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The Fintech Revolution Is Just Beginning 05/09/2016 08:00pm • Last week, Bloomberg TV ran a story critical of the fintech lending space, citing major dips in the stock prices of three publicly traded lenders: OnDeck Capital (ticker: ONDK), LendingTree (TREE), and Bankrate (RATE). OnDeck shares have lost nearly 75 percent of their value since the company's ini Millennials Think These Countries Have the Most Economic Potential 05/09/2016 08:00pm • Millennials, generally considered to be 18- to 35-year-olds in 2015, have made major waves in the way business is conducted and in the companies view their customer. "Because they are the largest generation, their spending power is substantial," says Derrick Feldmann, lead researcher for The Millen What to Do If You've Fallen (Way) Behind on Your Credit Card Payments 05/09/2016 08:00pm • Don't panic.You've fallen behind on your credit card payments. We're talking way behind. Not a few weeks late. Months. Not one missed payment. Two. Or four. Can you ever catch up? You're honestly not sure at this point. Breathe. All isn't lost. The following steps may help you inch your way out of t The Financial Benefits of Living With Less 05/09/2016 08:00pm • When people think about "living with less," visions of cramped living quarters and hipster couples espousing the virtues of straw-based plumbing may spring to mind. Condensing your belongings to fit into less than 250 square feet isn't for everyone; the financial freedom associated with tiny living Student Loan Debt: The Invisible, Incredible Drain on Investment 05/08/2016 08:00pm • In investment annals, the story of student loan debt isn't too often told, let alone treated with any sense of urgency. After all, what do portfolios, capital gains or passive income have to do with paying off the package that makes college education possible? Here's an after all, then, for the obl 4 Conservative Ways to Lock Away Wealth for the Future 05/08/2016 08:00pm • We've been through nine recessions since 1950, so as you're trying to save your money, sometimes you get a nagging feeling to stash it somewhere safe. Once upon a time, you could conservatively build your wealth by parking cash in a high-interest savings account, but those days are history and bank 10 Student Loan Facts College Grads Need to Know 05/08/2016 08:00pm • Most College Grads Have Student DebtIn recent years, 70 percent of students graduated with student loans. The average 2016 grad holds $37,172 in student debt, according to calculations by student loan expert Mark Kantrowitz. And a recent Citizen's Bank survey finds finds 59 percent of millennial gra A Purple Rain Estate Plan 05/05/2016 08:00pm • As shocked as the world felt when we heard the news that Prince passed away, those of us in the financial planning world felt even more surprised when additional details followed. The enormously successful and talented artist left behind massive wealth, but no estate plan. And with his estate antici Guide to refinancing or consolidating student loans 05/04/2016 08:00pm • The national student debt numbers are scary. The Federal Reserve Bank of New York estimates that Americans owe $1.2 trillion in student loans. And about 3.6 million Americans, or approximately 1 in 6 borrowers, are defaulting on their student loans and haven't made a payment in at least a year, a 3 Reasons Not to Try Shorting Stocks 05/04/2016 08:00pm • No doubt about it, short selling can be extremely profitable. Then again, so can the lottery. Recently, "The Big Short" won an Oscar for its adaptation of the best-selling book chronicling how a handful of Wall Streeters made millions betting against the housing market before the financial crisis. AAPL: What to Do Now With Apple Stock? 05/04/2016 08:00pm • By now, any investor with a passing interest in Apple (ticker: AAPL) stock is well aware that the company just reported its worst showing in more than a decade. Apple's stock has already been riding a roller coaster for the past year, topping at nearly $133, dropping 30 percent to $92 and then rall 4 States That Offer Generous Student Loan Forgiveness Programs 05/03/2016 08:00pm • One of the Student Loan Ranger's all-time favorite television series was the quirky '90s show "Northern Exposure." The premise was that the main character, New Yorker Joel Fleishman, had his medical school tuition paid for by Alaska in exchange for him living and working in that state for a period a 'Payback Playbook' Among New Web Tools for Student Loan Borrowers 05/03/2016 08:00pm • The Obama administration is rolling out two new Web tools to help borrowers manage their federal student loans and enroll in a payment plan. The move is a part of the Department of Education's initiative to enroll an additional 2 million student loan borrowers into a repayment plan such Pay As You 4 Great Value Stocks for a Hot Market 05/03/2016 08:00pm • Since bottoming out on Feb. 11 on declining oil prices and fears of a Chinese recession, U.S. stocks have come roaring back. The Standard & Poor's 500 index has rallied almost 13 percent from its 2016 low and the Dow Jones industrial average is up more than 13 percent. Many stocks in the energy Presidential Election Vexing Small Business Owners 05/02/2016 08:00pm • The contentious 2016 presidential race is generating anxiety among small business owners and could create problems for job creation and domestic hiring in the near future, according to a series of business sentiment trackers released this week. Bank of America's Small Business Owner Report on Tuesd