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11 Ways to Avoid the IRA Early Withdrawal Penalty 11/06/2018 07:00pm • Keep your 10 percent.Distributions from individual retirement accounts before age 59 1/2 typically trigger a 10 percent early withdrawal penalty. However, the IRA withdrawal rules contain several exceptions to the penalty if you meet certain circumstances or spend the money on specific purchases. He Do I Need Disability Insurance? 11/05/2018 07:00pm • Many workers spend years nurturing their ability to earn a paycheck. They complete specialized training programs, negotiate salary and score promotions. They take night classes, work overtime and find ways to make themselves indispensable to their employer. So what would happen if they lost the abil How to Know If Your Health Insurance is HSA-Qualified 11/04/2018 07:00pm • If you're eligible for a health savings account, commonly called an HSA, taking advantage is a smart way to save money on your current and future medical expenses. These accounts were created in 2003 to give Americans tax breaks that reduce the cost of healthcare. But in order to have an HSA, you m The 10 Best Places to Retire With Affordable Housing 11/04/2018 07:00pm • Low cost housingMoving to a place with lower housing costs can improve your retirement finances. If you sell a home in an expensive city and buy or rent in another city with more reasonable housing costs, you may be able to boost your retirement savings, retire sooner or enjoy a higher quality of li A Primer on Talking Politics at Work 11/04/2018 07:00pm • During contentious election seasons, political debate permeates the air, making it tempting to engage co-workers in conversations about campaigns and candidates. Many companies discourage this kind of discourse, however, because it can distract from work and raise topics that offend some employees. A new income gap: The growing wealth divide between minimum wage earners 11/03/2018 12:03am • CNN's Jon Sarlin takes a look into the widening gulf between the 39 percent of the U.S. that has a $7.25 minimum wage, and the 61 percent with a higher one. Minimum wage remains one of the most controversial topics in economics. The national minimum wage has been set at $7.25 per hour sinc Your vote – how secure will it be? 11/01/2018 03:31pm • WASHINGTON — Your vote in the mid-term elections is less vulnerable to cyber threats than it was during the 2016 presidential election, when Russian meddling took place, but experts say there are still areas of concern. Russia remains the chief cyber threat to U.S. election security, according Were you called by a Social Security scammer? Feds issue warning 11/01/2018 01:53pm • WASHINGTON — Beware of calls from people claiming they'll increase or cut off your social security benefits in exchange for information — and be skeptical if their caller ID says they're from the Social Security Administration, the Federal Trade Commission said Monday. The Feds issued a warni Be Involved -- Just Not Too Much 10/31/2018 08:00pm • I often hear from parents that they are unsure of when to let kids handle challenges themselves, and when they should get involved. Is strong, directive parenting important, or should independence be cultivated through a more hands-off approach? Is a disciplined, structured routine valuable, or do How to Invest for Retirement with Special Needs Children 10/31/2018 08:00pm • For parents with special needs children, investing for their retirement and ensuring care for their children will be secure are two critical tasks. Depending on the child's needs, parents may need to support their offspring well into their own retirement and make arrangements to care for their child How to Get a Home Construction Loan 10/31/2018 08:00pm • You've picked out a plot of land, settled on a builder and chosen the design for your new home. But how do you pay for it? You probably can't get a standard mortgage, because the collateral -- the home -- doesn't exist yet. This is where a home construction loan comes in. A home construction loan c How to sell items online and make money in retirement 10/30/2018 08:00pm • If you want some extra cash in retirement, you may be thinking about putting household goods up for sale. Among boomers, 33 percent mentioned they plan to sell items they don't want anymore, according to a June 2018 survey from Finder.com. "Selling your stuff online -- from old cellphones you've acq 'Such an unspeakable tragedy': Area leaders show solidarity at DC synagogue 10/29/2018 11:20pm • WASHINGTON — The region's top three elected leaders and religious officials from many denominations gathered for an interfaith prayer service Monday night in Northwest D.C., following the deadly attack Saturday at a Pittsburgh synagogue. Maryland Gov. Larry Hogan, Virginia Gov. Ralph Northam an What's the difference between types of long-term care facilities? 10/29/2018 08:00pm • If you hear long-term care facility and automatically think nursing home, it's not surprising. However, long-term care encompasses a spectrum of options and a progression of choices. Early on, the "facility" where an older adult receives treatments, help with medications or personal care is often What to Do When Your Teen Is Being Bullied in School 10/29/2018 08:00pm • Bullying is a prevalent problem facing kids today. According to one study conducted with 20,000 youth by researchers at Florida Atlantic University and the University of Wisconsin-Eau Claire, 73 percent of teens ages 12 to17 reported that they have been bullied at school, and 44 percent said the bul