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How to check your credit report 09/16/2016 06:16pm • WASHINGTON — Many financial websites and professionals recommend checking your credit report every year as one of the best ways to live a healthy financial life, yet no one tells you what to look for. One of my clients at Glassman Wealth Services was recently applying for a mortgage and asked me: 9 Things to Consider Before Signing Up for Social Security 09/15/2016 08:00pm • One of the most important retirement decisions you will make is when to sign up for Social Security. There are many factors that should be considered before you select the best age to sign up. The Government Accountability Office recently observed 30 in-person claims at seven Social Security Adminis Worldwide, People With Disabilities Struggle to Find Jobs 09/15/2016 08:00pm • As the 2016 Paralympic Games take place in Rio de Janeiro from Sept. 7 through 18, U.S. News & World Report is looking at the challenges facing people with disabilities worldwide. MORGANTOWN, West Virginia -- It's not always easy for West Virginians with disabilities to make their way to Jennif Are You Social Security Savvy? 09/15/2016 08:00pm • Understanding the program.There is no denying Social Security is complex. Even those who work in the finance field can find it tricky. But your understanding of the program can play a role in how much you receive in retirement. Find out if you are Social Security savvy by seeing if you can answer th What Investors Should Know About Options 09/14/2016 08:00pm • Options: most financial experts either love them or hate them. "Many certified financial planners would not touch options with a 15-foot pole," says Barbara Kay, who coaches financial experts around the country via her certified woman business enterprise in Wheaton, Illinois. Geared toward the soph 5 Money Lessons Teens Should Learn Before They Go to College 09/14/2016 08:00pm • School is back in session across the country, but there is something your teens may not be learning in the classroom. Only 20 states require high school students to take economics and even fewer -- 17 states -- require a personal finance class, according to the Council for Economic Education. That How to Save For Retirement While Paying for a Child's College 09/13/2016 08:00pm • The typical investor has two long-term goals: retirement and kids' college expenses. Ideally, a family would estimate how much each will require, make a conservative guess about likely returns, and then invest enough each month to reach both targets on schedule. But that's tough to do. So which goa Ace the Art of Lowering Your Bills 09/12/2016 08:00pm • Consumers are savvier than ever with their money, but one of the basics -- getting the lowest price possible -- can trip up even the budgetary wizards among us. Ace the art of lowering your bills with these tips. Use a service. Some companies will negotiate your bills for you. For instance, Shrinka How to Decide Which Mutual Fund Share Class to Buy 09/11/2016 08:00pm • Just as life is split between the plant kingdom and animal kingdom, the mutual fund world is divided between load and no-load products, depending on whether you pay a sales commission or not. No-load advocates say loads are money down the drain, a drip, drip, drip that undermines returns over time. Why High-Yield Bonds Belong in Your Portfolio 09/11/2016 08:00pm • Do high-yield bonds belong in your investment portfolio? Maybe so. Historically, high-yield bonds, often called "junk" bonds by traders, analysts and money managers, primary due to their higher risk levels relative to traditional fixed income instruments, may conjure up disturbing images. Think Mic Where Were You on 9/11? 09/08/2016 08:00pm • It's been 15 years since radical Islamic terrorists hijacked four airliners, crashing two into the World Trade Center complex in New York and another into the Pentagon building in Arlington, Virginia. A fourth plane plowed into the ground near Shanksville, Pennsylvania, as brave passengers and crew High Dividend Stocks: Reaching for Yield May Be Risky 09/08/2016 08:00pm • The global bond market is in uncharted territory as a consequence of extraordinary monetary policies adopted by central banks. Savers are faced with paltry yields available from bonds, with 36 percent of government bonds trading at negative yields and 74 percent with yields less than 1 percent. U.S Are You Taking Too Much From Your Retirement Funds? 09/08/2016 08:00pm • After 40 years of saving money in retirement accounts, people are left to determine how to use that money wisely once they leave the workforce. "These days, most retirees are paranoid about running out of money," says John Gajkowski, co-founder of Money Managers Financial Group in Oak Brook, Illinoi How to Teach 9/11 to Students With No Memory of It 09/08/2016 08:00pm • Sept. 11, 2001, was supposed to be Sari Rosenberg's first day teaching in New York City public schools. Instead, she spent the day watching in horror as the World Trade Center in Manhattan collapsed in a terrorist attack. "It was pretty remarkable," says Rosenberg, now a 15-year education veteran a How to Adjust Your Financial Plan When Forced Out of Retirement 09/08/2016 08:00pm • Retirement is meant to be a reward after decades of hard work and focused saving. The last thing you might be thinking of after retiring is heading back to the workforce but for some Americans, it is reality. Mounting medical bills may require some seniors to go back to work in their 60s or even be