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5 Keys to Hitting Your Retirement Goals 07/16/2017 08:00pm • One keystone goal in retirement planning is to know how much to save for a decent retirement lifestyle. Conventional wisdom among investment professionals is to aim to replace approximately 80 percent of your pre-retirement annual income to keep living as comfortable after retirement as you were be 10 Tips for Working in Retirement 07/16/2017 08:00pm • Second careerA retirement job might allow you to delay tapping your retirement savings or even boost your nest egg. Working in retirement also affects how much you will receive from Social Security and your tax rate. Here are ten tips for making the most of a retirement job.Delay 401(k) withdrawals. Kids Headed to College? Don't Let Them Delay Your Retirement Plans 07/16/2017 08:00pm • Parents who choose to pay for a college education for their children have a steep mountain to climb. The average cost per year of a four-year in-state college education in 2016 was just over $20,000, according to College Board data. For a private college, the cost more than doubles. Though parents Saving for Retirement When You Make Minimum Wage 07/12/2017 08:00pm • At $7.25 an hour, a job paying the federal minimum wage doesn't give workers much cash to spend. A person working 40 hours a week for 52 weeks will close out the year earning $15,080 before taxes. Fortunately, not too many people have to get by on the federal minimum wage. Only 2.7 percent of hourly 12 Reasons You'll Love Being Retired 07/11/2017 08:00pm • You are probably looking forward to retirement with eagerness and anticipation. Retirement is a well-deserved reward that you have earned with years of hard work. There are all sorts of ways to fill your days once you are free from the constraints of work and your life is truly your own. But perhap How to Keep Personal Data Safe When Traveling 07/11/2017 08:00pm • The busy travel season is here, and millions of Americans are preparing for their long-awaited summer trips. While a lot of effort goes into vacation planning -- from researching destinations to booking hotels and airfare -- excited jetsetters often overlook an important detail before takeoff: how 9 Critical Elements of Financial Planning 07/10/2017 08:00pm • Whether it's losing weight, running a marathon or getting an education, most people do best with a clear goal and timetable. That goes for financial planning, too -- whether you're planning for college, a new home or retirement. Most investors have a general goal, from living comfortably after they The World's Best Boater Havens for Retirement 07/10/2017 08:00pm • Many people dream of enjoying their retirement years sailing or cruising America's waterways. The trouble with that retirement plan is that it can require a big retirement nest egg. If it's the boater's life you fantasize about for your retirement, don't give up on the dream. Consider taking it over How Americans can reverse their biggest retirement savings regret 07/10/2017 09:35am • When it comes to retirement savings, you want no regrets, but 22 percent of Americans say they already regret not saving early enough, according to a recent Bankrate survey. A late start can threaten dreams of a secure retirement but doesn't need to derail it entirely. "Don't despair," says Ca 5 Things to Know About Your Social Security Statement 07/09/2017 08:00pm • The Social Security Administration stopped mailing paper Social Security statements to everyone under age 60 in 2017. Younger people who want to check their earnings history or taxes paid will need to view their statements online. The SSA says more than 30 million people have created a my Social Sec 6 Tax Questions To Ask Before You Retire 07/09/2017 08:00pm • Nearly one of every three dollars that high-income retirees spend goes to taxes, including those for federal, state, capital gains, real estate and personal property, according to a study by Lincoln Financial Group. Together, those taxes represent 31.8 percent of all household costs incurred in ret The U.S. Immigration System Faces Criticism From All Sides 07/09/2017 08:00pm • Thamina Stoll's graduation from Duke University this spring was a bittersweet moment for the Munich-born political science major. On the one hand, she had just earned a degree from a school that she loved -- and one she chose to attend over some Ivy League schools. On the other hand, the terms of he 10 Questions to Ask About Retirement 07/09/2017 08:00pm • Many of us believe that retirement promises a life of ease, free of responsibility. And in a way that's true. We no longer have to show up for work, deal with uncooperative colleagues, manage self-absorbed employees or report to narcissistic bosses. We no longer have to bear the weight of important You've Got Mail About Quitting Smoking 07/05/2017 08:00pm • The road to snuffing out cigarettes once and for all can be a long one. "I think the big thing for people to remember is that it usually takes multiple attempts to be successful at quitting smoking," says Dr. Valerie Bonne, a pulmonologist at Froedtert & the Medical College of Wisconsin in Milw 5 challenges of early retirement 07/05/2017 06:57am • Early retirement gives you an opportunity to get away from the corporate world and pursue your interests. But people who retire in their 50s are too young to qualify for government benefits and could face penalties if they try to draw from retirement accounts. An early retirement also makes it more