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Defeating Retirement Planning Challenges When You're Self-Employed 03/02/2017 07:00pm • An estimated 15 million people, or roughly 10 percent of the U.S. workforce, were self-employed in 2015. According to a TD Ameritrade survey, 55 percent of them are falling behind when it comes to saving for retirement. Without an employer-sponsored plan to fall back on, self-employed people must be When Should You Take Social Security? 03/02/2017 07:00pm • After years of paying into Social Security, those nearing retirement have some choices to make about when they should begin withdrawing their benefits. To receive full benefits, those born from 1943 to 1954 can take retirement at age is 66. The full-benefit retirement age rises to 67 for those born Tips for Filing Taxes for the First Time 03/02/2017 07:00pm • If you're intimidated about filing your taxes with the Internal Revenue Service for the first time, here's the good news: It's only going to get worse from here. What you're doing now is nothing compared to filing when your life is far more financially complicated, and you have a house, a spouse, ki Know Your Rights When You're on the Phone With a Debt Collector 03/01/2017 07:00pm • First the bad news: A debt collector can call, text or write you to request payment for a debt you owe. The good news: There are limits to what a collector can do when talking to you. The Fair Debt Collection Practices Act prohibits collection agencies from being abusive, harassing or deceptive when What to Do After You Receive Your W-2 Tax Form 03/01/2017 07:00pm • By now, millions of workers should have received their W-2 tax form from their employer. The official deadline for employers to distribute the all-important tax document was Jan. 31. W-2 forms are used by employers to report their employees' annual wages and any federal, state and local taxes withh How Much Should You Save for Retirement? 02/28/2017 07:00pm • Figuring out how much to save for retirement is one of the most important financial decisions you'll ever make. Yet as Americans, it turns out we aren't very good at putting enough money away for the golden years. According to a recent 50,000-respondent Merrill Lynch/Age Wave study, only 27 percent The 25 Best STEM Jobs for 2017 02/28/2017 07:00pm • These STEM jobs offer high pay, low unemployment and robust growth.STEM careers cover everything from civil engineering to accounting. Professionals in these fields work in labs, clinics, offices and classrooms. Click on to see which STEM jobs placed the highest among the U.S. News 2017 Best Jobs Ra In Africa, Fighting Radicalism Through Religion 02/28/2017 07:00pm • MARADI, Niger -- A chorus of children's voices reciting almost in unison rings from a mosque doubling as a Koranic school. Inside, concrete walls painted light green ages ago provide a welcome reprieve from the West African sun baking the dirt roads just beyond. The head teacher, Imam Mohamadou Al Why One Couple Sold Everything and Moved to Colombia 02/27/2017 07:00pm • Wendy and Darren Howarter sold or gave away nearly everything they owned as they prepared for a move from Illinois to Medellín, Colombia in October 2014. Their remaining possessions fit into eight suitcases that they checked at the airport before they boarded a plane headed for Colombia. The coup AP Exclusive: Ex-congregants reveal years of ungodly abuse 02/27/2017 01:00am • SPINDALE, N.C. (AP) _ From all over the world, they flocked to this tiny town in the foothills of the Blue Ridge Mountains, lured by promises of inner peace and eternal life. What many found instead: years of terror _ waged in the name of the Lord. Congregants of the Word of Faith Fellowship were Financial Conversations to Have as Your Children Grow Up 02/26/2017 07:00pm • Regardless of your own wealth and assets or confidence in your individual financial knowledge, passing along money and investment principles to your children starting at a young age and continuing throughout their early adulthood can help prepare them for a sound financial future. This education is Why You Shouldn't Raid Your Retirement Fund for a Child's College Education 02/23/2017 07:00pm • It's a classic debate between money managers at the local coffee shop or watering hole: Should parents looking for college cash use their retirement plans to get the money? One issue is already clear -- increasingly, parents want their children to take on more of the financial responsibility of col 3 Signs an Online Graduate Certificate Is Enough 02/23/2017 07:00pm • You don't always need to commit to a full degree program to advance your career. Shorter and sometimes less costly, a graduate certificate might be a better option to get ahead. Think of a graduate certificate as a set of courses devoted to a specific topic , designed to build on top of a bachelor's Students with Learning Disabilities Can Secure Scholarships for College 02/22/2017 07:00pm • College -- and paying for it -- is tough enough for students who don't face the challenges of physical or learning disabilities. But neither these disabilities nor financial barriers should prevent deserving students from pursuing college. Earlier this year, the Scholarship Search Insider detailed s How Will the REAL ID Act Impact You? 02/22/2017 07:00pm • There's already plenty for travelers to consider when flying: strategies for packing light, tricks for dealing with long security lines and sanity savers when seated next to obnoxious passengers. The reality is you must take plenty of precautions for smooth, hassle-free travel, beyond picking the r