Search

How to Manage Medicare's Out-of-Pocket Costs 05/25/2015 08:00pm • Medicare beneficiaries need to pay for a sometimes significant portion of their health care costs. Just like private health insurance, Medicare requires beneficiaries to pay premiums, deductibles and coinsurance. But there's a lot you can do to keep these costs manageable. Here are some steps to mi 5 Popular Home Renovations for Retirees 05/25/2015 08:00pm • Last year I took a spill in my shower. I slipped as I was getting out, grabbed for the soap dish and pulled it right out of the wall. I tumbled over the side of the bathtub onto the floor, bringing the entire shower curtain and shower rod with me, and gave myself a huge bruise in the process. A purp What to Consider Before Tying the Knot a Second -- or Third -- Time 05/25/2015 08:00pm • It can be the best feeling in the world at first -- realizing that despite your first marriage ending, there is someone else out there for you. But to marry again, or again and again, is rarely as easy a decision the second time around. You may have not thought much or at all about finances the fir 7 Behavioral Biases That May Hurt Your Investments 05/25/2015 08:00pm • It's not unusual for investors to sense a tug-of-war between their analytical brains and their emotions. Until fairly recently, investing was considered purely logical. Find the right quantitative strategy or forecasting model, and you'd be off and running. But any investor who's gotten the jitter 3 Times It Makes Sense to File Early for Social Security 05/21/2015 08:00pm • For those who have paid into the system, Social Security promises to provide a reliable source of income during your senior years. However, how much you receive each month depends on exactly when you retire. While a person needs to wait until his or her full retirement age -- that would be 66 for t How to Pick the Optimal Retirement Age 05/21/2015 08:00pm • The classic retirement age continues to resonate with working Americans. A recent Gallup survey found that workers expect to retire at an average age of 65, down slightly from 66 in 2014. If you look beyond the average, slightly more Americans are interested in retiring after age 65 than before it. Head Abroad to Asia with Scholarships for U.S. Students 05/20/2015 08:00pm • May is best known as the month of Mother's Day, lilacs and the start of barbecue season. But it also comes with another celebration, which lasts all month long: Asian-Pacific American Heritage Month. In honor of the observance, we're taking a look at scholarships for U.S. students who want to study 7 Unique, Boutique ETFs 05/19/2015 08:00pm • Exchange-traded funds have exploded into public consciousness with a popularity to match mutual funds, so it's easy to think that a cursory look makes you a near expert. There isn't much to the basics: These securities track a commodity, asset group (such as an index fund) or index (such as the Stan 4 Ways to Improve Your Finances in Retirement 05/19/2015 08:00pm • It takes years of consistent saving and prudent investment decisions to amass enough money to retire comfortably. And the need to effectively manage your money doesn't stop when you leave your job. You must continue to make sound financial decisions in retirement to help your money last the rest of How to Plan for Semi-Retirement 05/18/2015 08:00pm • Tell your friends or family that you're semi-retired, and you may receive a look of pity or envy. After all, semi-retirement can describe a period of your life in which you're retired but are still working because you want to. Or you might be semi-retired because you need to work, although not as m Don't Be Scared of Retirement 05/17/2015 08:00pm • I'm not saying you shouldn't live within your means and save for retirement. For that matter, you should probably exercise and eat your vegetables, too. But sometimes you have to stand back, gain some perspective and ignore all the anxious advice you get about retirement. Scaremongering often comes Falling Slowly: Predictions for 'Mad Men' finale 05/14/2015 07:57am • WASHINGTON - Our eight-year TV bender is at its end. And as we take our final swig of "Mad Men" on Sunday, the farewell toast is bittersweet. We've cherished every last drop of our beloved cocktail, certain that it will go down smoothly as one of history's best TV dramas. And yet, there's Saving Strategies for People Between Age 55 and Retirement 05/13/2015 08:00pm • Retirement may look far away, but those who are closing in on it can tell you that it comes faster than you think. What you do in the last 10 years before you retire can make an enormous difference in how comfortable your retirement years will be. "From 55 to 65, you've got time to really make a d How Retirees Can Hit the Income 'Sweet Spot' 05/13/2015 08:00pm • Withdrawing funds from your portfolio is not the only way to capture income. It's possible, financial advisors say, to construct an income stream from mutual funds that include dividend-producing stocks. Combine that with some bond funds and maybe an offbeat product or two that throws off passive i Creating a Vision for Retirement 05/12/2015 08:00pm • What is your motivation to retire? At some point, many people begin to dread going to work. A job they used to love is a job they now despise. Reasons may include the market, the economy, new regulations or stock holder expectations. Many companies do not treat their employees as well as they used t