrecked now. The answer is no. Many millennials have not yet begun to build a nest egg. A recent Wells Fargo and GfK survey of 1,005 employed millennials age Index Funds Offer College Savings Options 10/18/2016 08:00pm • When Will Worthwine started putting money away in a 529 plan, a college savings account with tax advantages, his daughter was a freshman in high school. The Boise, Idaho, dad wanted a pot of money that would be specifically earmarked for college, not to be touched for other purposes. He also wanted FCPS will make additional pay raises priority of next budget 10/17/2016 11:00pm • Fairfax County school officials are telling the county Board of Supervisors — which provides the majority of the school system’s annual funding — that they will need an additional $134 million for the next fiscal year as they look for ways to increase teacher salaries, the Washington Post repo How to Create a Foolproof Withdrawal Plan for Retirement Assets 10/17/2016 08:00pm • When preparing for retirement, considering how you'll spend down your assets is just as important as how much you've saved. Surprisingly, 56 percent of workers don't have a distribution plan in place, according to a 2015 study from Pentegra Retirement Services. A clear-cut roadmap for drawing down How to Deal With an Unexpected Expense When You're Broke 10/17/2016 08:00pm • A financial disaster is hard enough to navigate. But it gets even harsher when you have no emergency fund or backup plan to help you work your way out of it. So, what's an unlucky person to do after, say, a broken-down car or job loss leaves you short on cash and high on stress? Fortunately, the fin 6 Social Security Changes Coming in 2017 10/17/2016 08:00pm • Social Security beneficiaries will receive a slight increase in their Social Security checks in 2017. There have also been several recent tweaks to the program that change how married couples can collect benefits. Here's a look at the new Social Security rules for 2017: A modest increase in payment Area counties see jump in absentee voting 10/17/2016 05:35pm • WASHINGTON — Montgomery County has already topped the number of absentee ballots requested during the last presidential election with two more weeks to go before the deadline. According to the county election board, 45,804 county voters have requested absentee ballots so far. That is 820 more t 7 Things You Can Do With a My Social Security Account 10/16/2016 08:00pm • A my Social Security account allows you to review your contributions to the Social Security program. You can also get a personalized estimate of how much you will receive if you claim Social Security at various ages. Periodically reviewing your Social Security statement allows you to make sure your