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5 uncommon ways to use a home equity line of credit 10/03/2018 04:34am • WASHINGTON — A home is the largest asset for most Americans. Not only is it where you live and make memories, tapping into a home's equity — the difference between what you could sell your house for and the amount you owe on the house — may provide the funds to cover large expenses with reason What College Students Need to Know About Credit Card Fraud 10/02/2018 08:00pm • Almost two-thirds of college students aren't concerned about falling victim to identity fraud, according to a 2015 report by Javelin Strategy & Research. At the same time, students experienced the most severe effects of fraud of any age group. It's not always possible to prevent credit card fra How Debt Collection May Change for Student Loan Borrowers 10/02/2018 08:00pm • The U.S. Department of Education may sever ties with private debt collection firms. This could be good news for federal student loan borrowers in default. Consumer advocates say some delinquent borrowers have dealt with collection agencies that haven't been forthcoming about options that may be avai How Applying Early for College Affects Financial Aid 10/02/2018 08:00pm • Early decision applicants may enjoy improved odds of being accepted at their dream school, but that could come at the price of receiving less in college aid, experts say. According to a 2017 report by the National Association for College Admission Counseling, schools offering early decision accepted Amtrak IG: Safety, training, staffing and repairs are challenges 10/02/2018 12:25pm • Amtrak customer satisfaction. Click to enlarge. WASHINGTON — Recent Amtrak crashes and a push to operate more like a business demonstrate some key challenges for the rail service’s growth in the future, Amtrak’s inspector general’s office found. Over the next two years, a report ident 10 Universities That Offer International Students the Most Financial Aid 10/01/2018 08:00pm • The U.S. News Short List, separate from our overall rankings, is a regular series that magnifies individual data points in hopes of providing students and parents a way to find which undergraduate or graduate programs excel or have room to grow in specific areas. Be sure to explore The Short List: 4 Little-Known Ways to Get Into Credit Card Debt 10/01/2018 08:00pm • Credit card debt is one of those things that can sneak up on you when you least expect it. It's lurking behind that balance transfer credit card that's begging you to use it for new purchases. It hangs out in dark alleys and tells you to take a vacation you can't afford to earn a sign-up bonus. If n Rust Belt Cities Turn to Riverfront Development for Economic Boost 10/01/2018 08:00pm • FORT WAYNE, Indiana -- Fort Wayne's rivers have a PR problem, and Dan Wire has witnessed why firsthand. Among the things Wire, a supervisor with the Parks and Recreation Department, has found in the rivers are a mattress, a safe, a sewing machine, litter from fast-food restaurants, soda bottles, a l The Difference Between Interest Rate and APR 09/30/2018 08:00pm • Homebuyers shopping for a mortgage usually look for the lowest interest rate. But another number -- the annual percentage rate, or APR -- is just as important when trying to determine how much house you can afford. The difference between the interest rate and APR is simple, says Bryan Sherman, a con The Truth About Credit Card Debt Settlement 09/30/2018 08:00pm • In general, your credit card company wants its money back -- all of it. Part of your agreement when using the card is that you'll pay back all the charges you've made, plus any interest and fees that you accrue. But, in some cases, credit card issuers realize that getting everything you owe simply i 5 Tips for Investors Nearing Retirement 09/30/2018 08:00pm • Sooner or later the retirement plan gets a kickoff time, but setting a date is just one of the final steps in changing from the accumulation phase to the distribution phase, when you start spending those hard-won assets. The final 12 months are critical to assuring retirement goes as desired, and ex Should I Fund My Business with a Credit Card? 09/27/2018 08:00pm • If you're starting a business and looking for quick and easy financing, one source is as close as your wallet. Personal and business credit cards are an attractive way to pay for some of the bills you'll face as a business owner, especially in the early stages when cash flow can't always match expen Will You Really Live on Less in Retirement? 09/27/2018 08:00pm • You may have heard that you'll need 70 to 80 percent of your pre-retirement income to live comfortably once you leave the workforce. But financial experts advise against adhering to that advice. "I think it's a terrible rule of thumb," says Brad Owen, senior wealth advisor and senior vice president What You Should Know About Instant Approval Credit Cards 09/26/2018 08:00pm • If you need a new line of credit fast and have strong financial credentials, you could get approved for a new credit card in minutes -- or less. But an instant approval doesn't mean you'll have access to the credit line right away. Here's a look at instant approval credit cards and how to get one. W 8 Dividend Stocks to Buy for a Monthly Paycheck 09/26/2018 08:00pm • Greater dividend frequency can help income investors. When it comes to income opportunities, many investors look for reliability. That's particularly true for those at or near retirement and are looking for stocks that can provide a regular paycheck to offset living expenses. While income investors