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12 Money Lessons Your Child Should Know Before Age 12 06/30/2015 12:00am • There is unfortunately a significant lack of financial education in our country, which makes it more important than ever for parents to teach basic money lessons to their children. Although some financial topics might seem challenging, you might be surprised what your children can absorb. From ab 6 Steps for Declaring Financial Independence From Your Parents 06/29/2015 08:00pm • For many people, graduation day symbolizes the start of financial independence from one's parents. They no longer provide a significant income stream for you, so you're left on your own to find work and start paying your own bills.But for many, it's not the end of that financial relationship. Many p 4 Things You Can Change About Your Credit Card With a Phone Call 06/28/2015 08:00pm • When it comes to your credit card, you have more power than you realize. A simple phone call can potentially save you hundreds of dollars, improve your credit score, score you extra frequent flier miles and more -- and your chances of success are higher than you'd imagine. Most people never make tha 4 Alternatives to Consider When Denied a Parent PLUS loan 06/28/2015 08:00pm • After his son was accepted at the University of Maryland--Baltimore County, with an opportunity to play lacrosse, his father applied for a Parent PLUS loan to cover the costs. But a long-ago bankruptcy and tax lien caused the father, who shared his experience with U.S. News but declined to be named The Debt Gender Gap: How Women Can Close It 06/25/2015 08:00pm • Even as society closes gender gaps in parenting, marriage and the workplace, we're still pretty convinced that men and women are innately different in some ways. One 2013 study from Penn Medicine illustrated neurological differences between the sexes. For instance, the study found men tend to be bet 5 Tips for Navigating Medical Care Without Health Insurance 06/24/2015 08:00pm • Living without health insurance means weighing each decision to see the doctor against the potential cost. Being conservative in your medical care isn't inherently bad, but for many, this means forgoing necessary care and putting their health at risk. The Affordable Care Act has proved effective in 3 Times It's OK to Let Your Credit Score Take a Hit 06/24/2015 08:00pm • You hear a lot that you should do whatever possible to make sure your credit score doesn't drop. The higher the score, after all, the lower the interest rate you'll likely be charged on loans. If you have a low credit score and you want to borrow, you'll either have to pay more or you won't get a lo How to Tackle Your Student Loans Before the Grace Period Ends 06/24/2015 08:00pm • Ah, the joys of a grace period. Six blissful months of ignoring the fact you have to start making regular payments on student loans for a decade or two. The recent graduates entering this phase of financial arrested development would be better served using the six months to create an airtight debt r The Pros and Cons of Sharing Your Money Goals 06/23/2015 08:00pm • After Matthew Robinson heard about Linkagoal, a social networking site for people who want to share their goals, he decided to join. He posted that he wanted to start a clothing brand, and soon afterward, heard from a friend on the site who said he could help him with that. He began sharing more go How to Follow Your Dreams -- While Still Paying Your Bills 06/23/2015 08:00pm • Younger Americans feel it's harder to eke out a living today, but it doesn't mean you have to give up your dream. Sixty-eight percent of younger Americans think they have a harder time starting out than previous generations, while 80 percent of older Americans agree that getting started today is h Discover College Savings Options for Socially Responsible Investing 06/23/2015 08:00pm • When Krista Pfeiffer and her husband, Daryn Edwards, decided to open college savings plans for their son and daughter in their home state of Pennsylvania, they were happy to see that they could choose a "socially responsible" investment, or a fund of stocks screened for social and environmental crit 10 High-Profile Stocks Poised for a Comeback 06/23/2015 08:00pm • Summer's as good a time as any to assess slumping stars in the stock market, as even baseball legends aren't immune to a dip in their fortunes. In 1971, Boston Red Sox shortstop Luis Aparicio went 0 for 44 -- that's 44 times at bat without a single hit -- but still managed to make the Baseball Hall Survey: Almost 30 percent of Americans have no emergency savings 06/23/2015 06:03pm • WASHINGTON — When it comes to saving money for an emergency, almost 30 percent of Americans say they have no backup plan in the bank, according to a new survey. The number of Americans with no emergency savings whatsoever is at a five-year high of 29 percent, up from 26 percent last year, accor 7 Apps to Teach Your Kids Personal Finance Skills 06/22/2015 08:00pm • Before the age of smartphones and online gaming, teaching kids how to save came in the form of a piggy bank sitting in their bedroom. Now, that age-old piggy bank is moving to the digital world, powered by apps. Mia Wenjen, the blogger behind Pragmatic Mom, says the current financial climate, with Can Alternative Credit Scoring Models Help Millions of Consumers? 06/22/2015 08:00pm • Consumers with a solid credit history may not give it a second thought when they apply for a cellphone, an apartment or a new insurance policy. But for the estimated 53 million Americans without a FICO score -- often recent graduates, immigrants or those who prefer not to use credit -- these seemin