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What Is a Financial Plan? 08/18/2020 12:00am • A financial plan is the crux of the financial planning process. In a way, it's the road map for your clients' money, there to guide them financially from where they are today to where they want to be. Without a plan, investors are just paddling in an open sea, hoping their direction and speed will b What Is Wage Garnishment? 08/17/2020 12:00am • With the COVID-19 pandemic still in full swing in the United States and an unprecedented number of layoffs taking place across the country, financial security is more important than ever. Yet in some specific cases, you may find your paycheck withheld by your company through a process known as wage Bills You Don't Have to Pay During the Coronavirus Pandemic 08/13/2020 12:00am • Paying bills on time has become a challenge for many Americans, thanks to the novel coronavirus. But here's the good news: Cash-strapped individuals have access to a range of relief measures to make monthly bills affordable. The federal government, state lawmakers and private companies have rolled o Managing Your Credit During a Financial Crisis 08/13/2020 12:00am • Personal financial crises can come out of nowhere. You're cruising along just fine, paying your bills, making ends meet and then suddenly you're not. Your car breaks down, your house floods, or a global pandemic drives you out of work and into quarantine. "When financial problems arise, some people How Marriage Can Affect Your Student Loans 08/05/2020 12:00am • Getting married can change many aspects of your life, including your personal finances. For many couples, student loan debt is an important part of that. It might not sound romantic, but it is worth understanding before the big day how marriage can affect student loan repayment. If you have not had Expenses You Can Eliminate in Retirement 08/03/2020 12:00am • Lower your expenses.Many retirees are tempted to spend more money on leisure activities in retirement. Health care costs also tend to increase as people age. But there are many costs that decline in retirement, and a few you can eliminate entirely. Here are some expenses you will no longer have in r Should You Buy Alphabet (GOOG, GOOGL) Stock? 07/31/2020 12:00am • There are only a handful of companies in the world that can argue they have power approaching Alphabet (ticker: GOOG, GOOGL). And ever since its initial public offering in 2004, GOOG stock has performed accordingly. But 16 years after its IPO, the world's leading search engine isn't the growth dynam A Guide to Stipends 07/27/2020 12:00am • Stipends are a type of payment used by a growing number of organizations to incentivize employees, researchers, teachers, interns and volunteers. To help increase your understanding of and the implications around getting a stipend, here is a comprehensive guide to stipends, including some facts and How to Build a College Budget 07/23/2020 12:00am • The cost of a college education has risen faster than inflation and remains a significant financial concern for many families. Average tuition and fees at an in-state public college was $10,116 for the 2019-2020 year, according to U.S. News data. For out-of-staters, that amount was $22,577. At priv 4 Refunds You May Get During the Coronavirus Pandemic 07/23/2020 12:00am • There aren't many positives to take from the coronavirus pandemic, but there may be some upside. For instance, you may have relished the extra family time while sheltering in place. Or maybe you've taken far more nature walks than you did in the past -- and plan to continue them even after the pande Are You Rich? How the Wealthy Are Defined 07/20/2020 12:00am • How much money do you need to be rich? According to respondents of a 2019 Modern Wealth Survey from Charles Schwab, once you have $2.3 million in personal net worth, you can call yourself wealthy. On the other hand, people responding to a 2019 survey from the market research website YouGov said yo Md. ranked No. 2 for busiest urban interstates; Beltway bottlenecks cited by truckers 07/14/2020 04:30am • Some of the D.C. region's most important highways are suffering from traffic bottlenecks and deteriorating surfaces, a new report on the nation's aging road infrastructure finds. In its 2020 interstate highway report, TRIP, a D.C.-based national transportation research group, identified Maryland How Millennials Spend Their Money 07/14/2020 12:00am • Millennials get a bad rap for spending recklessly and are often teased for splurging on entertainment and traveling over buying a home and starting a family. However, these money habits are often compared to those of older generations with whom many life circumstances and priorities differ. "The st 10 Steps to Achieve Financial Freedom 07/13/2020 12:00am • What is financial freedom?Ask a room of people to define financial freedom, and you're likely to get a dozen different answers. "Money means a million different things to a million different people," says Matt Higa, a financial representative with Northwestern Mutual who lives in the San Francisco a 10 Best Personal Finance Courses 07/08/2020 12:00am • If you want to learn how to make smart financial decisions, save more and eliminate debt, you're in luck. Today, there are plenty of online personal finance classes offering money-management lessons. Still, "people need to keep in mind that online personal finance courses should be seen as an educa