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OPM breach: How to protect yourself, and what they're really after 07/10/2015 07:55am • WASHINGTON — The federal government confirms more than 21 million people were affected by the massive federal Office of Personnel Management breach, which included stolen Social Security numbers and health and financial information. But the hackers responsible also could target people who are not New docs explore Batkid, Amy Winehouse, cartels 07/10/2015 03:20am • WASHINGTON — You've heard Amy Winehouse tracks on the radio. You've seen drug cartels on TV shows like "Breaking Bad." And you've read newspaper reports of Batkid out in San Francisco. Now, it's time to explore all three subjects through the ultimate medium — the cinema — th How to Spot a Travel Scam 07/08/2015 08:00pm • When was the last time you booked a vacation with the help of a real person, whether it was a travel agent or a customer service representative? Assuming you have access to the Internet, it's safe to say it probably wasn't recently. Though booking sites and social media have made it easier than ever 6 Traps That Snare First-Time Renters 07/08/2015 08:00pm • You learn from your mistakes, everyone says, but if you can learn from other people's mistakes, all the better. That's never been more true than when it comes to renting a home. People tend to think of renting as a fairly cheap way to pay for shelter, but between paying rent every month, furnishing Managing a Retirement X Factor: Health Care 07/07/2015 08:00pm • Health care is a constant area of stress for people as they approach retirement. In fact, according to the Voya Retire Ready Index, 91 percent of workers are concerned about their ability to cover health care expenses in retirement. This comes as no surprise when you consider how health costs have How Your Retirement Account Balance Compares to Your Peers 07/07/2015 08:00am • Your age often dictates your retirement saving priorities. In your 20s and 30s, you need to get some money into a retirement account so that it can start growing on your behalf. Once you have accumulated a significant nest egg, it becomes increasingly important to protect what you've got. And after 10 Signs You Might Be a Victim of Identity Theft 07/06/2015 08:00pm • Identity theft is the fastest growing crime in the country, according to the credit bureau TransUnion, with almost 10 million incidents a year. In fact, the bureau calculates that every minute, 19 people become victims, and the average cost to the victim is $500 and 30 hours. Those are some scary How You Can Form a Retirement Village in Your Community 07/06/2015 08:00pm • For every retiree that packs up and moves to Florida, Arizona or some other warm-weather spot, another four or five prefer to stay right where they are. But as they get older, many people find themselves needing more help, whether it's a referral to someone who can fix a leaky toilet, a ride to the WTOP Apple Watch Contest Rules 07/06/2015 01:19pm • WTOP - WIN AN APPLE WATCH SWEEPSTAKES OFFICIAL RULES   HOW TO ENTER: NO PURCHASE NECESSARY. In order to enter, from Monday, July 13, 2015, through 5:00 p.m. on Friday, August 7, 2015, link to the www.wtop.com website, click on the "Contest" icon at the bottom of the WTOP home page, or sea 17 Legal Secrets to Reducing Your Taxes 07/05/2015 08:00pm • Around the time I stopped fighting with my parents and began listening to them, my dad imparted some brilliant financial advice. He told me to become a scholar of the tax law. OK, perhaps he didn't use those exact words, but the message was the same: Know the tax law and take every tax deduction to 12 Great Things About Retirement 07/05/2015 08:00pm • Some people wonder what they will do with all their extra time after they retire. They fear they'll become irrelevant, aimless or out of sorts. There's no doubt there are some pitfalls of retirement, such as boredom, loneliness and even depression. That's why retirees should decide what's important 8 Challenges to Staying Frugal From Money-Saving Pros 07/05/2015 08:00pm • Despite our best efforts, we all have moments of weakness where we struggle to maintain our good frugal habits. Even money-saving pros spend time combating the allure of frugal saboteurs. Savings experts shared their biggest challenges in maintaining their frugal ways, and what specific strategies Greece Rejects Austerity Measures, Faces Uncertain Future 07/05/2015 08:00pm • International markets bent -- but didn't break -- Monday after Greek citizens rejected austerity measures that would have opened the cash-strapped country to billions of dollars in emergency funds. Stocks in Europe, Asia and the U.S. began the week with a shaky start. But the sky didn't fall, perhap Report: How to afford to live into your 100s 07/03/2015 11:04am • WASHINGTON — There’s no easy way to know how long you’ll live, but there are ways to make sure you have the funding you need well into retirement, says Consumer Reports. For those aiming to reach triple-digit years — a reality as life-expectancy rates increase — Consumer Reports offers 5 Steps to Dump Debt During Your Senior Years 07/03/2015 09:00am • In 2013, the average household headed by someone age 55 or older had $73,211 in debt, according to the Employee Benefit Research Institute. While this may seem like a significant amount, 67 percent of retirees the EBRI surveyed earlier this year said their debt is not a problem. Some financial exper