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Should You Invest That Down Payment? 08/22/2017 08:00pm • For many homebuyers, scraping up a down payment take years of penny-pinching. But not for everyone. Many buyers have a chunk of change from sale of a previous home, inheritance or investment winnings. For those in that enviable situation, the question is: What's the best way to invest that money? P Should Long-Term Care Insurance be Part of Your Retirement Plan? 08/22/2017 08:00pm • Many people understand the basics of retirement planning: Save money, invest for the future and then make a withdrawal plan. Then you can add in Social Security and Medicare during your 60s. But many people are missing one essential piece of the retirement planning puzzle: how to pay for long-term c McAuliffe to propose Medicaid expansion again 08/22/2017 04:28am • WASHINGTON — Hundreds of millions of dollars required for schools and a plan to expand Medicaid will be included in Virginia’s next two-year budget proposal, despite repeated rejections of the Medicaid eligibility expansion by the Republican-led General Assembly. In his final end-of-fiscal-ye Watch for 2018 Best Colleges Rankings on Sept. 12 08/21/2017 08:00pm • Prospective students and parents can explore the 2018 U.S. News Best Colleges rankings three weeks from today, on Tuesday, Sept. 12. Available on usnews.com, these rankings -- which include National Universities, National Liberal Arts Colleges, Regional Universities and Regional Colleges -- focus o Credit Cards 101 for College Students 08/21/2017 08:00pm • Credit cards are an important financial tool in a college student's wallet. Unfortunately, many students fail when it comes to understanding the basics of using a credit card, according to a U.S. News survey of college student cardholders. In fact, 44 percent of respondents said they weren't educat How to Overcome Your Credit Card Fears 08/20/2017 08:00pm • Debt running wild can certainly be a scary thing. Americans are facing a record level of indebtedness, with balances having risen continuously over the past three years to $12.8 trillion, as of June 30, 2017, according to the Federal Reserve Bank of New York. Credit card debt alone totals about $78 How 6 Personality Types Can Save During the Back-to-School Season 08/17/2017 08:00pm • Everyone knows you can save on back-to-school supplies by running from store to store snagging deals. However, that's not the only way to keep cash in your pocket during the weeks to come. Here are six other ways to save that may speak to your personality. The Social Butterfly: Organize a Clothi What Might Start a Market Meltdown? 08/16/2017 08:00pm • Reports of sky-high market valuations bombard investors daily as the cyclically adjusted price-earnings ratio or Shiller P/E rises to levels it last reached before famous historical market crashes. Expensive valuations like these don't have the power to start financial meltdowns, but they can exace Protect Your Privacy When Applying for Scholarships 08/16/2017 08:00pm • Digital privacy concerns are growing. According to a 2016 Pew study, Americans consistently stated they lack confidence in everyday communication channels and the companies in charge of those channels. Searching and applying for college scholarships online requires applicants to surrender some of t How to Stay Debt-Free During the Back-to-School Shopping Rush 08/16/2017 08:00pm • The welcome respite that is sending your kids back to school after a long summer comes at a price, one that's driving a surprising number of parents into debt. According to a recent MagnifyMoney survey, more than 1 in 5 parents will go into debt to cover the cost of back-to-school expenses, meaning Your Kids Want Your Money: How to Juggle Retirement, College and Wedding Expectations 08/16/2017 08:00pm • Growing up is expensive. When young adults want to get married, that may mean a lavish wedding to kick off the partnership. Buying a house could require a bigger down payment than the money they have in the bank. And nothing seems to financially weigh down young adults more than the cost of college Talk about finances before living together after 50 08/16/2017 04:41am • WASHINGTON — Love can happen at any age, and with the rise of “gray divorce,” it’s happening again more frequently for those over age 50. But instead of walking down the aisle another time, many older couples are opting to live together. While we think of cohabitors as being younger, rece Amazon's Bonds Get a Seal of Approval 08/15/2017 08:00pm • The bond market is giving Amazon.com's (Nasdaq: AMZN) bond sale a better credit rating than the one offered to Tesla ( TSLA) investors last week. On Tuesday, Amazon announced plans for a seven-part bond sale with maturities ranging from three to 40 years to help fund its $13.7 billion buyout of Who 5 Ways to Protect Against a Market Correction 08/14/2017 08:00pm • Our eight-year bull market is long overdue for a correction, and investors are starting to look for ways to protect their portfolio from a potential 10 percent or more drop in stocks. Traditionally, bearish investors sought refuge in bonds, but with interest rates still at historical lows, bonds ma 3 Things Nobody Tells You About Your Credit Score (But Should) 08/13/2017 08:00pm • It's expensive to have a crummy credit score. The truth is that folks who either have poor credit or little credit get the worst of everything when it comes to credit cards: higher interest rates, more fees, smaller sign-up bonus, fewer special perks. It can end up costing you thousands of dollars