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Roth IRA vs. Traditional IRA: Which Is Right for You? 01/25/2015 07:00pm • Back in the era of corporate pensions, U.S. workers didn't have to worry much about their account structure and how to optimize tax treatment of savings. Of course, that day is long gone, and Americans are faced with daunting choices about their retirement savings. In addition to choosing portfolio 4 Essential Retirement Planning Questions 01/22/2015 07:00pm • Everyone understands the value of careful financial planning prior to making the move into retirement. But it is equally important to plan for the daily life you will live as a retiree. An effective retirement plan addresses both the financial and the lifestyle side of retiring. These four question Why Working Longer Isn't Always an Option 01/21/2015 07:00pm • It is difficult to save for retirement when you're young and aren't making much money. Besides, no one likes to think about getting old. We want to spend money and have fun now, not 30 years from now. But if you don't start saving for retirement in your 20s and 30s, it's even more difficult to start White House releases text of State of the Union 01/20/2015 09:03pm • WASHINGTON -- The White House has released the prepared text of the State of the Union Address, and unlike in the custom of previous years, they have allowed the media to disseminate it freely. ���There is a ritual on State of the Union night in Washington,��� the White House said in a post on Me 5 Reminders for Diligent Retirement Savers 01/20/2015 07:00pm • Most personal finance advisors err on the side of encouraging people to stash more money away for retirement, because most people haven't saved enough for retirement yet. But there are certainly a few diligent savers who continue to work even when they have accumulated more than enough to walk away Reports: Christopher Barry to turn himself in after bank outburst 01/20/2015 05:15am • WASHINGTON -- A day after campaigning in a parade on horseback, Christopher Barry -- the son of ��the late four-term mayor Marion Barry -- appears ready to turn himself in to police in relation to an alleged dust up at a local bank. Christopher Barry announced earlier in January that��he would ru 6 Ways Filing Your Taxes Online Will Save You Time and Money 01/19/2015 07:00pm • The IRS is now officially accepting e-filed tax returns. Translation: You are one step closer to receiving your potential refund, so why wait?Last year, about 86 percent of tax returns were filed electronically, and this number is likely to increase in 2015. Why are so many people making the shift? 6 Life Events That Change Your Taxes 01/19/2015 07:00pm • Somewhere, in a drawer, or on your phone or computer, you have photos of birthday parties, holidays, vacations, weddings and births. A wave of nostalgia probably courses through you, as you marvel at how your life has changed over the years. In fact, you could likely experience those same emotions b 6 Reasons to Delay Social Security 01/19/2015 07:00pm • Just over a third (36 percent) of workers file for Social Security benefits as soon as they can, at age 62. This compares to the 1980s when almost 50 percent of workers claimed benefits at age 62. What this trend reveals is not that Americans are working longer -- labor participation rates for olde A year of savings: A 12-month plan to improve your personal finances 01/15/2015 11:30am • WASHINGTON --��If you���re like me, it���s hard to keep your New Year���s resolutions. You may start off strong and have good intentions, but the demands of everyday life get in the way, or the goals become overwhelming. I find it���s easier to set and complete smaller goals. With that in min Terrorist 'hybrids' present difficult challenge 01/14/2015 07:43am • WASHINGTON --��For months, officials from intelligence services from around the world have quietly met and discussed growing concerns that a new strain of terrorist would be nearly impossible to stop from launching attacks. They feared that terrorist hybrids -- lone wolves and small cells of viol 10 Work Perks That Offer Big Financial Rewards 01/13/2015 07:00pm • Beyond salarySalary often steals the spotlight when you're considering a new job, but these less obvious benefits can be worth thousands of dollars -- or more -- in compensation each year. Inquiring about them before you accept (or decline) an offer can help you maximize your income and work satisfa How to Ask for a Raise -- and Actually Get It 01/13/2015 07:00pm • Almost 60 percent of workers don't ask for a raise. Are you leaving money on the table? Based on the findings from a PayScale salary survey, released today, 57 percent of people haven't asked for a raise in their current field. Why not? Thirty-eight percent said their employers gave them a raise be Best Jobs of 2015 01/12/2015 07:00pm • Each year, U.S. News faces a tall task: Ranking jobs to highlight those that are better than most. The problem? There isn't one type of worker who wants one type of job to fit one type of lifestyle. But whether you're drawn to work in health care or IT, in a creative field or the business world, cer 6 Money Tricks for Big Savings in 2015 01/12/2015 07:00pm • Frugal shopping is often associated with coupons, deals and everyday purchases. It tends to take center stage when it comes to money saving tips. While extremely useful, sometimes the smarter choice is to focus on saving on big purchases and tightening up money leaks instead. On that night, here ar