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Trump Tax Cut: Should You Convert an IRA or 401(k)? 05/07/2017 08:00pm • President Donald Trump wants to slash individual tax rates, throwing a curve at investors who had planned to convert their traditional IRAs and 401(k)s to tax-free Roth accounts. The dilemma: convert now and pay tax at today's rates, or wait until rates are lower and a conversion will cost less? Th How Long Does it Take to Vest in a 401(k) Plan? 05/07/2017 08:00pm • Employer contributions to a 401(k) plan can help you build wealth for retirement faster. But you don't always get to keep your 401(k) match or other company contributions when you leave a job. Some employers have vesting schedules that require a specific number of years on the job before you are en Potential Obamacare rate hikes raise concerns of Marylanders 05/05/2017 12:18pm • WASHINGTON — The prospect of major rate hikes for Marylanders who purchase health insurance through the state's marketplace is raising the possibility that more healthy people may drop their coverage because they cannot or will not pay for it. "We have been worried about that for a long time, Gov. Hogan signs 200 Md. bills into law 05/04/2017 10:38pm • ANNAPOLIS, Md. — Gov. Larry Hogan signed over 200 bills Thursday at the state capital’s City Dock, and the occasion was marked with bipartisan moments. With the Pride of Baltimore (a replica of a Baltimore Clipper ship) in the background, Hogan sat with House Speaker Michael Busch and Senate What you can learn from how professional athletes manage their money 05/04/2017 08:00pm • When L.J. Smith, a former tight end for the Philadelphia Eagles and Baltimore Ravens, played professional football, his contracts were worth more than many Americans earn in a decade. Despite those high payouts, Smith, who stopped playing football in 2009, says he doesn't indulge in a lavish life AHCA Vote Has Broad Stock Market Implications 05/04/2017 08:00pm • After an embarrassing false start on health care reform earlier this year, Republicans narrowly passed an amended version of the American Health Care Act on Thursday. If some analysts are right, a similar version of the bill could pass the Senate and be all teed up for President Donald Trump to sig 7 Banking Services That Can Save Retirees Money 05/04/2017 08:00pm • Long gone are the days in which you need to visit a branch to do your banking. Today, banks offer an array of services that allow consumers to make deposits, transfers and payments whenever and wherever they want. However, some retirees have been slow to adopt this new way of banking. Paul Appleton, How to Avoid Tanking Your Portfolio in Retirement 05/04/2017 08:00pm • Making your money go further in retirement is a challenge that many Americans may be unprepared for. According to most recent RICP Retirement Income Literacy Survey from The American College of Financial Services, 82 percent of Americans have unrealistic expectations about the need for long-term ca Self-Employed? 10 Must-Have Tools to Keep Your Finances Organized 05/03/2017 08:00pm • Whether it's working as a freelancer or opening a business, self-employment is an appealing career choice for many people. However, working for yourself comes with a lot of responsibility. "Self-employed people wear many hats, namely, all of them," says Krista Fabregas, e-commerce editor for FitSmal 10 Ways for Investors to Buy the Market 05/03/2017 08:00pm • Pick up an entire stock index.You often hear financial pundits saying things like "the market is soaring" or "most fund managers can't beat the market." But what exactly do they mean when they say "the market" -- and if the market's so great, how do you go about buying it? The answer to the first qu Health, Business Groups Respond to House Passage of AHCA 05/03/2017 08:00pm • The promised revisions to the American Health Care Act which Republican leaders narrowly pushed through the House Thursday met with strong, and somewhat predictable reactions from organizations with a stake in the fight: Business groups like the National Retail Federation applauded the step toward Bad Sentiment From Small Investors Means Good Gains Ahead 05/02/2017 08:00pm • Small investors are bearish about the stock market, but don't worry. A bearish sentiment from individual investors may mean this is a perfect time to stake new positions in the stock market. First, the data: the most recent data from the American Association of Individual Investors shows an above n The Best-Kept Retirement Secret in Italy 05/02/2017 08:00pm • As you ski lazily down a gentle slope, a ray of sunshine hits your face, and you look down to the coastline. The sun is glittering on the Adriatic and has just illuminated the endless vineyards and olive groves that lead down from the mountains to the beaches. The gently rolling hills are ablaze wit How to Appeal Your Property Taxes 05/02/2017 08:00pm • When Adam Jusko, founder and CEO of the personal finance website ProudMoney.com, and his wife saw the assessed value on their home in Lakewood, Ohio, a few years ago, they were surprised by how much the valuation had increased from the previous year. "We knew that if that valuation stayed, our tax b 5 Signs That It's Time to Change Your Budgeting Strategy 05/02/2017 08:00pm • Starting a new job, getting married and many other life events will change your financial situation. If you aren't keeping an eye on your budget through these moments, you could be missing opportunities to improve your finances with additional savings or investment. Worse, you might be risking your