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3 Ways to Diversify Your Portfolio With Gold 05/26/2015 08:00pm • Gold is considered to be the world's first currency. The yellow metal was melted into gold coins created by King Croesus of Lydia around 550 BC and circulated in many economies well before the creation of paper money. Today, Western investors view gold as an alternative asset, a commodity, a quasi- 3 Surprising Student Loan Repayment Facts 05/26/2015 08:00pm • We've reached the end of another school year, which is always a great time for any student to look ahead. One topic perfect for this is student loans, especially if you're not returning to school in the fall. Federal student loan borrowers receive a grace period before their first payments are due. The 5 Biggest Money Decisions New Grads Face 05/26/2015 08:00pm • Congratulations! You've just passed through one of modern life's great rites of passage: college graduation. If you're like many of your cohort, you have a lot of weighty decisions to make in the next few months. Fortunately, these decisions are a lot like college: show up, do the homework and more How to Tackle Student Loans During the Grace Period 05/25/2015 08:00pm • Get Ahead of Student Loan PaymentsCongratulations -- you survived college. But now it's time to think about those pesky student loans. Depending on its terms, a loan may allow graduates to delay their first payment for several months. This is when those recent borrowers should settle on a repayment Explore Ways Community Colleges Serve Veterans 05/24/2015 08:00pm • Stepping into a classroom after years of serving in the military full time can be difficult, especially for veterans who are still adjusting to civilian life. The choice between community college and a four-year university can make a difference in student comfort and success. The structure, cost and Having Kids Later in Life? 5 Key Financial Considerations 05/20/2015 08:00pm • If you're having children later in life -- a phrase that's impossible to define but let's go with your 40s and beyond -- you may wonder what the future will bring. For instance, if your health isn't the greatest, and you're having kids in your 50s, you may worry that by the time you're choosing your 4 Ways to Get Financially Ready for Business School 05/20/2015 08:00pm • Behind every great degree is often a large bill, and with business school programs, it's no different. Many MBA programs cost students $40,000 a year or more for tuition, and students also have to come up with the money for housing, food and other expenses. Financial issues are the top reservation 3 Ways to Set Financial Goals You'll Actually Keep 05/19/2015 08:00pm • Are your financial goals similar to New Year's resolutions? Great ideas in theory, but ones you don't take action on? Maybe you set a goal to save 20 percent of every paycheck, become debt-free or pay cash for your next car. Maybe your goal was to aggressively pay down your mortgage so you can be 7 Unique, Boutique ETFs 05/19/2015 08:00pm • Exchange-traded funds have exploded into public consciousness with a popularity to match mutual funds, so it's easy to think that a cursory look makes you a near expert. There isn't much to the basics: These securities track a commodity, asset group (such as an index fund) or index (such as the Stan Why Millennials Are Shunning Traditional Financial Tools 05/19/2015 08:00pm • More than one-third of 18- to 29-year-olds have never had a credit card, according to a survey of 1,000 adults released last month by CreditCards.com. Thanks to the 2009 Card Act, which put strict limits on how credit cards are marketed and issued to young people, as well as the Great Recession, wh Learn How to Transfer Parent PLUS Loans to a Child 05/19/2015 08:00pm • When it comes to helping Neela Hummel's mother-in-law repay the parent PLUS loans she borrowed years ago for her son's schooling, the family has an informal arrangement. Neela and her husband Tom regularly log into his mother's account and make payments with their own funds, tackling the nearly $3 Ask 4 Questions to Avoid Being Duped By a Student Loan Service 05/19/2015 08:00pm • The Student Loan Ranger has discussed before the so-called "debt relief" companies that target student loan borrowers. Due to the volume of questions we've been receiving on this topic, however, we thought it might be worth revisiting. What most of these emails have in common is the subject line, w The Balancing Act of Being a Renter and Landlord 05/18/2015 08:00pm • Millennials are often painted in the news as the generation that refuses to invest in real estate. The 20- to 30-somethings are flocking to major cities based on employment opportunities and lifestyle choices, where they inevitably end up renters due to high housing prices and the average student lo 4 Oversold Utilities Stocks 05/18/2015 08:00pm • According to the U.S. Department of Labor, the Producer Price Index declined 0.4 percent in April -- the fifth decrease in the past six months, and a decline of 1.3 percent over the past 12 months. With these numbers clearly falling short of the Federal Reserve's stated inflation targets, many marke How to Cut Your Costs at the Pump 05/18/2015 08:00pm • If you have a summer road trip planned, then you might be paying close attention to fluctuating gas prices. While they are relatively low, averaging $2.71 per gallon compared to almost a dollar higher at this time last year, according to AAA, they have been rising lately and prices vary widely bas