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Follow These January Steps for Scholarship Success 01/13/2016 07:00pm • Over the next several months, prospective college students will finally know which schools have accepted their applications and, perhaps more importantly for many, how much financial aid -- scholarships, grants, work-study and so forth -- they will receive. When the so-called sticker price on some Why Taking a First-Time Homebuyer Education Course Is a No-Brainer 01/13/2016 07:00pm • When Stefanie Cates and her husband, George, were looking for a home in Sarasota, Florida, they were lucky enough to receive down payment assistance from the United Way. With that assistance came a requirement that they attend a homebuyer education course. Both Stefanie and George work two jobs, bu How to Start Making Progress on Long-Term Career Goals 01/13/2016 07:00pm • The January buzz is New Year's resolutions. But this can get old fast as you recall past years and unfulfilled resolutions. You may ask yourself what the point is in making resolutions when you know that you won't satisfy them. Stop right there. It's time to change that mindset. There are always go To play or not to play? Local professor offers Powerball advice 01/12/2016 11:08pm • WASHINGTON — If you're wondering whether you should buy a Powerball ticket, and what to do with it if you win, a guy who knows quite a bit about money has some advice for you. Allan Eberhart, a professor of finance at Georgetown University's McDonough School of Business, does not advise spendin Why Late Credit Card Payments Don't Always Hurt Your Credit Score 01/12/2016 07:00pm • It's a warning often repeated: A single late credit card payment can lower your credit score by as much as 100 points. That's true -- kind of. If you pay your bill 30 or more days late, it could indeed end up on your credit reports and damage your score. And if you start out with excellent credit, t Keep an Eye on These College Savings Trends in 2016 01/12/2016 07:00pm • Beth Halbach wanted her friends and family to be able to give college savings as a gift for her 1-year-old daughter's birthday, but she found the gift-giving process available through her college savings plan in Minnesota to be cumbersome. She ended up using Gift of College, a third-party gift reg 10 Things Millennials Should Do to Reach the Next Financial Level 01/12/2016 07:00pm • Millennials have had a rough road when it comes to money. Not only did they come of age during the Great Recession, which made jobs scarce and benefits even scarcer, but many saw their parents lose big time in the stock or real estate markets, which scared them off of making their own investments. How to Audit Your Financial Products 01/11/2016 07:00pm • The new year comes with resolutions, albeit often short-lived, to be better in some way. Before the boost for success weans, you should take some time to conduct an audit of your financial products that may help you reach your money goals for the year. How to Start a Financial AuditStart by writing Consider These 7 Things Before You Invest 01/11/2016 07:00pm • Investing and planning for the future can be a daunting task. There are so many factors to consider in creating and managing your portfolio, and you may find it difficult to find a financial professional you trust for unbiased advice.That's why Monument Wealth Management, as an independent registere How to Put Yourself on a Money Diet 01/11/2016 07:00pm • For the past six years, Eliza Cross, a professional blogger and freelance writer in Denver, has put herself on what she calls a "money diet." Not that she coined the phrase. "Money diet" is a term that's been around since at least the 1980s. For a stretch of time, maybe a week and often a month, you D.C. joins campaign to curtail human trafficking 01/11/2016 04:25pm • WASHINGTON — The District is partnering with the Department of Homeland Security's Blue Campaign to raise awareness about human trafficking and diminish its presence in the area. The partnership, announced Monday at the new offices for D.C.'s Office of Human Rights, brings resources to the ci Don't Have a Chip Credit Card Yet? Consider These 4 01/10/2016 07:00pm • Don't have an EMV chip card yet? Don't worry. You have plenty of options. You may have read news reports about these thumbnail-sized metallic squares that now appear on the front of many credit cards. You might have also noticed that the credit card terminals at the checkout counter of your favorite 4 Building Blocks of a Secure Retirement 01/10/2016 07:00pm • It can be a scary proposition to leave behind the security of a regular paycheck and face the blank slate of constructing your own new lifestyle. Will you be able to support yourself? Will your health hold out? What will you do with all the time? Of course, you can't predict the future. You might su 7 surefire ways to fail at your New Year's resolutions 01/07/2016 07:00pm • Over 80 percent of New Year's resolutions fail, according to a U.S. News Eat + Run post. So what do the successful resolution-makers know that the rest of the world doesn't? The fact is that there are right and wrong ways to make resolutions. Some types of resolutions fail, and some attitudes tow 5 Ways to Deal With Debt Before Retirement 01/07/2016 07:00pm • Like oil and water, debt and retirement don't go together very well. Living on a fixed income while still making monthly credit card or mortgage payments can be a struggle. A 2013 study from the University of Michigan Retirement Research Center found that almost a quarter of baby boomers have debt t