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Everything You Need to Know About Payday Loans 10/29/2018 08:00pm • If you're a little short on cash and need to meet an important expense, a payday loan may seem like a viable option. Be cautious, though. The fees and interest typical of payday loans make them expensive in the best of circumstances. If you're unable to repay the debt quickly, the costs can escalate Can You Buy a Money Order With a Credit Card? 10/29/2018 08:00pm • If you need to make a payment or send money, a money order could be a safer alternative to a personal check or cash. You can typically buy one with cash, a transfer from your bank account or a debit card, and some money order merchants will also accept credit cards as a form of payment. While using What are the luckiest numbers and states for Mega Millions? 10/23/2018 09:34am • DES MOINES, Iowa (AP) — For all the anticipation about whether someone will finally snag the gigantic Mega Millions and Powerball jackpots, the games come down to two things: simple math — and very long odds. But there are some quirks and surprises about the math equations that likely will soon How to Pick Your Second Credit Card 10/15/2018 08:00pm • Your first credit card may have been your first experience with credit, so you may not have an amazing interest rate or best-in-class rewards. If you've been able to build or improve your credit score since then, you may now qualify for better terms and perks. Here's what you should consider as you 9 Dividend Stocks for Energy Investors 10/03/2018 08:00pm • Energy's recovery pays off for investors.Energy prices were under serious pressure about three years ago and crude oil briefly dipped to less than $27 a barrel in 2016. But crude has since approximately tripled in price -- and a lot of the challenges facing the energy industry evaporated. While some 4 Little-Known Ways to Get Into Credit Card Debt 10/01/2018 08:00pm • Credit card debt is one of those things that can sneak up on you when you least expect it. It's lurking behind that balance transfer credit card that's begging you to use it for new purchases. It hangs out in dark alleys and tells you to take a vacation you can't afford to earn a sign-up bonus. If n 10 unexpected debt traps — and how to avoid them 09/20/2018 08:00pm • In theory, staying out of debt seems like a straightforward process: By not spending more than you can afford, you'll be debt-free. However, as millions of Americans with debt can attest, it can be more complicated than that. Common attitudes toward money-management and spending can make it easy to What Is a Credit-Builder Loan (and Should You Get One)? 09/19/2018 08:00pm • It's an age-old dilemma for would-be borrowers: Creditors want evidence you can handle a loan or unsecured credit card before they give you one, but there's risk in offering credit products to borrowers without a good credit history. That's where credit-builder loans come in. These atypical loans, 9 ETFs for New Investors to Own 09/18/2018 08:00pm • ETFs make it easier to invest in the market.Investing in the stock market can be intimidating, but thanks to exchange-traded funds, it is now much less daunting. An ETF is an investment fund with a group of stocks, sometimes containing thousands of individual companies. That allows even newer invest How Your Grace Period Can Save You from Credit Card Debt 09/16/2018 08:00pm • Grace periods are one of the most appealing attributes of credit cards. They allow you to buy what you need now and pay it off later , interest free. But if you don't know the specific terms of your card's grace period, you could get stuck with interest charges. What Is a Grace Period? A grace perio 5 Signs Your Financial Future Is Dire 09/13/2018 08:00pm • If you have a history of making poor spending decisions and repeating common money mistakes, such as racking up debt or neglecting to save for retirement, there's still time to improve your future financial situation. By taking stock of long-term financial goals and saving, earning and budgeting mor Where Can I Cash a Check? 09/06/2018 08:00pm • If you typically receive direct deposit payments and you get a paper check, you may be wondering how to best retrieve your money without paying a hefty fee. After all, with the rise of online banking and fewer physical bank branches, knowing how and where to deposit a check, especially if you don't 7 Cheap Dividend Stocks Under $10 09/05/2018 08:00pm • Let the dividend be your guide.Many investors are enamored with cheap stocks because they can hold a larger stake in the market. Others seek dividends, and owning more shares can mean a bigger quarterly payday. There are plenty of stocks that are cheap for good reason. That low stock price is often The Truth About Credit Card Debt Forgiveness 08/13/2018 08:00pm • When some people think about credit card debt forgiveness, it goes something like this: Your debt is erased, and you live happily ever after with no consequences. That would be amazing. But the harsh truth lies somewhere short of "totally erased" and "no consequences." To be clear, credit card debt The Best Ways to Build Credit Without a Credit Card 08/06/2018 08:00pm • Everybody wants the best mortgage rates, credit card perks, insurance quotes or apartment options. An awesome credit score can be the ticket to landing them, but getting that great score is easier said than done -- especially if you don't have, or don't want, a credit card. However, even without pl