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A Timeline of Federal Student Loan Delinquency, Default Consequences 07/21/2015 08:00pm • In June, The New York Times published an opinion piece that encouraged students burdened with debt to consider letting their loans default. As you might imagine, this argument created a lot of chatter -- at least around Student Loan Ranger headquarters. Everyone is entitled to an opinion, and we c 10 Worries Older Americans Face 07/19/2015 08:00pm • The National Council on Aging has conducted a survey of Americans age 60 and over, along with various professionals who work with the elderly, to assess the concerns and needs of America's aging population. As you might expect, many of the issues revolve around finances and health. But what is espe Feds, non-feds learn about identity theft 07/17/2015 01:36am • GERMANTOWN, Md.�� ��� Fearing their personal information may be in the hands of hackers, people packed the BlackRock Center for the Arts in Germantown Thursday for a forum on preventing and dealing with identity theft. Many of the attendees were current and past federal employees who believe thei Terrorism task force investigating Tennessee shootings 07/16/2015 08:34pm • WASHINGTON ��� Four U.S. Marines were killed as a gunman fired dozens of rounds at two locations ��� a Navy operational support center (NOSC) and a military recruiting center. The killings took place at the NOSC, often referred to as a "reserve center.��� It is used by both Navy and Marine Corps per What to Watch for When Banking on Your Phone 07/16/2015 04:00am • People are increasingly turning to their phones for their banking needs, including managing checking accounts, moving money and even paying for items at checkout. Mobile banking is convenient, but experts also warn about security risks. Here are some dangers to avoid when interacting with your bank 5 Things to Know About Withdrawing Money From a Traditional IRA 07/15/2015 08:00pm • Individual retirement accounts, commonly known as IRAs, are retirement fund staples for many people. Traditional IRAs let workers take a tax deduction when they deposit money into their account, and then pay taxes when they withdraw the money. It sounds straightforward, but exactly when you withdr Survey: Stock market experts say millennials are ready to invest 07/14/2015 04:01pm • WASHINGTON ��� Many young adults may be ready to ditch their penny-pinching ways in favor of more investment opportunities, according to a new survey of investment strategists. Americans in their 20s and 30s will get over their Wall Street wariness and will begin to take on more financial risks, The Dark Side of High-Yield Investing 07/12/2015 08:00pm • With yields in the basement, savers and investors and are searching for ways to boost their investing income. Today, the 10-year Treasury bond yield is a dismal 2.33 percent. The average return on bank savings accounts is paltry, although a quick search on GoBankingRates.com shows that the industri OPM breach: How to protect yourself, and what they're really after 07/10/2015 07:55am • WASHINGTON ��� The federal government confirms more than 21 million people were affected by the massive federal Office of Personnel Management breach, which included stolen Social Security numbers and health and financial information. But the hackers responsible also could target people who are not New docs explore Batkid, Amy Winehouse, cartels 07/10/2015 03:20am • WASHINGTON ��� You've heard��Amy Winehouse tracks on the radio. You've seen drug cartels on TV shows like "Breaking Bad." And you've read newspaper��reports of��Batkid out in San Francisco. Now,��it's time to explore all three subjects��through the ultimate medium ��� the cinema����� th How to Spot a Travel Scam 07/08/2015 08:00pm • When was the last time you booked a vacation with the help of a real person, whether it was a travel agent or a customer service representative? Assuming you have access to the Internet, it's safe to say it probably wasn't recently. Though booking sites and social media have made it easier than ever 6 Traps That Snare First-Time Renters 07/08/2015 08:00pm • You learn from your mistakes, everyone says, but if you can learn from other people's mistakes, all the better. That's never been more true than when it comes to renting a home. People tend to think of renting as a fairly cheap way to pay for shelter, but between paying rent every month, furnishing Managing a Retirement X Factor: Health Care 07/07/2015 08:00pm • Health care is a constant area of stress for people as they approach retirement. In fact, according to the Voya Retire Ready Index, 91 percent of workers are concerned about their ability to cover health care expenses in retirement. This comes as no surprise when you consider how health costs have How Your Retirement Account Balance Compares to Your Peers 07/07/2015 08:00am • Your age often dictates your retirement saving priorities. In your 20s and 30s, you need to get some money into a retirement account so that it can start growing on your behalf. Once you have accumulated a significant nest egg, it becomes increasingly important to protect what you've got. And after 10 Signs You Might Be a Victim of Identity Theft 07/06/2015 08:00pm • Identity theft is the fastest growing crime in the country, according to the credit bureau TransUnion, with almost 10 million incidents a year. In fact, the bureau calculates that every minute, 19 people become victims, and the average cost to the victim is $500 and 30 hours. Those are some scary