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8 Myths About Annuities in Retirement 07/24/2018 08:00pm • Before you make an annuity a part of your retirement income plan, it's essential to understand what's involved with this type of investment option. "The concept of an annuity is simply a series of fixed payments over a period of time," says Robert R. Johnson, principal in the Fed Policy Investment Complacency Is Greatest Threat to Fighting AIDS, Experts Warn 07/22/2018 08:00pm • More than 2 million additional people will contract HIV if the international goal to raise $26 billion by 2020 to stop the spread of AIDS is delayed by even five years, and 1 million more will die from it in the coming 12 years. That's the latest assessment from UNAIDS, the United Nations program on How Universal Basic Income Could Change Your Job 07/22/2018 08:00pm • If the government gave you $1,000 a month with no strings attached, you might have higher standards for the jobs you're willing to take. In her new book, "Give People Money," economics journalist Annie Lowrey explores the concept of a universal basic income, or UBI, a set sum of government cash prov How to Prepare for One Spouse's Retirement 07/19/2018 08:00pm • While married couples sometimes try to coordinate when they retire, not all spouses retire at the same time. Age differences, different stages in their careers and even health can play a role in one spouse continuing to work after the other retires. However, when only one member of a married couple Why Sin Stocks Are an Investor's Salvation 07/19/2018 08:00pm • If socially responsible investments appeal to investors' do-gooder tendencies, sin stocks speak to the darker side of human nature. Sin stocks include companies whose activities are viewed as unethical or immoral. Ethical concerns aside, there are some solid reasons to make room for sin stocks in yo Guide to Credit Card Balance Transfers 07/18/2018 08:00pm • Whether you're aggressively tackling your credit card debt or simply want to save a few bucks on your monthly bill, a credit card balance transfer can help you reach your goal. However, a balance transfer isn't the best option for everyone. Here's a look at how it works and how to perform a balance How Genetics Can Help Your Financial Health 07/18/2018 08:00pm • Will I outlive my money? That's the No. 1 concern from clients and one the financial planning and wealth management industry has struggled to allay when helping people save for retirement. But the answer to that question is only the tip of the iceberg when it comes to retirement planning. How many a How to Invest in Your 40s 07/18/2018 08:00pm • Investing in your 40s can be the difference between retiring on your own terms and relying on your children for financial support. Determining how to invest in your 40s requires a strong financial plan and a willingness to try new things so you can be as carefree as the retirees you see leaving the 7 Ways to Prepare Your Investments for a Natural Disaster 07/17/2018 08:00pm • Prepare before a disaster hits.It's easy to believe that a natural disaster is unlikely and will happen to "someone else." Yet, natural disasters are surprisingly common. The National Centers for Environmental Information reported that in the first half of the year there were six weather and climate Maximizing U.S. University International Student Services After Enrolling 07/16/2018 08:00pm • Prospective international students likely know that they can turn to international student services offices at U.S. universities for help with immigration and orientation. But the services ISS offices provide do not stop there and can include year-round activities. Here are some ways international s Dangers of childbirth: DC works to save dying mothers 07/15/2018 10:49pm • In the U.S., new and expecting moms die at a rate that's higher than other developed countries, and cases of close calls are on the rise. D.C. is among a handful of states with the highest maternal mortality rates. In our three-part special report, Dangers of Childbirth, WTOP looks into why. How to Identify a Winning Stock 07/15/2018 08:00pm • U.S. equity markets are hovering around all-time highs and stocks are trading at stretched valuations. Picking a winning stock has become more of a conundrum than ever before. In this market environment, the dilemma is whether an investor can pick a winner based solely on a company's fundamentals or 'I don't know if what I'm doing is right': DC-area millennials face barriers to retirement planning 07/13/2018 04:28am • In our three-part special report, Money On Our Minds, WTOP takes a close look at the financial situation of millennials in the D.C. area and how they make ends meet, with a focus on student loan debt, homeownership and retirement planning. WASHINGTON — Millennials living in metro areas, paying With fans set to protest, can DC soccer be United again? 07/13/2018 03:10am • WASHINGTON — Deep along the grass berm that runs the west side of Lot 8 at RFK Stadium, the heart of D.C. United’s former tailgating home, there is a green dumpster with a banner stretching along its broad side. On the left, it depicts the legs of a D.C. United player, one foot atop a bal Parents, teachers discuss how to make Fairfax Co. schools safer 07/12/2018 11:20pm • FALLS CHURCH, Va. — After several deadly school shootings around the nation, especially the one in Parkland, Florida, one area school district is taking a closer look at some options it hopes will make schools safer. Several recommendations will be up for a vote in late July, but the community