Search

5 Retirement Fees You Should Never Pay 12/10/2017 07:00pm • Retirement benefits often have complicated rules, and it's easy to trigger fees. However, those who carefully follow the rules will be able to accumulate a bigger retirement account balance and get more money from Social Security. Here are some retirement penalties you can avoid with careful planni Man charged with sending taunting texts to Montgomery Co. officer 12/08/2017 01:23pm • BETHESDA, Md. (AP) — A man is accused of sending a barrage of obscene and harassing text messages to an officer who gave him a citation in Maryland. The Washington Post reports a Montgomery County officer started receiving text messages from 34-year-old Eugene Matusevitch after a seven-minute t Retirees, It's Time to Take Your Own Gap Year 12/07/2017 07:00pm • On a recent morning, Jim Frisinger, 66, was making his way through the Fort Worth Nature Center and Refuge. He had already spotted a tundra swan and had his camera and tripod ready to capture images of other birds he encountered. The excursion is only one of nearly a year's worth of adventures the A Couple's Guide to Retirement Planning 12/07/2017 07:00pm • When you're married or in a committed relationship and approaching retirement, planning your golden years is a dual effort. Saving for retirement as a couple can have some advantages, but certain financial decisions are more complicated for couples. Aside from money, the onset of extra free time in 10 Jobs That Offer Millennials Good Work-Life Balance 12/04/2017 07:00pm • Balancing Business With PleasureMoney isn't everything. Even cash-strapped millennials, a generation with a record level of student loan debt, rank flexibility as a high priority when it comes to assessing career options. Many young professionals are looking to create and maintain work-life balance, 7 Stress-Busting Holiday Tips for People With Diabetes 12/04/2017 07:00pm • It's the holiday season -- are you feeling merry or stressed out? From traffic jams at the mall to increased social commitments to a longer to-do list, the holidays aren't always merry and bright. This time of year can be stressful. If you have diabetes, that extra stress is particularly concerning Should You Pay Off Your Mortgage Before Retirement? 12/04/2017 07:00pm • Owning a home can lead to a comfortable retirement. In theory, you buy a house when you're 30, faithfully make the mortgage payments for 30 years and at age 60 you own your house, free and clear. Now you have a solid nest egg and can sail into a worry-free retirement. But more often, here's how it w Cyberbullying Doesn't Affect Most Teens for Long, Study Says 12/04/2017 07:00pm • Your teen can face all kinds of things on the Internet today, from cyberbullying, explicit material and even sexual advances. New research shows, however, that most teens aren't phased by these experiences by the time a week passes. While initially there may be negative effects, it appears teens ar How to Donate Your Required Minimum Distribution to Charity 12/03/2017 07:00pm • After years of contributing to tax-deferred 401(k)s and IRAs, income tax is due on that money when you take withdrawals in retirement. Annual withdrawals from traditional retirement accounts are required after age 70 1/2, and the penalty for skipping a required minimum distribution is 50 percent of 10 Year-End Tax Tips 11/30/2017 07:00pm • With the end of the year looming, the window is quickly closing for taxpayers who want to minimize the taxes they will pay next spring. What's more, for those trying to make year-end adjustments to their income and deductions, a tax reform bill being discussed in the District of Columbia has create 5 Reasons to Use Index Funds in Your Retirement Accounts 11/30/2017 07:00pm • Indexing is a passive investment strategy that tracks a benchmark, such as the S&P 500. A S&P 500 index fund attempts to match the return of the S&P 500. An index fund is considered a passive investment because it follows an index. Index funds use computer models to buy and sell investm How to Reset a Retirement Gone Wrong 11/29/2017 07:00pm • Most Americans hit retirement and never look back. In fact, three-quarters of recently retired baby boomers say they are very satisfied with their lifestyle in retirement, according to an Ameriprise Financial survey of 1,000 Americans ages 60 to 73 who have at least $100,000 in investable assets. T 7 things you need to know about health savings accounts 11/29/2017 04:48am • WASHINGTON — Health savings accounts or HSAs are a hot topic these days, primarily because they provide tax advantages and savings options for those who invest in them. HSAs are also often misunderstood and — like other savings vehicles — come with rules and exceptions to those rules. Let’s 13 Ways Social Determinants Affect Health 11/28/2017 07:00pm • The playing field isn't level.Circumstances -- often beyond your control -- influence your survival odds from the time you're born. Neighborhood, income, education, discrimination and environment all affect disease risk, medical care quality and ultimately, your lifelong health. Factors like these, The 'Yes-Brain' Approach to Parenting and Life 11/28/2017 07:00pm • Did you know that your brain has two fundamental states that shape how you experience life in the moment? In my educational workshops and presentations, I invite participants to learn about these two states directly. To do so, I have them close their eyes and simply become aware of the sensations t